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Pay Your Daily Spending in One Go by Standard Chartered Credit Card

Pay Your Daily Spending in One Go by Standard Chartered Credit Card

With Standard Chartered Credit Card, you can now pay your rent, education expenses, bills, car park fees and even make payments to your friend via third party local fund transfer without handling fee4 to allow more financial flexibility!

Where can I use credit card for payments?


Education Expense

Car Park Fee


Payments to friends


How to make payments via credit card?

Step 1

• Login Online Banking > Transfers > Local Accounts > Add Local Account Payee.
• Enter Payee details and confirm.

Step 2

• Select the newly added payee.
• Select to transfer from your preferred credit card

Step 3

• Enter transfer amount.
• Confirm the transaction.

  1. Third party local fund transfer on Online Banking/ SC Mobile are available to Standard Chartered Current / Savings Account and Credit Card holders (expect UnionPay Dual Currency Platinum Credit Card).  Credit Card only supports third party local fund transfers on Online Banking/ SC Mobile in HKD.
  2. Any transfer by credit card subject to your available credit card limit and the maximum daily aggregated transfer limit for third-party fund transfer. More info available here.
  3. Asia Miles/ 360 Reward Points/ Cash Rebate or any other credit card reward campaign and chargeback right / protection is not applicable to transactions via Online banking/ SC Mobile local fund transfer by credit card.
  4. Over-limit electronic fund transfer handling fee promotion offer:
    1. From 1 August 2020 to 31 December 2020 (both dates inclusive), 3.5% handling fee will be waived for transferred amount up to HKD100,000 (the “Offer”). 3.5% handling fee will apply to the transferred amount above HKD100,000 and charges will be debited to the valid Credit Card account with the highest transferred amount if the total accumulated transfers exceed HKD100,000 by such Cardholder in a calendar month (based on the transaction date) when using electronic banking services, person to person (P2P) payment services or mobile device/app/electronic funds transfer platforms effective from time-to-time to make any transfer/top up transaction from Standard Chartered/MANHATTAN Credit Card(s) to a specified account (including but not limited to Octopus O!ePay Account, Alipay Account). If the last day of a calendar month is a Sunday, any related transactions made on that day will be counted in the following calendar month.
    2. The Offer is only applicable to a cardholder who makes the transfer via SC online banking and SC mobile. Your card should be valid and with available credit limit during the transfer.
    3. The Bank reserves the right to vary, modify and terminate the Offer and to amend any of these terms and conditions at any time without any notice. In case of disputes, the decision of the Bank shall be final and binding.
    4.  If there is any inconsistency or conflict between the English version and its Chinese translation, the English version shall prevail.
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