Term Loans are a structured form of borrowing intended to finance specific transactions or assets.

Drawings are usually made in one amount and the repayment is typically made by fixed monthly, quarterly or annual repayments depending on the nature of the underlying transaction, and the cash flow it generates.

Short Term Loan

This is a contract between a borrower and the Bank where the customer is provided a loan amount either in local or foreign currency for a period not exceeding one year. Interest is charged on the individual drawings made under the loan at a rate agreed at the time of the drawing.

  • Straight2Bank

    24/7 Control on your business banking.

  • Business Current Accounts

    A premium current account – Business Current Account available in currencies including USD, GBP, EUR and ZAR.

  • Business Overdraft

    Overdrafts are a flexible form of borrowing for short-term rather than long-term financing.

Useful Information

Global Business Banking

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.