Visa Platinum

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Multiply your points and rewards easily from your monthly spend with the Standard Chartered Visa Platinum credit card

Get In Touch

Easily turn your credit card spend into greater rewards

Get 5,000 bonus points monthly and 5x points for dining, purchases at department store and overseas spend

5,000 bonus points every month

Just spend a minimum of RM1,500 per month to qualify. This is applicable for supplementary cardholders too.

5,000
Earn 5x points

Be rewarded with 5x points when you use your principal or supplementary card on dining, purchases at department stores and overseas spend.

5X
Earn 1x points for all other local spend

Earn 1x points for all other local spend with your principal or supplementary card. The more you spend, the more points you’ll receive.
Annual fee waiver

Enjoy annual fee waived for life on your principal and supplementary card

Free

Eligibility

Age: 21 to 65 years old
Minimum Annual Income – MYR 24,000

Documents Required

Copy of Mykad / Passport / Employment Pass (front and back)
Latest income documents

Items you can redeem

Redeem your points and get rewarded effortlessly

Here are some of the sample items you can use your points to redeem

Points	Rewards Redemption Items Samples
20,000 Points and Above	Travel essentials (such as travel pouch, luggage tag, travel lock) Gift Card/ Vouchers Tupperware products
50,000 Points and Above	Bags (such as laptop bag, foldable travel bag, school bag) Lock & Lock products Home Electronics
150,000 points and above	Luggage Bag Smart phones
items are subject to stock availability at the point of redemption. Click here to view for most updated items and required points to redeem

Standard Chartered Visa Platinum credit card fees and charges

Charges	Details
Interest Rates	15-18% p.a.
Annual Fees	Waived for life
Minimum Monthly Repayment	5% of the outstanding balance or a minimum of RM50, whichever is higher
Late Payment Charges	Minimum RM10 or 1% of the total outstanding balance as of the statement date, whichever is higher. Late payments charges are capped at a maximum of RM100 per account

The actual credit limit is subject to the Bank’s approval, and will be made known when you receive your card.

Retail purchases exclude cash advances, cash withdrawals, charges for cash advance or cash withdrawals, annual fees, interest, finance charges, late payments fees, disputed transactions, Balance Transfers, Easy Payment, Flexi on Payment, Flexi on Payment Plus, Flexi on Balance, Flexi on Balance Plus, Cheque-On-Call and Cheque-On-Call Plus.
Only retail purchases are entitled for 5x points and counted to meet minimum spend of RM1,500.
Overseas Spend refers to transactions made in foreign currency.
Transactions in dining and department stores are defined based on Merchant Category Code (MCC). Only transactions made in Ringgit Malaysia at MCC of 5812, 5813, 5814 and 5311 are entitled for 5x points.
Monthly spend refers to one billing cycle/statement cycle.

Supplementary card spend is calculated separately, but bonus points will be credited into Principal Cardholder’s account.
All redemption items are subject to availability on first come first serve basis.
Please click here for full Terms and Conditions.

Click here for Product Disclosure Sheet (PDS)

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Disclaimer

Multiply your points and rewards easily from your monthly spend with the Standard Chartered Visa Platinum credit card

Easily turn your credit card spend into greater rewards

5,000 bonus points every month

Earn 5x points

Earn 1x points for all other local spend

Annual fee waiver

Eligibility & Documents

Eligibility

Documents Required

Terms and Conditions Excerpts

Additional Information