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Wealth Guru

Your one-stop-shop hub for all market updates you need to know

Market Event Insights

How will these events impact the market?

21 March 2024

As expected, the Fed kept the interest rate unchanged. Let’s take a minute to understand the key insights from this interest rate decision!


Market Insights brought to you by our CIO

Where will the financial markets head towards? Check out how our Chief Investment Office (CIO) sees it.

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The Fed's potential mid-year rate cut unleashes opportunities!

  • Rate Cut: The Fed and the ECB may cut rates in concert starting mid-year.
  • Overweight Global Equities: We prefer US and Japan markets. In Asia, we are Overweight Korea, India and Taiwan equities.
  • Seeking Income: We still see an attractive opportunity in global bonds, but yields may fall less than previously expected.

The Fed's potential mid-year rate cut unleashes opportunities!

Global equity markets hit record highs while bond markets saw swings in Q1. When will the Fed cut rates? Will the stock market continue its strength? How can one seek income to achieve higher potential returns?

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Can our travel cost benefit from foreign currency fluctuations?

  • JPY: 100 JPY may fall to the edge of 5.1 against HKD in the next 3 months.
  • GBP: GBP/HKD is likely to rebound to 10 over the next 3 months.
  • AUD: AUD may be more resilient and rise to 5.3 level versus HKD on 3-month horizon.

Can our travel cost benefit from foreign currency fluctuations?

The JPY hit a 30-year low during Q1. Market speculations suggest a possible rate cut by the Fed around mid-year. What will be the impact on the USD? Which currencies will be the key outperformers?

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FX Outlook 2024

  • On a 6-12-month horizon, we expect the USD to move modestly lower.
  • We expect the EUR, AUD and JPY to be key beneficiaries of a softer USD in 2024.
  • USD/JPY is likely to move to 135 over the next 6-12 months. 100 JPY may rise to HKD 5.7-5.8 level.

FX Outlook 2024

With a strong US dollar previously, exchanging foreign currencies for travel would have been advantageous. What are the key trends in the FX market this year? Which currency should individuals consider while it remains at a lower level?

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Securing Income in 2024

  • High quality bonds fit the attractive risk/reward criteria well.
  • The absolute yield remains not far from recent peaks, requiring only modest price gains to beat cash yields.
  • We are Overweight DM government bonds.

Securing Income in 2024

The Fed is now hinting at the possibility of rate cut this year. When cash is no longer king, how to generate income in a new market era how does one generate income in a new era?

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