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Money Market Funds

Generate stable growth and returns for your idle cash with Money Market Funds  

    How to start trading

    Log onto Unit Trust Trading platform now

    Via SC Mobile app

    Money Market Funds
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Money Market Funds

Money Market Fund is a type of mutual fund that invests in a portfolio of highly liquid and short-term cash and cash like instruments with aims of preserving your capital while has the potential of earning interest rate commensurate with market interest rate.

Why invest in Money Market Funds?

Deploy your cash to earn 4.95% - 5.16%¹ of stable return

Maintain relatively lower risk amid market volatility

0% Subscription Fee and low annual management fee

High liquidity with 24/7 flexibility for subscription and redemption

Wealth 101: Money Market Funds

Despite Money Market Funds offers lower volatility than other mutual funds, it is an investment product but not a deposit product. To learn more, please see the key product features below.

Money Market Funds
Product Type Investment product
Returns Variable (tied to money market) and irrespective of ticket size
Liquidity Highly liquid (can be traded daily)
Tenor No fixed investment horizon
Product Risk Rating2 2
Minimum Investment Amount HK$1,000
Fees & Charges 0% subscription fee

Low annual management fee

1: Refer to the 1-year return of investing in money market funds distributed on our platform. Data as of 31 Mar 2024. Money Market Fund is not equivalent to time deposit. It is also not protected under the Deposit Protection Scheme in Hong Kong. The value of the Fund can be volatile and can go down substantially within a short period of time. It is possible that a certain amount of your investment could be lost. Investors should not make investment decisions based on this website alone. Investors should refer to the Prospectus and Key Facts Statement for details including risk factors
2: Refer to the Investment Product Risk Rating Overview on

Invest in Money Market Funds via SC Mobile App

Existing clients with investment fund account may subscribe to Money Market Funds via SC Mobile App

Step 1

Select “Invest”, and then “Unit Trusts”

Step 1

Step 2

Select “Money Market” on the Landing Page

Step 2

Step 3

Select the Money Market Fund of your choice, and subscribe in 5 simple steps

Step 3

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Not having an investment fund account?

Open an investment fund account on SC Mobile or Online Banking and trade 24/7

Investment Fund is an investment product and some Investment Funds would involve derivatives. The investment decision is yours, but you should not invest in Investment Fund unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives.

Investment involves risks. The prices of units/ shares of unit trusts or mutual funds fluctuate, sometimes dramatically and the worst case may result in loss of your entire investment amount. It is as likely that losses will be incurred rather than profit made as a result of buying and selling unit trusts or mutual funds. Past performance of any Investment Fund is no guide to its future performance.

Investors should carefully read the relevant offering documents and in particular the Terms & Conditions contained therein, the investment policies and the risk factors and latest financial results information. It is desirable that the Investor seeks independent financial advice with respect to any investment decision.

Investors should ensure they fully understand the risks associated with unit trusts or mutual funds and should also consider their own investment objective, investment experience, financial situation and risk tolerance level before making any investment decision.

Various funds are described on this website. These may involve market risk, volatility risk, counterparty risk, credit risk, liquidity risk, concentration risk and risk of loss from use of financial derivatives instruments, amongst other risks. Please refer to relevant fund factsheets for details.

Investors should not base on information contained in this website alone to make investment decisions.

This website is not directed to any person in any jurisdiction where (by reason of that person’s nationality, residence or otherwise) the publication or availability of this website is prohibited and it is only intended for viewing by existing investors in the investment products distributed by us which are authorized for sale to the public in Hong Kong. Persons in respect of whom such prohibitions apply or persons other than those specified above must not access this website. It is your responsibility to be aware of and to observe all applicable laws and regulations of any relevant jurisdiction. By proceeding, you are representing and warranting that the applicable laws and regulations of your jurisdiction allow you to access the information.

Information contained in this website does not constitute investment advice. Potential investors should note that investments can involve significant risks and the value of an investment may go down as well as up. No assurance can be given that the investment objective of any investment products will be achieved.

The page may contain information and material relating to funds that are authorized by the Securities and Futures Commission in Hong Kong, however, such authorization does not imply official approval or recommendation.

This website is prepared and issued by Standard Chartered Bank (Hong Kong) Limited, which is a corporation licensed by the Securities and Futures Commission in Hong Kong to engage in Type 1 (dealing in securities); Type 4 (advising on securities); Type 6 (advising on corporate finance) and Type 9 (asset management) regulated activities. The contents of this website have not been reviewed by the Securities and Futures Commission or any regulatory authority in Hong Kong.

This webpage does not constitute any prediction of likely future price movements.

Investors should not make investment decisions based on this webpage alone.

This webpage has not been reviewed by the Securities and Futures Commission or any regulatory authority in Hong Kong.

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