Steps to Buying a Home

Follow these 6 steps to complete your home purchase journey

Step 2: Check what you can afford

Use our useful online tools to work out a mortgage you can afford, so you can make informed budgeting decisions for your home purchase:

Online Instant Assessment

Get a more comprehensive assessment of the maximum mortgage amount you can borrow and your affordable property price, taking also into account the latest mortgage policies you may be subjected to (including stress test).

 

Simple Mortgage Calculators

Get a quick estimate on roughly how much you can borrow and your monthly repayment amount in just a few clicks, to help with your budget planning.

1. How much can I borrow?

Total Monthly Income (HKD):
Interest Rate: %
p.a.
Loan Tenor (Years):
Maximum Affordable Mortgage Amount (HKD):
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2. How much will my monthly repayment amount be?

Loan Amount (HKD):
Interest Rate: %
p.a.
Loan Tenor (Years):
Monthly Repayment (HKD):
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