You're about to leave our website

This hyperlink will bring to you to another website on the Internet, which is published and operated by a third party which is not owned, controlled or affiliated with or in any way related to Standard Chartered Bank (Hong Kong) Limited or any member of Standard Chartered Group ( the "Bank").

The hyperlink is provided for your convenience and presented for information purposes only. The provision of the hyperlink does not constitute endorsement, recommendation, approval, warranty or representation, express or implied, by the Bank of any third party or the hypertext link, product, service or information contained or available therein.

The Bank does not have any control (editorial or otherwise) over the linked third party website and is not in any way responsible for the contents available therein. You use or follow this link at your own risk. To the extent permissible by law, the Bank shall not be responsible for any damage or losses incurred or suffered by you arising out of or in connection with your use of the link.

Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the terms of use and privacy policies of the third party website that you are going to visit.

Proceed to third party website

Managing your finances is so easy

Easy Banking

Easy Banking

Enjoy more ways to bank, and get more value from your banking.

Easy Banking

  • Easy Banking BonusPack clients can enjoy a range of easy-to-use, hassle-free services – making life a breeze.

    Easy Banking

      • Savings Account
      • Current Account
      • ATM Card
      • Phone Banking
      • Online Banking
      • e-Statement
      • RMB Deposit Services
      • Credit Card
      • Mobile FX Platform
      • Securities Services
      • Personal Loans
      • Salary BonusPack
      • Insurance Services
    • Your ATM Card lets you withdraw cash and make purchases at millions of locations around the world. What’s more, Dual Currency ATM Card is now available

      • Withdraw cash – HKD, RMB or other currencies, up to HK$20,0001 equivalent per day, at over 1.48 million cash machines in more than 120 countries worldwide.
      • Make purchases – It’s recognised at over 7.2 million Unionpay merchants globally. Also, you can enjoy fabulous year-round offers in Hong Kong, China, Macau, Japan and other countries in Asia.
    • No-bounce cheque protection2 service is like your backup plan. No more bounced cheques or failed autopay transactions. We charge a preferential rateon the overdrawn amount.

    • With Standard Chartered Cathay Mastercard or Simply Cash Visa Card, you can enjoy a suite of dining, shopping, travel and lifestyle offers.

      *Annualised Percentage Rate (“APR”) for retail purchase is 35.70%; annual fee is HKD2,000. An APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualised rate.

    • The more you save, the more interest you earn.

Financial Solutions

  • Financial Solutions

      • Bill Payment – You can settle payments from various merchants and ensure you don’t miss the due date by scheduling your bill payments
      • Fund Transfers – Fund transfers to other local bank accounts are free of charge4
      • 7 x 24 FX Platform – You can stay ahead with market updates filtered by your personal preferences and pre-set your target exchange rate to convert funds automatically when your desired FX rate is reached. Upgrade membership tier to fully enjoy our membership privileges and rewards
      • Securities Trading – You can trade through our Online Securities Trading or SC Equities Mobile App easily with no trade lodgement fee
      • eStatements – Access to your statements up to the past 7 years, so no more paper filing and you can save your eStatements to your personal electronic devices5
    • Simply log in to SC Mobile App to stay on top of your finances and save time for the things you love

      • Real-time Transfers – Need to transfer money while you are out and about? Make real-time transfers to friends or merchants via SC Pay (FPS) or Scan & Pay, with just a mobile number, email address, FPS ID or QR code. You can even make transfers or check balances with SC Keyboard6 while you are messaging with your friends
      • Cardless Withdrawal – Experience the fast and secure cardless withdrawal with QR Cash7 and get cash simply with your mobile
      • Mobile Account Opening – Open the account via SC Mobile App and save your trip to branch
      • Faster Login – Access a range of services in SC Mobile App using fingerprint or facial authentication8

      Learn More

    • Receive friendly reminders upon subscription for SMS/ Email Alerts Service on important transactions and credit card payment due dates at no extra charge

      • Credit Card Payment Due Date Alert – You can define to receive the reminder by number of days prior to payment due date, we will remind you of the designated credit card payment due date to avoid late payment charges
      • Cheque Returned Alert – Similarly, we will notify you after a cheque issued from/deposited to your designated bank account is returned
      • Fund Transfer Alert – We will notify you after a fund transfer is made with your designated bank account via online banking, automated phone banking or ATM

      Learn More

    • Stacy, your virtual assistant, can answer your questions on banking services round the clock. Without logging in, you can check information on product details and latest offers. After logging in, Stacy can also provide the credit card spending overview and transaction filtering, which help you to categorise your daily spending and retrieve transaction history and account information quickly.

    • Access and manage your finances by making a phone call at 2886 8888. After selecting your preferable language, you can :

      • Press 1 > check your latest banking or credit card account status.
      • Press 4 > get the latest promotion and product highlights on Investment related services.


  • Protection

    • We are dedicated to providing you with a comprehensive range of insurance products to meet your different financial and protection needs, including:

      • Annuity Plan
      • Savings Plan
      • Critical Illness/Medical
      • Single/Protection Annual Travel Insurance
      • Legacy Planning
      • Home Insurance
      • Accident Protection

      Learn More

Eligibility Criteria

Apply Today
You simply have to meet the average daily Relationship Balance10 of HKD10,000 to enjoy the banking services of Easy Banking.
  1. Default limit for Easy Banking clients is HKD20,000. Clients can increase or decrease limit in multiple of HKD1,000 at the branches of Standard Chartered Bank (Hong Kong) Limited (the “Bank”).
  2. The service is applicable to clients with no other prearranged overdraft facility set up with any HKD Current Accounts. It applies to clearing cheques and autopay arrangement with the protection limit up to 95% of HKD deposits and 80% of foreign currency deposits excluding Renminbi deposits or the accumulated overdraft amount not exceeding HKD40,000, whichever is lower. HKD deposits include HKD savings, current, time deposits and deposits in the MoneyBuilder Savings Plan Account. Foreign currency deposits include savings and time deposits in AUD, CAD, CHF, EUR, GBP, JPY, NZD, USD currencies, and USD current account deposits. The service is not applicable to all staff of the Bank or any persons who have relationship with directors/controllers/employees with lending authority. The handling fee of Current Account Overdraft Protection is HKD120 per item for Easy Banking Clients.
  3. The preferential rate for the overdraft amount is Prime +4% p.a.
  4. Excluding Local Bank Transfer Payment through Real Time Gross Settlement (RTGS, also known as Clearing House Automated Transfer System (CHATs)).
  5. eStatement service is not available for Standard Chartered SHOP’n GAIN Credit Card and designated Mastercard (card number starting with 5488). Starting from 1 January 2020, clients may access eStatement(s) on Online Banking and SC Mobile App for up to 7 years.
  6. English version of SC Keyboard is available on AndroidTM 6.0 Marshmallow (API23) or above. Chinese version of SC Keyboard will be available soon. Smartphones with in-screen fingerprint sensor, e.g. Samsung Galaxy S10, S10+ and HUAWEI Mate 20 Pro, do not support the balance checking nor transfer functions of SC Keyboard temporarily.
  7. Subject to relevant terms and conditions, the maximum daily cardless withdrawal limit via QR Cash is HKD10,000 (or its equivalent in other currencies) unless the daily ATM withdrawal limit set by the client or the available credit limit of the client as determined by the Bank is lower than that, in which case the lower limit shall apply.
  8. Terms and conditions apply. Please visit our website for the full terms and conditions for the use of Standard Chartered touch login or face login service.
  9. If clients have subscribed for “SMS Alerts” at Online Banking, clients may enable push notification in SC Mobile App so that the banking alerts that may originally be sent by SMS will be sent to clients via the Notification Hub in SC Mobile App. Those banking alerts include alerts in relation to bill payment, cash withdrawal, fund transfer, account purchase, cheque return of banking account(s) and credit card payment due date reminder.
  10. The Relationship Balance includes the aggregate balance of deposits, investments, accumulated premiums of selected insurance, utilised amounts of secured/ unsecured overdraft facilities, outstanding balances on Standard Chartered Credit Cards and outstanding balances of Standard Chartered Personal Loans you maintain with the Bank under personal accounts in sole name or joint names as Primary Account Holder.
  11. The Toy Story 25th Anniversary Promotion is subject to other Terms and Conditions, please visit for details.
Important Notes of Online Securities Trading and SC Equities:

The Bank will not be liable for any loss or damage to you as a result of making the Online Securities Trading Services available to you, unless the loss or damage is directly caused by our negligence or our wilful default. For more details and the risks involved, please refer to the Securities Services Terms and Conditions or contact our branch staff.

To borrow or not to borrow? Borrow only if you can repay!