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Enjoy first year annual fee waiver and transaction handling fee rebate

Wishing signs with wishes to spend is hanging on the tree

Enjoy first year annual fee waiver and transaction handling fee rebate

Revolving Cash Card

From now till 31 December 2019, you can enjoy fabulous offers with no fixed repayment amount.


Special rate table – selected clients*
$5,000-$19,999 2.10% 15.80% 15.77% 1% of credit limit
$20,000-$49,999 11.80% 11.81%
$50,000-$199,999 8.80% 8.85%
$200,000-$499,999 6.80% 6.88%
$500,000 or above 5.80% 5.89%


^ 2.10% p.a. Interest Rate for the first 3 months is only applicable for selected clients and upon the day of successful cash withdrawal to the cutoff day of the following 3 consecutive months as specified on the monthly statement showing the withdrawal amount.

* Selected clients are determined subject to the clients’ credit records. Standard Chartered Bank (Hong Kong) Limited (the “Bank”) has the absolute right to determine the approval of the loan and the final interest rate, which is to be considered on a case-by-case basis in accordance with the clients’ credit records and other relevant factors.

△ First withdrawal amount will be equivalent to 95% of the approved credit limit (will be rounded down to the nearest thousand dollars) and the first transaction handling fee is also waived.

+ Interest is calculated on the basis of a 365 or 366-day year (if applicable).

** The Annualised Percentage Rate (“APR”) is a reference rate which includes the basic interest rate and other applicable fees and charges of a product expressed as an annualised rate. The APR is calculated based on the loan amounts of HKD12,500, HKD35,000, HKD125,000, HKD350,000 and HKD500,000 and has taken into account the interest rate for the first 3 months and the interest rate thereafter. Please note that the above APR is calculated according to minimum monthly repayment of 1% of the outstanding amount. Customer can refer to the minimum monthly repayment details set out in Clause 7 in the Important Information of Revolving Cash Card. (subject to change by the Bank from time to time).

The operating hours of our Loan Application Hotline from Monday to Friday: 9am – 11pm; Saturday and Sunday: 9am – 8pm (except public holidays).

To borrow or not to borrow? Borrow only if you can repay!

Eligibility & Documents


  • Hong Kong resident aged 18 or above
  • Fixed annual income of HKD96,000 or above

Required Documents

  • Your Hong Kong Permanent Identity Card
  • Your latest residential address proof showing your name
  • Your latest 1-month salary slip OR Current Salaries Tax Demand Note OR Bank Statements/Passbook showing your name, account number and salary entries

Terms and Conditions