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Convert residential properties and life insurance policies into cash or monthly payouts.
Convert residential properties and life insurance policies into cash or monthly payouts.

Reverse Mortgage Programme

Reverse Mortgage Programme

The property owner can convert their residential properties and life insurance policies into cash and/or a regular stream of monthly payouts – while they can live in the property for the rest of their life while no repayment during lifetime!

Apply a Reverse Mortgage today

From now until 31 December 2018, customers who successfully apply for a Reverse Mortgage with the Bank may receive a complimentary gift of HK$300 supermarket voucher*!

For details, please visit our bank branch or contact our Reverse Mortgage Customer Service Hotline at 2886 8863.

*Terms and Conditions
  1. The promotion period is valid from 13 August 2018 to 31 December 2018 (both dates inclusive) (the “Promotion Period”).
  2. Clients who obtain the Counselling Certificate issued by the Reverse Mortgage Counsellors and complete the Application Form for Reverse Mortgage Loan and submit the same to the Bank will be entitled to HK$300 supermarket voucher.
  3. Use of supermarket voucher is subject to expiry date as specified on the supermarket voucher and further and specific terms and conditions of the merchant. Please contact the merchant for details.
  4. The supermarket vouchers are not redeemable for cash, exchangeable or transferable.
  5. Clients understand and accept that the Bank is not the supplier of the products and/or services provided under or in connection with this offer. The Bank shall have no liability relating to any aspect of the products and/or services including, without limitation, their quality and the supply, the descriptions of goods and/or services provided by the merchant, any false trade description, misrepresentation, mis-statement, omission, unauthorized representation, unfair trade practices or conduct in connection with the promotion of the offer or in making available the offer or the products and/or services under the offer, by the merchant, its employees, officers or agents.
  6. The offer is available on a first-come-first-served basis while stock lasts. The Bank reserves the right to offer an alternative voucher as replacement in case of shortage.
  7. Each client will be entitled to this offer once only.
  8. The Bank reserves the right to alter, extend or terminate the offer and amend the terms and conditions at any time. All matters or disputes in connection with the offer set out in these terms and conditions will be subject to the final decision of the Bank.
  9. In case of any discrepancies between the English and Chinese versions of these terms and conditions, the English version shall prevail.

To borrow or not to borrow? Borrow only if you can repay!