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Online Time Deposit Offers

Person, Human, Hourglass

Online Time Deposit

From now until 31 December 2022, you can enjoy the following preferential interest rates by setting up Time Deposit with new funds via SC Mobile or Online Banking

Online New Fund Time Deposit Offers

Currency
Principal Amount
Tenor
Preferential Interest Rate (p.a.)
HKD HKD10,000 or above 6-month 3.80%
12-month 4.10%
USD USD2,000 or above 6-month 3.80%
12-month 4.00%
RMB CNY10,000 or above 6-month 2.00%
12-month 2.20%
GBP GBP5,000 or above 6-month 3.50%
12-month 4.00%
AUD AUD5,000 or above 6-month 3.00%
12-month 3.50%
CAD CAD5,000 or above 6-month 3.00%
12-month 3.50%
NZD NZD5,000 or above 6-month 3.00%
12-month 3.50%

Remarks

  • The Time Deposit interest rates as shown on the relevant Terms and Conditions, this webpage and relevant promotion materials are quoted with reference to interest rates offered by the Bank on 28 November 2022 and are not guaranteed. The Bank reserves the right to make any adjustment to the time deposit interest rate of the Offer from time to time at its sole absolute discretion, as per prevailing market conditions.

How to set up Time Deposit via SC Mobile

Start

Select “Time Deposits”

Step 1

Select the currency and tenor and input principal amount

Review Rate

You can also view Time Deposit rates by tapping “Rates Overview”

Step 2

Review the Time Deposit rate we are offering

Step 3

Choose the debit account

Step 4:

Review and confirm the details

It’s done!

Open Time Deposit via Online Banking or SC Mobile

  • We offer 10 currencies for your selection
    (HKD, USD, CNY, AUD, NZD, CAD, GBP, EUR, CHF, JPY)
  • You could choose among the specific tenors from 1 month to 12 months
  • There are minimum and maximum Time Deposit amount:
Currency
Minimum amount

(in original currency)

Maximum amount

(in original currency)

HKD $10,000 $3,000,000
USD $2,000 $250,000
CNY $10,000 $1,500,000
AUD $5,000 $350,000
NZD $5,000 $400,000
CAD $5,000 $300,000
GBP $5,000 $200,000
EUR $5,000 $200,000
CHF $5,000 $250,000
JPY $500,000 $25,000,000
  • Enjoy a preferential interest rate based on your deposit amount and tenor.
  • Customers must have declared their tax status and/or jurisdictions of tax residence to open Time Deposit via Online Banking or SC Mobile.
    (Remark: If you have not declared yet, please visit any of our branches to submit the information.)
  • Servicing hours: 9am – 11pm, Monday to Saturday (excluding Public Holiday)
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Terms and conditions

Risk Disclosure Statement

Risk Disclosure Statements for RMB Deposit Services

  • Renminbi (“RMB”) exchange rate, like any other currency, is affected by a wide range of factors and is subject to fluctuations. Such fluctuations may result in gains and losses in the event that the client subsequently converts RMB to another currency (including Hong Kong dollars); and
  • RMB is currently not freely convertible and conversion of RMB through banks in Hong Kong is subject to restrictions specified by the Bank and regulatory requirements applicable from time to time. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time.

Foreign Exchange Risk Disclosure Statement

  • Foreign Exchange involves risks. Fluctuation in the exchange rate of a foreign currency may result in gains or significant losses in the event that the client converts deposit from the foreign currency to another currency (including Hong Kong Dollar).