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Details of Priority Banking 360º Rewards (Asia Miles)

Priority Banking 360º Rewards (Asia Miles)

Your Asia Miles Mastercard is the key to unlocking exclusive benefits and exceptional rewards from your total banking relationship with us.

You can choose to redeem Flight Awards, Hotel Stays, Car Rentals, and many other Lifestyle Awards with Asia Miles. For details, please visit

Table 3 (Asia Miles)

1) Asia Miles Mastercard Every HKD4 for dining, online and overseas spending1 1 No Limit
Every HKD6 for spending on other categories1 1 No Limit
2) Deposits

Structured Investment Series

Premium Deposit

Every HKD100,000 daily average balance in a month2 35 700
3) Investments Every HKD100,000 daily average balance in a month3 35 700
4) Insurance 35 700
5) Personal Instalment Loan Every HKD100,000 month end outstanding loan balance4 35 700
6) Mortgage Loan 7 700

1 The Miles are earned under the Standard Chartered Asia Miles Mastercard Rewards Scheme of Standard Chartered Asia Miles Mastercard. For avoidance of doubt, clients will not earn any Priority Banking 360º Rewards on credit card spending.
2 Based on total number of calendar days in the relevant month.
3 Based on total number of days the Bank is open for business in the relevant month.
4 As at the last calendar day in the relevant month.

Note: Priority Banking clients must spend at least once in retail transaction (including monthly instalment and bill payment and only those transactions posted in the relevant monthly statement will be counted) with their principal Asia Miles Mastercard or make cash advance in a month with their principal Asia Miles Mastercard in order to enjoy Priority Banking 360º Rewards (Asia Miles) for that particular month.

Priority Banking clients who also hold valid principal Standard Chartered Priority Banking Credit Cards may choose to earn either Points or Miles under Priority Banking 360° Rewards. The entitlement of Reward Points or Asia Miles is also subject to the validity of the respective credit card.

All principal cardholders (“Cardholders“) of Standard Chartered Asia Miles Mastercard (“Card“) are entitled to an annual fee waiver on their Cards for the first year from the issuance date of their Cards. The Bank will charge an annual fee of HKD1,800 for the subsequent Card Membership Year and onwards.Cardholders will enjoy an annual fee waiver on their Cards for a year (beginning from the respective anniversary of the issuance date of their Cards) if the aggregate eligible transactions made by the principal and any supplementary card(s) of the same Card account in the preceding year reach HKD150,000.

The Annualised Percentage Rates (“APR“) for Standard Chartered Asia Miles Mastercard are 33.41%(0.086% per day) for retail purchases and 36.54% (0.086% per day) for cash advance when credit card account is opened and it will be reviewed from time to time. An APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualised rate, APR is calculated based on the guidelines as set out in the Code of Banking Practice and is for reference only, inclusive of Cash Advance Fee (if applicable). For details of credit card services fee and charges, it is available on our website at

Here is an example of how you can earn more Miles on your Asia Miles Mastercard:

Table 4 (Asia Miles)

Asia Miles Mastercard’s local retail spending 6,000 1,000 12,000

Structured Investment Series

Premium Deposit

800,000 280 3,360
Investments 300,000 105 1,260
Insurance 200,000 70 840
Personal Instalment Loan 100,000 35 420
Mortgage Loan 400,000 280 3,360
Total Asia Miles accumulated in a year 21,240*

* Please refer to Asia Miles website for actual miles redemption requirements and relevant terms and conditions. Any fees related to Asia Miles redemption including but not limited to fuel surcharge, tax and other fees are to be borne by the clients.

Not Protected under Deposit Protection Scheme
Structured Investment Series and Premium Deposit are NOT an alternative to ordinary saving or time deposit, and are NOT a protected deposit and NOT being protected under the Deposit Protection Scheme in Hong Kong.

^ Assume the Miles earned monthly remain the same for the whole year for all product categories.

The above example is for reference only. The choice of reward is not guaranteed and is subject to the Asia Miles and/or the supplier’s reward scheme which will be amended from time to time.

For the detailed Terms and Conditions, please refer to Appendix 6.

Terms and Conditions of Asia Miles apply for redemption and/or use of Miles. For details, please visit The Bank is not obliged to notify Clients of any changes or latest announcements of Asia Miles Limited. Clients understand and accept that the Bank is not the supplier of the reward (including Miles). The Bank shall bear no liability relating to any aspect of the reward, including without limitation, their quality, the supply, the descriptions of the reward provided by the supplier, any false trade description, misrepresentation, mis-statement, omission, unauthorized representation, unfair trade practices or conduct in connection with the reward provided by the supplier, its employees, officers or agents.