Personal Instalment Loan

  • Applicable to all salary-based individuals (in Zimbabwe only).
  • No security needed.
  • Flexible repayment periods of 12 - 48 months.
  • Credit Life insurance policy.
  • Top up loan after 9 months consistent repayments from existing loan (36-48 months tenor).

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  • No Security Needed

    Salary based loans.

  • Flexible Monthly Repayments

    Flexible repayment periods of 12 - 48 months.

  • Affordable Minimum Requirements.

    • Minimum qualifying amount - ZWL41,000
    • Max loan amount- ZWL2,000,000 for both Personal and Priority clients

Rates and Fees

  • Applicable to all salary-based individuals living and working in Zimbabwe only.
  • Flexible repayment periods of 12 – 48 months.
  • Establishment fees – 5% (of loan amount), interest rates is 45% per annum.
  • Minimum qualifying amount - ZWL41,000
  • Maximum amount- ZWL2,000,000


• Be Salaried from approved companies. Salary should have been accruing to the account for 3 consecutive months. For new accounts, you will need to provide 2 months bank statements (previous bankers) supported by at least one salary credit through Standard Chartered Bank.
• Have a minimum net salary of ZWL25,000
• Have proof of income (latest original payslip)
• Have a copy of employment contract, valid work permit and residence permit (where applicable)
• Provide your Metal/plastic ID, Valid passport or Driver’s licence
• Show proof of residence (recent utility bill)
• Be aged: 21-60 years
Complete an application form with all the applicable terms and conditions.
For more information, call +263 (0) 242 254281/2/3 or visit your nearest branch.

Terms and Conditions

For Personal Instalment Loan

All loans are granted to Zimbabwean residents and employees of companies approved by Standard Charted Bank Zimbabwe. All loans are granted at the sole discretion of Standard Chartered Bank Zimbabwe. Download our terms & conditions for more information.

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