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Wealth Guru

Your one-stop-shop hub for all market updates you need to know

Market Event Insights

How will these events impact the market?

21 March 2024

As expected, the Fed kept the interest rate unchanged. Let’s take a minute to understand the key insights from this interest rate decision!

 

Market Insights brought to you by our CIO

Where will the financial markets head towards? Check out how our Chief Investment Office (CIO) sees it.

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The Fed's potential mid-year rate cut unleashes opportunities!

  • Rate Cut: The Fed and the ECB may cut rates in concert starting mid-year.
  • Overweight Global Equities: We prefer US and Japan markets. In Asia, we are Overweight Korea, India and Taiwan equities.
  • Seeking Income: We still see an attractive opportunity in global bonds, but yields may fall less than previously expected.

The Fed's potential mid-year rate cut unleashes opportunities!

Global equity markets hit record highs while bond markets saw swings in Q1. When will the Fed cut rates? Will the stock market continue its strength? How can one seek income to achieve higher potential returns?

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Can our travel cost benefit from foreign currency fluctuations?

  • JPY: 100 JPY may fall to the edge of 5.1 against HKD in the next 3 months.
  • GBP: GBP/HKD is likely to rebound to 10 over the next 3 months.
  • AUD: AUD may be more resilient and rise to 5.3 level versus HKD on 3-month horizon.

Can our travel cost benefit from foreign currency fluctuations?

The JPY hit a 30-year low during Q1. Market speculations suggest a possible rate cut by the Fed around mid-year. What will be the impact on the USD? Which currencies will be the key outperformers?

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FX Outlook 2024

  • On a 6-12-month horizon, we expect the USD to move modestly lower.
  • We expect the EUR, AUD and JPY to be key beneficiaries of a softer USD in 2024.
  • USD/JPY is likely to move to 135 over the next 6-12 months. 100 JPY may rise to HKD 5.7-5.8 level.

FX Outlook 2024

With a strong US dollar previously, exchanging foreign currencies for travel would have been advantageous. What are the key trends in the FX market this year? Which currency should individuals consider while it remains at a lower level?

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Securing Income in 2024

  • High quality bonds fit the attractive risk/reward criteria well.
  • The absolute yield remains not far from recent peaks, requiring only modest price gains to beat cash yields.
  • We are Overweight DM government bonds.

Securing Income in 2024

The Fed is now hinting at the possibility of rate cut this year. When cash is no longer king, how to generate income in a new market era how does one generate income in a new era?

News Updates

Get yourself up-to-date on what’s happening now.

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Premium deposit, Equity Linked Investments and structured notes are structured products involving derivatives. Investment Fund is an investment product and some Investment Funds would involve derivatives. The investment decision is yours but you should not invest in that investment product unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives.

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  • Investment involves risks. The prices of investment products fluctuate, sometimes dramatically and the worst case may result in loss of your entire investment amount. Past performance is no guide to its future performance.
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  • Investors should consider their own investment objectives, investment experience, financial situation and risk tolerance level.

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  • Foreign exchange involves risks. Fluctuation in the exchange rate of a foreign currency may result in gains or significant losses in the event that the customer converts deposit from the foreign currency to another currency (including Hong Kong Dollar).

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  • Renminbi (“”RMB””) exchange rate, like any other currency, is affected by a wide range of factors and is subject to fluctuations. Such fluctuations may result in gains and losses in the event that the customer subsequently converts RMB to another currency (including Hong Kong dollars); and
  • RMB is currently not freely convertible and conversion of RMB through banks in Hong Kong is subject to restrictions specified by the Bank and regulatory requirements applicable from time to time.. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time.

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  • This webpage is intended to be valid in Hong Kong only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Hong Kong. Prudential and Standard Chartered do not offer or sell any insurance product in any jurisdictions outside Hong Kong in which such offering or sale of the insurance product is illegal under the laws of such jurisdictions. This webpage does not constitute a contract of insurance or an offer, invitations or recommendation to any person to enter into any contract of insurance or any transaction described therein or any similar transaction.
  • The material and information contained on this webpage should be read in conjunction with the relevant product brochure and for the risk disclosure, please refer to the product brochure.

Notes

  • This webpage does not constitute any prediction of likely future price movements.
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To borrow or not to borrow? Borrow only if you can repay!