Whatever your needs are, our Personal Loan gives you extra financial flexibility without any guarantor or collateral
Applicable to all salary-based individuals living and working in Zimbabwe only.
Flexible repayment periods of 12 - 48 months.
Establishment fee – 5% (of loan amount), Interest Rate – 45% per annum.
Minimum qualifying amount- ZWL41,000
To Apply for a loan and to Top Up an existing loan.
| • Be Salaried from approved companies. Salary should have been accruing to the account for 3 consecutive months. |
| • For new accounts, you will need to provide 2 months bank statements (previous bankers) supported by at least one salary credit through Standard Chartered Bank. |
| • Have a minimum net salary of ZWL25,000 |
| • Have proof of income (latest original payslip) |
| • Have a copy of employment contract, valid work permit and residence permit (where applicable) |
| • Provide your Metal/plastic ID, Valid passport or Driver’s licence |
| • Show proof of residence (recent utility bill or letter from your employer) |
| • Be aged: 21-65 years |
| • Top up loan after 9 months consistent repayments from existing loan (36-48 months tenor) |
| • Qualifying amount: Minimum of ZWL41,000 up to a maximum of ZWL2,000,000 |
All loans are granted to Zimbabwean residents and employees of companies approved by Standard Charted Bank Zimbabwe. All loans are granted at the sole discretion of Standard Chartered Bank Zimbabwe. All loans are granted to Zimbabwean residents and employees of companies approved by Standard Charted Bank Zimbabwe. All loans are granted at the sole discretion of Standard Chartered Bank Zimbabwe. Download our terms & conditions for more information.
For more information, call (04) 758078/9 or visit your nearest branch.
Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.
Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.
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