Zero-fee credit card

• Apply for a Saadiq Credit Card and get an AED 500 Amazon.ae Gift Card* when you join.
• Zero annual fees for the first year and when you spend AED 2,000 in a year from the second year onwards*
• Zero over-limit fees. You won’t be charged if you go over your credit card limit
• Zero cash advance fees. You won’t be charged if you use your credit card at ATMs
• Zero late payment fees. If you’re a little short of cash one month or simply forget to make a payment, there are no extra charges.

Annual Fees:

• 1st Year: No Annual Fee for New Credit Card Applicants. Existing Cardholders AED 315.
• 2nd Year Onwards: Annual Fee is AED 315. Annual Fee will be waived if retail spends for the preceding 12 months exceeds AED 2000 or equivalent.

*T&Cs apply