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A comprehensive range of mortgage loans to help achieve your property ownership dream.

a wooden house with balcony under blue sky
a wooden house with balcony under blue sky

A comprehensive range of mortgage loans to help achieve your property ownership dream.

Standard Chartered Bank (Hong Kong) Limited Residential Mortgage Loan Key Facts Statement: Download PDF
Category mortgages green mortgage
Green Mortgage Plan
  • Enjoy up to 60%

    deposit cap for deposit linked mortgage plan in the first 3 years

  • Promotional Offer of up to

    HK$6,888 extra cash rebate

Category mortgages deposit linked mortgage
Deposit Linked Mortgage
  • Deposit Linked Mortgage feature

    You may apply mortgage with mortgage deposit linked feature.

  • Flexible cash flow

    You can have flexible control of your mortgage deposit linked account and withdraw your earned interest at any time

  • No arrangement fee and annual fee

    You can sign up for the mortgage deposit linked feature for free without any additional costs

Category mortgages mortgage insurance programme
Mortgage Insurance Programme
  • Borrow up to 90%of the property price

    First time home buyer can borrow up to 90% of the property price

  • Property Price

    Applicable to property price HK$10,000,000 or below

  • Property Type

    Applicable to self-use private residential properties under personal ownership

Category mortgages mortgage aver
Mortgage $aver

✔ Maximise your Interest Earning

✔ Reduce your Mortgage Interest Expenses

✔ Flexible Access to Your Funds

✔ Deposit Protection Scheme


Mortgage Tools