Eligibility
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Hong Kong resident aged 18 or above
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Annual income of HKD96,000 or above
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Existing Cathay Member
As the only bank that lets you earn miles through its services, we have partnered with Cathay to bring you the Standard Chartered Cathay Mastercard. With three tiers that recognise different banking relationships with us, each with its own travel, lifestyle and banking privileges – new heights await you in every stage.
Simply want a travel and lifestyle Miles earning card?
Standard Chartered Cathay Mastercard (former Asia Miles Mastercard)^
Want to enjoy more with more premium travel, lifestyle and banking privileges beyond Miles?
Standard Chartered Cathay Mastercard – Priority Banking
Want to enjoy prestige travel and lifestyle privileges with your loved ones with Private Banking level banking services?
Standard Chartered Cathay Mastercard – Priority Private
Annual Fee
Terms and Conditions apply.
Remarks:
a. All principal cardholders (“Cardholders”) of Standard Chartered Cathay Mastercard (“Card”) issued by Standard Chartered Bank (Hong Kong) Limited (the “Bank”) will enjoy an annual fee waiver on their Cards for a year (beginning from the respective anniversary of the issuance date of their Cards) if they are Priority Banking clients or Premium Banking clients meeting the relevant Minimum Relationship Balance requirement, or payroll account clients. Cardholders are entitled to the above stated annual fee waiver so long as Cardholders meet the above stated criteria in the annual fee billing month.
Refund of annual fee: Unless stated otherwise in our banking agreement, if a credit card is terminated (whether by us, you or any supplementary cardholder), we do not refund any annual fee paid. This applies even if the credit card is terminated before the end of the year for which the annual fee is paid.
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# Eligible spending includes Cathay flight tickets, shopping and bookings with Cathay Holidays, and HK Express flight tickets and duty-free items.
For every HKD8,000 accumulated eligible spending made directly with Cathay and HK Express, Cardholders can earn:
Annual Fee
Terms and Conditions apply.
Remarks:
b. 4 sharable Cathay Pacific Business class lounge passes are to be used when Standard Chartered Cathay Mastercard – Priority Banking is valid. Sharable lounge passes are valid for the eligible cardholders, their travel companion or redemption group nominee to use before flights that are marketed or operated by Cathay Pacific. Learn more about the travel privileges and how to claim your lounge passes.
c. All principal cardholders (“Cardholders”) of Standard Chartered Cathay Mastercard – Priority Banking (“Card”) issued by Standard Chartered Bank (Hong Kong) Limited (the “Bank”) will be charged first year annual fee on the third month from Card opening date. From second year and onwards, Cardholders will be charged annual fee on the anniversary of Card opening month. For example, if Cardholders successfully apply for the Card in July 2021, he/she will be charged the first year annual fee in October 2021, second year annual fee in July 2022, third year annual fee in July 2023 and so on. For details of the applicable annual fee, please refer to the Credit Card Key Facts Statement.
Cardholders can enjoy an annual fee waiver on their Cards if they are eligible Priority Banking clients and meet the relevant Average Daily Relationship Balance requirement as stipulated by the Bank from time to time (“relevant criteria”). Cardholders are entitled to the
annual fee waiver in the first year so long as Cardholders meet the relevant criteria in the last two months prior to the annual fee billing month. For subsequent years, Cardholders can enjoy the annual fee waiver so long as Cardholders meet the relevant criteria in the year prior to the next annual fee billing month. For the definition of Average Daily Relationship Balance, please refer to Service Charges Guide.
Refund of annual fee: Unless stated otherwise in our banking agreement, if a credit card is terminated (whether by us, you or any supplementary cardholder), we do not refund any annual fee paid. This applies even if the credit card is terminated before the end of the year for which the annual fee is paid.
ㅤ
# Eligible spending includes Cathay flight tickets, shopping and bookings with Cathay Holidays, and HK Express flight tickets and duty-free items.
For every HKD8,000 accumulated eligible spending made directly with Cathay and HK Express, Cardholders can earn:
Annual Fee
Terms and Conditions apply.
Remarks:
d. 2 shareable Cathay Pacific First Class lounge passes and 8 shareable Business Class lounge passes are to be used when Standard Chartered Cathay Mastercard – Priority Private is valid. Sharable lounge passes are valid for the eligible cardholders, their travel companion or redemption group nominee to use before flights that are marketed or operated by Cathay Pacific. Learn more about the travel privileges and how to claim your lounge passes.
e. All principal cardholders (“Cardholders”) of Standard Chartered Cathay Mastercard – Priority Private (“Card”) issued by Standard Chartered Bank (Hong Kong) Limited (the “Bank”) will be charged first year annual fee on the third month from Card opening date. From second year and onwards, Cardholders will be charged annual fee on the anniversary of Card opening month. For example, if Cardholders successfully apply for the Card in July 2021, he/she will be charged the first year annual fee in October 2021, second year annual fee in July 2022, third year annual fee in July 2023 and so on. For details of the applicable annual fee, please refer to the Credit Card Key Facts Statement.
Cardholders can enjoy an annual fee waiver on their Cards if they are eligible Priority Private clients and meet the relevant Average Daily Relationship Balance requirement as stipulated by the Bank from time to time (“relevant criteria”). Cardholders are entitled to the annual fee waiver in the first year so long as Cardholders meet the relevant criteria in the last two months prior to the annual fee billing month. For subsequent years, Cardholders can enjoy the annual fee waiver so long as Cardholders meet the relevant criteria in the year prior to the next annual fee billing month. For the definition of Average Daily Relationship Balance, please refer to Service Charges Guide.
Refund of annual fee: Unless stated otherwise in our banking agreement, if a credit card is terminated (whether by us, you or any supplementary cardholder), we do not refund any annual fee paid. This applies even if the credit card is terminated before the end of the year for which the annual fee is paid.
ㅤ
# Eligible spending includes Cathay flight tickets, shopping and bookings with Cathay Holidays, and HK Express flight tickets and duty-free items.
For every HKD8,000 accumulated eligible spending made directly with Cathay and HK Express, Cardholders can earn:
From 26 April to 30 June 2024, Standard Chartered is giving away an extra 14,000 miles to new credit card holders. Other existing Standard Chartered credit card clients can also enjoy an extra 2,000 miles. What’s more, there are also basic welcome offer of up to 100,000 miles. Total welcome offer can enjoy up to 114,000 miles!
【Quotas are full. Thank you for your support】Successfully register from 26 April until 30 June 2024, and accumulate Eligible Transactions of HKD16,000 or above with your Standard Chartered Cathay Mastercard within the designated Spending Period* to enjoy an extra HKD4 = 1 mile in Online and/or Travel spending categories#. (Click here for Terms and Conditions)
Only eligible for the first 30,000 successfully registered cardholders.
*Spending period: 16 May – 30 June 2024
#Eligible Transactions within Online category: Transactions made online and in Hong Kong dollars; Eligible Transactions within Travel category: Transactions made at travel agencies, airline and hotels and in Hong Kong dollars
Standard Chartered Cathay Mastercard holders can enjoy extra 2,000 miles for every HKD8,000 accumulated eligible spending with the card on the transactions made directly with Cathay and HK Express, including Cathay flight tickets, shopping and bookings with Cathay Holidays, and HK Express flight tickets and duty-free items. With the basic miles reward, cardholders can enjoy up to HKD2 = 1 mile. (Click here for Terms and Conditions)
From now to 31 July 2024, Standard Chartered Cathay Mastercard holders can enjoy the following offers:
Spanning travel, culinary, shopping, sports, entertainment, art and culture, enjoy privileges carefully sourced by Mastercard® from all over the world
Note: The bank reserves the rights of requiring more supportive documents for further review.
# New payroll client is required to start using the auto-payroll services successfully with the Bank within 2 months from Priority Banking sign-up. New Clients can enjoy first 2-quarter maintenance fee waiver. After the expiration of maintenance fee waiver offer, if the average daily Relationship Balance of the client within the quarter falls below HKD1,000,000, a maintenance fee of HKD900 will be charged for the quarter. For details, please click here.
* First 2 years quarterly maintenance fee of Priority Banking will be waived for mortgage clients (borrower or co-borrower).
* Terms and Conditions apply. Asia Miles Privileges are provided by Asia Miles Limited and respective merchants. The Bank is not responsible for any disputes arising from these offers. For details, please refer to Asia Miles website asiamiles.com.
# Terms and Conditions apply. Mastercard® Priceless™ Specials offers are provided by Mastercard and respective merchants (Mastercard and Priceless are registered trademarks). The Bank is not responsible for any disputes arising from these offers. For details, please refer to Mastercard website mastercard.com.hk.
^ Standard Chartered Asia Miles Mastercard has been renamed as Standard Chartered Cathay Mastercard effective from 8 July 2021. You can continue to use the existing card before card replacement or renewal. There will be no change to the Terms and Conditions and fees and charges will remain unchanged. If you would like to upgrade your card, please visit https://www.sc.com/hk/cxcard-upgrade/ for more details.
**New cardholders with Accumulated Eligible Transactions of HKD5,000 or above within the first 2 months upon card issuance.