A safe alternative investment product that allows funds to be placed for a fixed period with guaranteed returns, provided the funds are held to its maturity.

Features

  • Higher Returns

    Attractive returns with complete security and competitive interest rates.

  • Multiple Currencies

    Access a wide range of currencies.

  • Low Minimum Deposit

    Benefit from a low minimum deposit of JOD 5,000

Benefits

  • Competitive interest rates*.
  • Tenor ranges from one month to two years.
  • Available in a various currencies including JOD, USD , EURO, AUD, CAD, GBP, JPY & AED.
  • Auto Rollover facility is available.

* Interest rates are available upon request at all branches

Terms and Conditions

  • Physical visit for any of our branches located around the kingdom.
  • Present your Valid identity document such as National Identity document for Jordanian or Passport for non Jordanian.
  • Proof of address is required such as Water or Electricity utility bill or Land/Building ownership document.
  • Minimum amount to open a fixed deposit in local currency is JOD 5,000 & in foreign currency is the equivalent to JOD 7,000.
  • On Maturity, Fixed Deposits will be automatically rolled over at the prevailing rate, unless otherwise instructed.
  • Pre-mature withdrawal of Fixed Deposits* = (Value of deposit x Interest Rate x duration of deposit) - (Withdrawn amount of deposit x Higher limit of interest rate declared on the date of withdrawing the deposit for similar term deposits in addition to 2% x the remaining period of the withdrawn deposit).
  • Customer will not lose any of the principal amounts.
  • If the Fixed Deposit matures on a day which is not a working day, then the date will be extended to the next working day.
  • You must instruct us in writing (or any other way we agree to accept) before the maturity date (and in the case of foreign currency deposits, at least 2 banking days before the maturity date) whether you want:
    • to renew the fixed deposit; or
    • us to pay you the principal and interest on the maturity date.
  • Maintain debiting the account at least once every three years to avoid classifying the account as dormant and hence charging the account fees of JOD 2 monthly.

Contact Me

Alternatively, please complete our contact form and we will be in touch as soon as possible.

Contact Me

Call Us

Call our 24 hours/day Phone Banking Team for further information.

0800 220 99 Or
+962 6 565 8011

Branch Banking Hours

Our Official working Hours are from Sundays to Thursdays, from 8:30 AM till 3:00 PM

Locate Us

Visit the branch that is nearest to you.

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