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Get the most from FX opportunities with SC Mobile anytime anywhere

Alison Chiu showing SC mobile foreign exchange functions

Get the most from FX opportunities with SC Mobile anytime anywhere

Foreign exchange made simple with Standard Chartered Digital Banking

Standard Chartered Wealth Management provides you with a one stop FX platform on SC Mobile, with all the handy functions and extensive data that you need.

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Learn more about the function of the SC Mobile FX platform

Watch this video to explore the function of SC Mobile FX platform .

Currency Switching

What is Currency Switching?

  • By selecting a conversion currency and agreeing on the exchange rate, you can “unlock” your time deposit and switch the currency an unlimited number of times before your deposit’s maturity date.
  • On the deposit maturity date, your deposit will automatically be converted to your final designated currency at the agreed exchange rate of the forward contract(s).

What are the options for Currency Switching?

  • 11 currencies to choose from – AUD, CAD, CHF, EUR, GBP, HKD, JPY, NZD, SGD, USD and RMB.
  • Minimum contract size is only USD20,000 or its equivalent.
  • Unlimited conversions before deposit maturity.
  • No commission is charged on forward contracts
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Risk Disclosure Statement

  • Foreign Exchange:
    • Foreign exchange involves risks. Fluctuation in the exchange rate of a foreign currency may result in gains or significant losses in the event that the customer converts deposit from the foreign currency to another currency (including Hong Kong Dollar).
  • Currency Switching:
    • Investment involves risks. The worst case will result in loss of your entire investment.
    • The investment decision is yours but you should not invest in Currency Switching unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives.
    • Principal Loss Risk / Currency Risk – This product is not principal-protected and the return of which will be dependent on movements in some specified currency exchange rates which are affected by a wide range of factors and may rise or fall rapidly.
    • Liquidity Risk / Early Withdrawal Risk / Cancellation Risk – Any cancellation or withdrawal prior to maturity is subject to the consent of the Bank. With these risks, investors may incur significant costs or losses.
  • Not Protected under Deposit Protection Programme:
    • Deposit subject to any foreign exchange forward contract under Currency Switching services is NOT an alternative to ordinary saving or time deposit, and is NOT a protected deposit and NOT being protected under the Deposit Protection Programme in Hong Kong.
  • RMB Deposit Service:
    • Renminbi (“”RMB””) exchange rate, like any other currency, is affected by a wide range of factors and is subject to fluctuations. Such fluctuations may result in gains and losses in the event that the customer subsequently converts RMB to another currency (including Hong Kong dollars); and
    • RMB is currently not freely convertible and conversion of RMB through banks in Hong Kong is subject to restrictions specified by the Bank and regulatory requirements applicable from time to time.. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time.


This webpage does not constitute any prediction of likely future price movements. Investors should not make investment decisions based on this webpage alone. This webpage has not been reviewed by the Securities and Futures Commission or any regulatory authority in Hong Kong.