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Legal Notice – Terms of Agreement

Please read the following terms and conditions and our Privacy Policy before using the online services or this website.

If you are accessing other Standard Chartered websites outside the UK from this website you should read the appropriate terms and conditions for that site.

This is a legally binding agreement between you and Standard Chartered Bank establishing the terms and conditions under which this website may be used. Use of the online service implies that you accept these terms and conditions.

If you do not accept these terms and conditions do not access this website and do not use the online services.

We do not offer or sell securities to US persons. 

Nothing on this website or the web pages of any affiliate of Standard Chartered Bank should be construed as an offer to sell or a solicitation of an offer to purchase any securities where it would be illegal to do so.

Company details

Standard Chartered Bank (“Standard Chartered”) is incorporated in England and Wales with limited liability by Royal Charter 1853, under reference ZC18 and the Principal Office of the Company is situated in England at 1 Basinghall Avenue, London, EC2V 5DD, UK.

Standard Chartered Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Standard Chartered’s VAT number in the UK is GB244106593.

Jurisdiction and restrictions

Standard Chartered controls and maintains this website from England and makes no representation that the material and information contained herein is appropriate or available for use in other locations/jurisdictions. These terms and conditions are governed by English Law and any dispute shall be subject to the non-exclusive jurisdiction of the English courts.

Please note transactions with any office of Standard Chartered outside the UK, or with any other Standard Chartered Group company outside the UK, are not protected by the UK’s regulatory regime for the conduct of investment business. Transactions with offices of non-Group companies referred to in this website will not normally be so protected unless otherwise indicated. Individuals may obtain on request a written quotation about the terms on which a company named in this website is prepared to do business.

The conduct of investment business with any Standard Chartered office or with any other Standard Chartered Group company outside the UK is regulated by varying authorities and securities legislation in different jurisdictions as specified on the website and in the terms and conditions for that particular office or company. It is your responsibility to identify the appropriate regulatory authority for such investment business on a particular Standard Chartered website and to ensure that such investment business qualifies for protection in your jurisdiction/country.

The distribution of this website’s material may be restricted by law in certain jurisdictions. It is your responsibility to find out what those restrictions are and observe them.

Products and services

The information and material on this website should not be regarded as an offer, solicitation, invitation, advice or recommendation to buy or sell investments, securities or any other instrument or banking product of Standard Chartered Group or any other issuer. Use of the products or services described at this website may not be permitted in some countries and if in doubt, you should check with your local regulator or authority before requesting further information.

This website does not constitute an offer on the part of Standard Chartered to provide products or services described therein to persons or entities resident in countries where local law or regulation does not permit their use.

Products and services are available only at the discretion of Standard Chartered or the relevant Standard Chartered Group company or associate, subject to the individual contractual terms and conditions on which those products and services are offered. These products and services may be withdrawn or amended at any time without notice. The full range of products or services may not be available in all locations.


Standard Chartered makes no representation or warranty of any kind, whether express, implied or statutory regarding this website or the material and information contained or referred to on each page associated with this website. The material and information contained on this website are provided for general information only and should not be used as a basis for making business or investment decisions. Any information in this website should not be relied upon without consulting primary, more accurate or more up-to-date sources of information or specific professional advice, which we recommend you to obtain.

No warranty is given that economic reporting information or data is accurate, reliable or up to date. Geographic, political, economic, statistical, financial and exchange rate data are presented in certain cases in approximate, summary or simplified form and may change over time. Reliance has been placed by the editors on certain external statistical data which, though believed to be correct, may not in fact be accurate. Standard Chartered accepts no liability for any loss or damage arising directly or indirectly from action taken, or not taken, in reliance on material or information contained on this website.

Standard Chartered accepts no liability for any loss or damage arising directly or indirectly (including special, incidental or consequential loss or damage) from your use of this website, howsoever arising, and including any loss, damage or expense arising from, but not limited to, any defect, error, imperfection, fault, mistake or inaccuracy with this website, its contents or associated services, or due to any unavailability of the website or any part thereof or any contents or associated services.

Standard Chartered accepts no liability for any loss or damage arising directly or indirectly (including special,incidental or consequential loss or damage) as a result of any computer viruses, Trojan horses, worms, software bombs or similar items or processes arising from your use of this website. Please note that you download any software or data from this website at your own risk.

Standard Chartered accepts no liability for any loss or damage arising directly or indirectly (including special, incidental or consequential loss or damage) from the accuracy or otherwise of materials or information contained on the pages of such websites or loss arising directly or indirectly from defects with such websites. Standard Chartered’s inclusion of hyperlinks does not imply any endorsement of the material on such sites. Any hyperlinks from this website exists for the information purposes and are for your convenience only.

Standard Chartered does not guarantee that any e-mails from the website will be sent to you or received by Standard Chartered nor does Standard Chartered warrant the privacy and/or security of e-mails during internet transmission.


Unless restricted by applicable law, you agree that any and all personal data relating to you collected by Standard Chartered from this website from time to time may be used and disclosed for such purposes and to such persons as may be in accordance with Standard Chartered’s current website Privacy Policy .


It is your responsibility to ensure that any user ID and/or password used by you in connection with this website or any service provided by means of this website is kept secure, and that no person or entity other than you obtains access to that user ID or password.


Standard Chartered may terminate this agreement, your access to this website and use of any service (including the Online Banking service) at any time, save that we will endeavour to give you reasonable notice of this.


Standard Chartered reserves the right in its discretion to change without prior warning or notice any information or material contained on this website and the terms and conditions under which this website is used. Where we change the terms and conditions we will state their new effective date on the website. Where the change may affect your use of the website or any services accessed through it we will notify you by email.

Intellectual property rights

All contents of this website including, but not limited to the text, graphics, links and sounds are the copyright of Standard Chartered PLC and may not be copied, downloaded, distributed or published in any way without the prior written consent of Standard Chartered PLC.

“Standard Chartered” and “Standard Chartered Bank” are registered trade marks and service marks of Standard Chartered PLC and no permission or licence is granted to use any such trade marks or service marks without the prior written consent of Standard Chartered PLC. All other marks names and logos used on this website (unless otherwise stated) are the intellectual property rights of companies within the Standard Chartered Group.

In relation to any information or material you submit to Standard Chartered using this website, you hereby grant to Standard Chartered a worldwide royalty-free perpetual licence of the copyright and intellectual property rights in such information or material for any purpose it deems appropriate including, without limitation, the copying, transmission, distribution and publication thereof, unless restricted by applicable law.

You agree that Standard Chartered shall not be under any obligation of confidentiality to you regarding any such information or material submitted to it using this website unless agreed otherwise in a separate direct contract between you and Standard Chartered or required by law.


You acknowledge that the contents of the foregoing provisions shall not limit any specific provisions set out in the individual terms and conditions of particular products and services offered on or through this website.

Contact us for further information.

Copyright © Standard Chartered plc 2011. All rights reserved.