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Buy your dream home with easy financing solution featuring competitive interest rates and unrivalled level of service.

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Purchase your new home or renovate your existing home with our home loan.

Buy your dream home with easy financing solution featuring competitive interest rates and unrivalled level of service.

The perfect loan for the home you have always wanted

Standard Chartered Bank offers a very competitive rate for Employee Banking clients. Our Home Loan is designed keeping your dreams in mind. So become the proud owner of your dream home with our fast and easy home financing solution.

Features

Preferential Interest Rates

Enjoy competitive Interest Rate.

Tailored to your needs

Standard Chartered Home Loan is available for ready or under construction apartment or house.

No prior relationship required

No prior account relationship required with Standard Chartered Bank to avail home loan.

Takeover (balance transfer) from other bank

Transfer your existing home loan at higher rate from other banks or financial institutions to Standard Chartered at a lower interest rate and at zero processing fee.

Higher Flexibility

With options available for early and partial settlement, Standard Chartered Home Loan gives you the flexibility that you always needed.

Employee Exclusive

ONLY FOR GRAMEENPHONE EMPLOYEES

  • Processing Fee

    1% of the loan amount for Home Loan/Home Credit/ Saadiq Home Finance.

For Regular Personal Banking Clients

  • Processing Fee

    1.5% of the loan amount for Home Loan/Home Credit/ Saadiq Home Finance.

Eligibility & Documents

Eligibility

  • Nationality- Bangladeshi Citizen and Resident
  • Age- Main borrower’s minimum age of 25 years and Co-Borrower’s (if applicable) minimum age of 22 years Maximum age of 70 or retirement age, whichever is earlier
  • Minimum monthly Income- BDT 78,000 for borrower and BDT 20,000 for Co-Borrower (if applicable)
  • Total Work Experience- Minimum 3 years
  • Employee Status- Permanent employee of the organisation (Conditions apply)
  • Location of Property- Areas under Dhaka, Chittagong, Narayanganj, Sylhet City corporations and adjacent areas
  • Loan Amount- Minimum BDT 10 Lac and maximum BDT 1.20 crore

Required Documents

  • Copy of valid National Identity Document
  • Photograph (passport-size) of the applicant
  • Copy of Electronic Taxpayer’s Identification Number (e-TIN) Certificate
  • Last 3 months’ payslip
  • Letter of Introduction (Designation, Length of service, Retirement, Signatory, Contractual/ Permanent status should be mentioned in LOI)
  • Property related documents

KEY CHARGES

FEES AND RATES
Fees/Charges
Amount
Processing Fee 1.00% of the loan amount for Home Loan/Home Credit/ Saadiq Home Finance. Zero Processing Fee for Take Over
Early Settlement Fee/ Partial Payment Fee 2.00% of Outstanding

Important Notes

The customer will enjoy the benefits as long as he/she remains an employee of Grameen Phone and maintains salary account with Standard Chartered Bank.

For all other fees and charges, Retail Deposit, Priority Banking, Islamic Banking or product specific schedule of charges will be applicable as appropriate.

Govt. excise duty and VAT is applicable as per Govt. regulations.

Fees/Charges shown exclude VAT.