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Wealth Lending

As Standard Chartered Bank Zambia Plc we understand that flexibility is important as you plan for your finances; that is why we are offering you a solution to explore new investment opportunities and increase liquidity in accordance with your personal needs.

Wealth Lending is a credit facility that allows you to access an overdraft facility on your account secured by your fixed deposit.

  • Overdraft available in Kwacha against Kwacha fixed deposit
  • Maximum tenure should match the maturity of the fixed deposit.
  • Allows you to unlock value from your fixed deposit.
  • Convenient and provides flexibility.
  • Provides competitive interest rates.
  • Helps you grow your portfolio.
  • Affordable as you only pay interest on the overdrawn balance for the period covered.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.