Helping you manage, protect and grow your wealth
As your aspirations become reality, our global Private Banking team can help you make the most of your successes and leave a lasting legacy
Image credit: Steven Marshall ©
Helping you protect and grow your wealth
As your aspirations become reality, our global Private Banking team can help you make the most of your successes and leave a lasting legacy.
Image credit: Steven Marshall ©
The expertise that's right for you
We offer a full spectrum of wealth management solutions to help you grow, manage and protect your wealth.
Image credit: Steven Marshall ©
Views and Insights
We give you the perspectives that matter
Whatever’s happening in markets around the world, we help you stay one step ahead.
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The information you need
Search and download a wide range of factsheets, brochures and centre-specific materials.
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Get in touch
We'd love to hear from you
Use the form below to contact our Private Banking team, or browse the map to find your nearest centre.
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SC Private Bank app
An app designed for clients that offers a convenient way to access your portfolio on the go.
Image credit: Steven Marshall ©
Why choose us? We'll help you make the most of your wealth
We have the global network, deep expertise and innovative vision to help you grow and protect your personal wealth – for yourself and future generations.
Our locations Unparalleled access to the world’s most dynamic markets
We give you access to some of the biggest growth markets around the world – and the expertise to make the most of every opportunity.
London serves clients from Africa, South Asia and the Middle East
1 Basinghall Avenue
London EC2V 5DD
+44 207 885 8300
Serves clients from the Middle East and North Africa, including Non-Resident Indians
Most of these clients book accounts in London, Jersey and Singapore
Dubai International Financial Centre, Building One
DIFC Gate Precinct
PO Box 999
+971 4 508 4035
RMs here serve onshore clients in India only, due to local regulatory restrictions
Non-Resident Indians book accounts in India
23 25 Mahatma Gandhi Road Fort
+91 22 6735 5540
Serves clients from Greater China (China, Hong Kong, Taiwan)
Books some accounts from Southeast Asia
The Forum, Exchange Square
8 Connaught Place
+852 3983 9898
Serves clients from Southeast Asia, including Non-Resident Indians
Books some accounts from China and the Middle East
Trust Company in Singapore
Marina Bay Financial Centre (Tower 1)
8 Marina Boulevard
+65 6596 7000
Jersey is an offshore Booking Centre for clients from all markets
15 Castle Street
Jersey JE4 8PT
+44 1534 704 000
Our achievements A reflection of our strength and capabilities
We’re proud to be recognised as an industry leader in wealth management across our key markets.
- Euromoney Private Banking Survey: Commercial Banking Capabilities – Africa, International Clients – Africa
- Professional Wealth Management Global WealthTech Awards: Best Initiative of the Year in Relationship Management Technology, Global
- Euromoney Private Banking Survey: Best Private Banking Services Overall – Africa, Nigeria; International Clients – Africa, Nigeria; Ultra High Net Worth Clients – Nigeria
- Professional Wealth Management / The Banker Global Private Banking Awards: Best Initiative of the Year in Relationship Management Technology in Asia
- Banker Middle East: Best Private Bank in UAE
- Asian Private Banker Awards for Distinction: Excellence in Private Banking India Domestic
- WealthAsia Media Benchmark Private Wealth Awards: Academy of the Year; The Next Gen Program
- Asian Private Banker Awards for Distinction: Best Private Bank – India Domestic
- WealthBriefing Asia Awards: Best Private Bank India
- Private Banker International: Outstanding Private Bank – South Asia
- Professional Wealth Management / The Banker Global Private Banking Awards: Best Private Bank India; Best Private Bank Middle East
- Citywealth Magic Circle Awards: Asian Advisor Manager of the Year
- Private Banker International: Outstanding Private Bank Asia Pacific
- Professional Wealth Management / The Banker Global Private Banking Awards: Best Private Bank India
- Asian Private Banker Awards for Distinction: Best Private Bank – Middle East; Best Private Bank – India
- The Banker Global Private Banking Awards: Best Private Bank in Asia; Best Private Bank in India
- Financial Times Wealth Management Awards: Best Global Private Bank
- Asian Private Banker Awards for Distinction: Best Private Bank – Middle East
- Private Banker International: Outstanding Private Bank Asia-Pacific
- The Banker Global Private Banking Awards: Best Private Bank in Asia
- Private Banker International: Outstanding Private Bank Asia-Pacific
Our people Meet the people leading our Private Bank
Comprised of our Global Head, three Regional Heads and our Chief Operating Officer, our senior leadership team is responsible for developing and executing our growth strategy.
Our senior leadership team
Press releases Browse our latest announcements
A wealth of capabilities Our wealth management solutions will help grow, manage and protect your wealth
We believe that success means following your own unique path. At Standard Chartered, our broad range of expertise and wealth management services are designed to help you achieve your vision.
Our open architecture approach allows us to offer an impressive range of standard to bespoke solutions across all asset classes. This is complemented by a unique framework of diversity-driven insights, efficient market access and reliable trade execution, all supported by our global product specialist teams.
Our comprehensive range of wealth management solutions includes:
- Access to financial markets including Fixed Income, Equities, Foreign Currency and Precious Metals
- Managed investments spanning Mutual Funds, Alternative Investments and Discretionary Portfolios
* Product and Service availability may vary depending on your investment centre.
** No representation or warranty is made regarding future performance. Investments involve risks, the value of investments and the income from them (if any), can go down as well as up, and you may not recover the amount of your original investment.
*** For more information, please refer to our terms and conditions at https://www.sc.com/en/banking/banking-for-individuals/private-banking/#contactus.
Sustainable investing is a set of investment strategies that seeks to address some of the world’s most pressing challenges, yet still aims to generate financial returns. Working with our partners, we can help you direct capital to investments which reflect your values and make a real difference.
The best kind of return on your values
We know that many investors like you are motivated by the desire to make a positive impact on the world at large, in a way that aligns with your personal values, yet still achieves your financial goals.
One of the fastest growing areas in both the finance and social impact sectors, we seek to be your leading partner in identifying the approach that best translates your passion into solution, ranging from values-based investing to integration of environmental, social and governance (ESG) factors and impact investing.
Wherever you are on your wealth journey, we’re here to help you leave a lasting legacy. Our team of specialists across our footprint are ideally-placed to grow and protect your wealth for generations to come. Using a wide range of structures and assets to give you peace of mind and a secure future.
Crafting a future you can trust
Our comprehensive range of trust and insurance services will help safeguard your assets and unlock your wealth according to your wishes.
Trust and Fiduciary services
We understand your desire to design a legacy that lasts for your family, and for the generations to come.
Our expert advisers can help you put together a trust that protects, grows and distributes your wealth in the way you want it, to give you peace of mind and ensure a lasting legacy.
We work with some of the most highly rated insurance providers around the world to bring you solutions that help preserve your assets and allow your beneficiaries to have timely access to their estate.
- Referrals to life insurance providers
- Insurance owned by a fiduciary structure
- Insurance premium financing
Are you an entrepreneur?
See how we can help your business grow
Deep insights tailored to your needs Our longstanding institutional strengths across Asia, Africa and the Middle East
We offer specialist advice with a difference, thanks to our unique footprint and independent approach. We do the work for you, using a diversity-driven approach to recommend the best investment solutions. Giving you the insights that matter in this age of information overload.
Our latest market views
Explore our breadth of leading, unbiased investment insights designed to help you navigate today’s complex investment landscape.
EVENT HIGHLIGHT AVPN Virtual Conference 2020
The Asian Venture Philanthropy Network (AVPN) conference has become known for highly relevant and practical learning opportunities as well as unmatched networking amongst the social investment community in Asia. This year, Standard Chartered Private Bank is proud to be the only banking sponsor for the Impact Investing Day on 12 June 2020.
Beyond investments, we want to provide you with the latest insights on shifting trends that are impacting business leaders worldwide.
Sustainable Investing in a bear market
Will sustainable investing survive the bear market, or is it simply wiser to retreat to tried-and-tested strategies?
This is a looming question in many investors’ minds, given that momentum around sustainable investing has thrived in a long bull market.
Managing Allocations in Volatile Market
In 2002, the technology bubble burst. 2008 was a credit crisis and 2012 a sovereign debt crisis. This year, the coronavirus pandemic and oil price collapse have taken the world by surprise, likely leading to an unprecedented hit to global growth.
Triggers of bear markets can come in many shapes and forms, but our experience through these past crises has been similar – painful. While it is probably premature to call the end of this current bear market, we highlight some history lessons that investors can reflect on when managing an investment allocation during crisis times (regardless of what triggers it).
To give or invest?
Where sustainable finance and philanthropy intersect.
This report by the Economist Intelligence Unit provides you with new insights on the sustainable finance and philanthropy sectors.
Innovation in investment
This report explores how technology is creating new investment opportunities for high net worth investors, an area which was previously the domain of large funds and institutional investors
- Sustainable investing is on the cusp of a revolution
- Emerging markets will at times surpass developed markets both as destinations and sources for sustainable investing, and in the development and adoption of fintech solutions
- Technology will ‘democratise’ investment
Labour pains: Coming shifts in the world of work
We explore how the work environment may change under the combined impact of technology advances, shifts in workforce demographics and attitudes, and new thinking on workplace organisation and design.
- Managing tomorrow’s workforce will be a balancing act and new tensions will need to be smoothed
- Some new technologies will be transformative, and also painful
- Privacy will become a relic of the past
The future of healthcare: Preventative, personalised and precise
Our latest report looks at how the current healthcare habits of high net worth individuals across Asia, the Middle East and Africa might lead to breakthroughs for society as a whole.
- Healthcare of the future will be increasingly personalised, preventative, precise and data-driven
- It may be far less focused on treatment and more on tailoring lifestyle interventions, enabled by new healthcare technologies
- When these technologies go from niche use to broader application, they may potentially be challenged
Explore the big issues in today's global markets
Get our news and expert opinions delivered to your inbox
Subscribe to topics that match your interests and choose how often you receive updates
- Standard Chartered Bank (UK Private Bank) Complaints Policy
- Deposit Account Information Sheet FSCS
- How the Financial Services Compensation Scheme protects your money
- London Relationship Centre Terms & Conditions
- London Booking Centre Terms & Conditions
- UK Electronic Transfers Information
- UK Order Execution Policy
- UK Illustration of Costs and Charges
- UK Fee Information Document
- UK Glossary of Standard Terms
- UK Account Switching Service
- UK Account Switching Service Transfer Authorisation Form
- opens in a new window關係中心條款及細則— 香港 (2019 年10 月版本)
- opens in a new window投資中心條款及細則— 香港 (2019 年10 月版本)
- opens in a new windowHong Kong Relationship Centre Terms & Conditions (Version Reference: October 2019)
- opens in a new windowHong Kong Booking Centre Terms & Conditions (Version Reference: October 2019)
- opens in a new windowHK General Terms & Conditions
- opens in a new window一般條款及細則
- opens in a new windowRemittance Service Terms
Factsheets and brochures
Talk to us How can we help?
At Standard Chartered Private Bank, we pride ourselves on giving you the personal touch. So if you have any questions, concerns, feedback or anything else you'd like to speak about, we'd love to hear from you.
Please reach out to us by completing the form below, and one of our team will
be in touch with you shortly.
Standard Chartered PLC, the ultimate parent company of Standard Chartered Bank, together with its other branches and subsidiaries form the Standard Chartered Group. Standard Chartered Private Bank is the private banking division of Standard Chartered. Private banking activities may be carried out internationally by different legal entities and affiliates within the Standard Chartered Group (each, an “SC Group Entity”) according to local regulatory requirements. Not all products and services are provided by all branches, subsidiaries and affiliates within the Standard Chartered Group. Some of the SC Group Entities only act as representatives of Standard Chartered Private Bank, and may not be able to offer products and services, or offer advice to clients. They serve as points of contact only.
Standard Chartered Bank is incorporated in England with limited liability by Royal Charter 1853 Reference Number ZC18.The Principal Office of the Company is situated in England at 1 Basinghall Avenue, London, EC2V 5DD. Standard Chartered Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority.
This Standard Chartered Private Bank web site (this “site”) does not constitute an offer, solicitation or invitation to transact business in any country where the marketing or sale of these products and services would not be permitted under local laws. If you are resident or domiciled in countries where fiscal or exchange control regulations may impinge on foreign or offshore investments, you should seek advice before proceeding.
With any investment the value may fall as well as rise and in some circumstances you may not get back the full amount invested. You are not certain to make a profit, and may lose money or make a loss. Changes in rates may cause the value of investments to go up or down. Past performance should not be seen as an indication of future performance. The level, rates and bases of, and reliefs from, taxation are those currently available and may change in the future.
This site does not purport to disclose all of the risks associated with any investment products. In relation to the products and services detailed in this site, additional Terms and Conditions may apply. You should obtain details of these Terms and Conditions before proceeding. You should make your own legal and tax determination (including any applicable exchange control regulations) on investment products and should consider carefully whether the investment product(s) are suitable for you in light of your personal risk appetite, liquidity requirement and return objectives (including the legal and tax regimes in your countries of citizenship, residence and/or domicile). You may wish to seek independent professional advice before making a commitment to invest in the investment product(s). In the event that you choose not to seek independent professional advice, you should consider whether the investment product is suitable for you.
Persons in Singapore should contact Standard Chartered Bank (Singapore) Limited in relation to any matters arising from, or in connection with, this site. In Singapore, Standard Chartered Private Bank is the Private Banking division of Standard Chartered Bank (Singapore) Limited, (Registration No. 201224747C) (GST Group Registration No. MR-8500053-0).
The products described in this site are not deposits and none of them qualifies as an insured deposit under the Deposit Insurance and Policy Owners’ Protection Schemes Act 2012 Rev. Ed, Cap 77B. Any information contained in this site:
(a) are intended for general circulation; and
(b) do not take into account the specific investment objectives, financial situation or particular needs of any particular person.
This site is intended for general circulation. This site does not take into account your specific investment objectives, financial situation or particular needs and you should seek advice from your financial adviser regarding the suitability of the investment products referred to in this site t for you, taking into account your specific investment objectives, financial situation or particular needs, before you make a commitment to purchase the investment products referred to in this site.
This site is for general information purposes only and is not an offering document or prospectus (as defined in the Securities and Futures Act of Singapore ("SFA"). This site is not, nor is it intended to be (i) an offer or solicitation of an offer to buy or sell any financial product; or (ii) an advertisement of an offer or intended offer of any financial product.
Standard Chartered Bank (Hong Kong) Limited (“SCBHK”), a subsidiary of Standard Chartered PLC. SCBHK has its registered address at 32/F, Standard Chartered Bank Building, 4-4A Des Voeux Road Central, Hong Kong and is regulated by the Hong Kong Monetary Authority and registered with the Securities and Futures Commission (“SFC”) to carry on Type 1 (dealing in securities), Type 4 (advising on securities), Type 6 (advising on corporate finance) and Type 9 (asset management) regulated activity under the Securities and Futures Ordinance (Cap. 571) (“SFO”) (CE No. AJI614).
The contents of this site have not been reviewed by any regulatory authority in Hong Kong and you are advised to exercise caution in relation to any offer set out herein. If you are in doubt about any of the contents of this site, you should obtain independent professional advice. Any product named herein may not be offered or sold in Hong Kong by means of any document at any time other than to “professional investors” as defined in the SFO and any rules made under that ordinance. In addition, any document relating to a product named herein may not be issued or possessed for the purposes of issue, whether in Hong Kong or elsewhere, and any interests may not be disposed of, to any person unless such person is outside Hong Kong or is a “professional investor” as defined in the SFO and any rules made under that ordinance, or as otherwise may be permitted by that ordinance.
In Hong Kong, Standard Chartered Private Bank is the private banking division of Standard Chartered Bank (Hong Kong) Limited.
In Jersey, Standard Chartered Private Bank is the Registered Business Name of the Jersey Branch of Standard Chartered Bank. The Jersey Branch of Standard Chartered Bank is regulated by the Jersey Financial Services Commission. Copies of the latest audited accounts of Standard Chartered Bank are available from its principal place of business in Jersey: PO Box 80, 15 Castle Street, St Helier, Jersey JE4 8PT.
Standard Chartered Bank is incorporated in England with limited liability by Royal Charter 1853 Reference Number ZC 18. The Principal Office of the Company is situated in England at 1 Basinghall Avenue, London, EC2V 5DD. Standard Chartered Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. The Jersey Branch of Standard Chartered Bank is also an authorised financial services provider under license number 44946 issued by the Financial Sector Conduct Authority of the Republic of South Africa.
The Jersey Branch of Standard Chartered Bank is a participant in the Jersey Bank Depositors Compensation Scheme. The Scheme offers protection for eligible deposits of up to £50,000. The maximum total amount of compensation is capped at £100,000,000 in any 5 year period. Full details of the Scheme and banking groups covered are available on the States of Jersey website (www.gov.je/dcs) or on request.
Jersey is not part of the United Kingdom and all business transacted with Standard Chartered Bank, Jersey Branch and other Standard Chartered Group Offices outside of the United Kingdom, are not subject to some or any of the investor protection and compensation schemes available under United Kingdom law.
Standard Chartered Bank, Dubai International Financial Centre having its offices at Dubai International Financial Centre, Building 1, Gate Precinct, P.O. Box 999, Dubai, UAE is a branch of Standard Chartered Bank and is regulated by the Dubai Financial Services Authority (“DFSA”).
In the DIFC we are authorised to provide financial services only to clients who qualify as Professional Clients and Market Counterparties and not to Retail Clients. As a Professional Client you will not be given the higher retail client protection and compensation rights and if you use your right to be classified as a Retail Client we will be unable to provide financial services and products to you as we do not hold the required license to undertake such activities.
For Islamic transactions, we are acting under the supervision of our Shariah Supervisory Committee. Relevant information on our Shariah Supervisory Committee is currently available on the Standard Chartered Bank website in the Islamic banking section at: https://www.sc.com/en/banking/islamic-banking/
Standard Chartered Bank is incorporated in England with limited liability by Royal Charter 1853 Reference Number ZC18.The Principal Office of the Company is situated in England at 1 Basinghall Avenue, London, EC2V 5DD. Standard Chartered Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority
Standard Chartered Bank (trading as Standard Chartered Private Bank) is an authorised financial services provider (licence number 45747) in terms of the South African Financial Advisory and Intermediary Services Act, 2002.
The marketing and sale of the products and services detailed in this site may not be permitted in some countries under local laws. This site does not constitute an offer, solicitation or invitation to transact business in any country.
COMPENSATION UK PRODUCTS
In the UK only, Standard Chartered Bank is covered by the Financial Services Compensation Scheme ("FSCS").
Standard Chartered Bank is a member of the FSCS established under the Financial Services and Markets Act 2000. In respect of deposits with a UK office, payments under the scheme are limited to 100% of the first £85,000 of a depositor's total deposits with the bank. Most depositors, including individuals and small firms, are covered.
Further details of the FSCS are available on request from the Financial Services Compensation Scheme, 10th Floor Beaufort House 15 Botolph Street London EC3A 7QU. Telephone +44 (0) 20 7741 4100 or Freephone +44 (0) 800 678 1100.
Standard Chartered Bank, in its capacity as a distributor of mutual funds and referrer of any other third party financial products, does not offer any ‘Investment Advice’ as defined in the Securities and Exchange Board of India (Investment Advisers) Regulations, 2013 or otherwise.
Online Services SC Private Bank app
Overview of your registered portfolios and detailed view of individual accounts.
In view of the COVID-19 situation, we have been advised that international mail services for deliveries to certain countries are either unavailable or disrupted until further notice. As a result, you may experience delays in receiving the Bank’s notices and confirmation advices, including statements.
For more information and assistance, please contact your Private Banker.
Thank you for banking with Standard Chartered.
Protect yourself from phishing attempts. Read these Security Tips to learn how to keep yourself safe online.
There are reports of emails and phone scammers targeting bank customers. More recently, we are aware of specific attempts arising from the COVID-19 situation. Do not disclose your account details, user name, passwords or SMS OTPs to anyone. If you receive any suspicious text, emails or phone calls, please contact us at Be.Secure@sc.com
SC Private Bank app is a complimentary service available to clients of Standard Chartered Private Bank. This service allows registered clients and their Private Bankers to monitor their Private Bank portfolio information as of the previous day’s close of business. Portfolio information includes balances at a consolidated and individual portfolio level, investment positions and transaction activity. Clients are also able to view and print current portfolio information or official bank Statements and Advices.
To register, simply follow these steps:
- Contact your Private Banker to verify the registration information
- Visit the Private Bank Web site at www.sc.com/privatebank
- Select "Client Login" at the top of the screen.
- Select "Sign Up" in the Login page
- Input your details:
- Your main Portfolio (6 digit CIF) Number
- Investment Centre where your Portfolio is booked
- Last name
- Document Id (The Identification number provided to the Private Bank. If you are unsure of the Document ID, please contact your Private Banker.)
- Date of Birth
- Country of Birth
- Accept Terms and Conditions (please read this document before submitting your acceptance)
- Click Submit
Once your details are successfully validated against our records, you will be requested to submit a One Time Password (OTP) sent to your registered mobile. Enter the OTP when prompted to complete the registration process. Please advise your Private Banker on your preferred mobile number before you register. If there are any discrepancies, you will be advised to contact your Private Banker.
- Create Username and Password:
- You will be prompted to create a Username and Password for accessing SC Private Bank app to complete the registration. Please ensure these are unique credentials only known to you.
Registration is now complete and you can log in to SC Private Bank app immediately with the newly created Username and Password.
If any of the above steps fail, please contact your Private Banker who will be able to assist you.
Your mobile number and e-mail address should first be registered with the Bank. Please contact your Private Banker if you have any queries.
After you have completed the initial Portfolio registration, you will be able to register up to nine additional Portfolios, all linked to your Username and Password. Please note that Collateralised Trading Account “CTP” portfolios cannot be registered on PV&M
If you need further assistance during registration, please contact your Private Banker who will be able to assist you.
It’s simple. After we validate your initial registration, you can, at any time, log in and access your account information. Once there, you can view or print your daily portfolio information, including recent transactions, or view, print or download your latest and historic official Statements as well as certain transaction Advices. If you registered more than one Client Portfolio, you will be able to view similar information for each Client Portfolio.
Yes. The system has been designed so you and your Private Banker can view the same information at the same time. This should facilitate discussions about your portfolio and recent transactions. Your Private Banker will, of course, have his or her own unique Username and Password and is only authorised to view and reply via the message centre and not to use the Original Instruction feature.
Clients who register for SC Private Bank app may use the Mailbox feature to communicate with their Private Bankers in a highly secure manner.
In addition, the SC Private Bank app is equipped with instant messaging and file sharing capabilities where clients may reach out to their Private Bankers to share documents or discuss trade ideas.
All commonly used file types such as PDF, PPT, Word, Excel, Photos, Videos can be shared through the file sharing feature. Messages and documents shared via this channel is recorded for audit purposes.
The app also offers a functionality for clients and their Private Bankers to organize their files into folders for ease of management.
Upon installing the SC Private Bank app and launching it, users will be prompted to 'Allow Push Notifications for SC Private Bank app'.
Once allowed and after the first log-in, users will receive a push notification on their mobile phone if they receive a text message or document. Similarly, users will be able to enable Push Notifications through their device settings.
We have designed this system to be as secure and private as possible, which means that messages you send can only be accessed by your Private Banker and, in some cases, the Client Service Managers assigned to your account. There is the possibility that one, or all, of these individuals may be out of the office when you send your original instruction message and, therefore, there is a chance that your original instruction message may not be accessed immediately. If you have an instruction request that is time sensitive, you must contact your Private Banker by telephone when you send your original instruction message and advise your Private Banker of the nature and extent of the sensitivity.
Yes you can access SC Private Bank app on your mobile devices.
If you wish to access SC Private Bank app from your tablet, you may choose to do so via our website www.sc.com/privatebank or SC Private Bank mobile app.
If you wish to access SC Private Bank app on your mobile phone we recommend that you do so via the SC Private Bank mobile app.
To download the SC Private Bank mobile app please search for “SC Private Bank” in the App Store or the Google Play Store.
Yes. Following your initial registration, you can register up to nine additional Portfolios* and have them all linked to your SC Private Bank app Username and Password. You will need to register each Client Portfolio individually via the “Add Portfolio” feature.
If the Portfolio you are registering has more than one sub-portfolio (e.g., 12345-2, 12345-3), you will view these sub-portfolios online without additional registration steps.
*Collateralised Trading Account portfolios cannot be registered on the Platform.
Yes you may, please note that both you and your spouse in the joint account can register.
Yes, you can register for SC Private Bank app; however, you will only be able to use Portfolio View and not the Messaging service.