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Adult, Female, Person

Earn 5% CashBack with Q Credit Card!

Apply for Q Credit Card now and earn extra CashBack1 at Buyandship or foreign currency spending.
  • Apply Now Apply Now

    Download/Open AlipayHK App to apply for Q Credit Card now!

    At the homepage of AlipayHK App, tap “More” and search “Q credit card” to apply for Q Credit Card directly and enjoy up to HK$1,000 reward as welcome offer.

    Home Decor, QR Code, Art
    App Store logo
    Google Play logo - download Andriod App

    App Store is a service mark of Apple Inc. Google play is a trademark of Google Inc.

    If you are using a mobile device, please long-press the QR code or press here to download or open Alipay App

Adult, Female, Person

New Merchant – Uber

Apply Q Credit Card now to enjoy 5% CashBack1 at selected merchants.
  • Apply Now Apply Now

    Download/Open AlipayHK App to apply for Q Credit Card now!

    At the homepage of AlipayHK App, tap “More” and search “Q credit card” to apply for Q Credit Card directly and enjoy up to HK$1,000 reward as welcome offer.

    Home Decor, QR Code, Art
    App Store logo
    Google Play logo - download Andriod App

    App Store is a service mark of Apple Inc. Google play is a trademark of Google Inc.

    If you are using a mobile device, please long-press the QR code or press here to download or open Alipay App

Mobile Phone, Phone, Cell Phone

0% Taobao handling fee2 and more offers!

Apply now to get up to HKD1,000 welcome offer3!
  • Apply Now Apply Now

    Download/Open AlipayHK App to apply for Q Credit Card now!

    At the homepage of AlipayHK App, tap “More” and search “Q credit card” to apply for Q Credit Card directly and enjoy up to HK$1,000 reward as welcome offer.

    Home Decor, QR Code, Art
    App Store logo
    Google Play logo - download Andriod App

    App Store is a service mark of Apple Inc. Google play is a trademark of Google Inc.

    If you are using a mobile device, please long-press the QR code or press here to download or open Alipay App

  • HOW TO APPLY HOW TO APPLY

Q Credit Card

Standard Chartered is partnering with AlipayHK to offer you the only card you need for everyday spending at AlipayHK merchants / Taobao. Save more, earn more.

0% Taobao handling fee offer

No registration is required and enjoy for first 5 transactions each month

Annual fees, Goodbye!

Annual fee waived permanently

Up to 1% CashBack!

1% CashBack for eligible transactions excluding any transactions made via AlipayHK App*

0.75% CashBack for eligible transactions via AlipayHK App *

Hk cc qcard welcome offer pmpd

Welcome Offer³

    New Q Credit Card Cardholders4 can enjoy up to HKD1,000 Welcome Rewards3

  • HKD200 AlipayHK Coupons upon physical card activation and successful completion of the first physical card payment
  • HKD800 Rewards eligible for AlipayHK merchants, Taobao and bill payments
Adult, Female, Person

5% CashBack for foreign currency spending

    New Cardholders1 can enjoy 5% CashBack for eligible foreign currency spending with Q Credit Card:

  • Promotion Period: 2 July – 31 October 2024
  • Apply to physical and online overseas merchants5
  • No registration or minimum spending required
  • Learn more

Hk banner

5% CashBack at selected merchants

    New Cardholder1 can enjoy 5% CashBack at selected merchants with Q Credit Card.

    No registration or minimum spending required.

    [Limited Offer] Q Credit Card cardholders can receive HKD38 Buyandship credit8 by enrolling as new member of Buyandship and inputting the promotion code “SCHK” during registration.

    Learn More

Cartoon image, used to promote SC Q Credit Card

Earn Spending Rewards Everyday

  • Up to 1% CashBack*
  • 0% Taobao handling fee2
  • 0% handling fee by using AlipayHK transfer function6

Instant approval, no annual fee, year-round merchant offers for AlipayHK users

How to apply on AlipayHK App?

Step 1

Open AlipayHK App and click “More”

Step 1

Step 2

Search ”Q Credit Card”

Step 2

Step 3

Click “Q Credit Card” in the result field

Step 3

Step 4

Click “Proceed to SCB to apply”

Step 4

Notes:
  1. To be eligible for the Promotion, the Card should be approved from 2 July 2024 to 31 October 2024 and Cardholders are required to make a purchase with the Card at Eligible Merchant during the Promotion Period. For more details, please refer to ‘Q Credit Card 5% CashBack for Selected Merchants and Foreign Currency Transaction Terms and Conditions
  2. Q credit card enjoy 0% Taobao handling fee for first 5 transactions each month and after that 1.5% Taobao handling fee will be charged.
  3. Standard Chartered is not the provider of the “Q Credit Card Welcome Reward”. Standard Chartered shall bear no liability relating to any aspect of the rewards under this Promotion, including without limitation, their quality, the supply, the descriptions, any false trade description, misrepresentation, mis-statement, unauthorized representation, unfair trade practices or conduct in connection with the rewards under this Promotion as offered by AlipayHK. The offers may vary over time, please visit AlipayHK website for rewards details. Promotion period from 6 October 2024 to 6 January 2025.
  4. New Q Credit Card Cardholders refer to users who have successfully applied for the Q Credit Card for the first time and who have never redeemed any “Q Credit Card Welcome Reward” of AlipayHK via the AlipayHK Mobile Application (“AlipayHK App”). For more details, please refer to ‘Q Credit Card Terms and Conditions
  5. Eligible Foreign Currency Transactions including without limitation, transactions made at overseas merchants (whether physical or online), and settled in foreign currencies (any currencies excluding Hong Kong Dollars), and excluding any transactions made via AlipayHK App. For more details, please refer to ‘Q Credit Card 5% CashBack for Selected Merchants and Foreign Currency Transaction Terms and Conditions’
  6. In each calendar month, Q Credit Card holder can enjoy a transfer limit of up to HK$1,000 per month without handling fee when making transfers via Q Credit Card in the Alipay HK App to another AlipayHK account (including sending Lucky Money, instant transfer, WhatsApp, FPS or SMS). After the relevant limit is exceeded, 1.5% transfer fee will be charged for Q Credit Card.
  7. The approval time is subject to clients’ individual circumstances.
  8. For more details, please refer to ‘Terms and Conditions of Welcome Offer for Q Credit Card Cardholder at BUYANDSHIP’
Q Credit Card 5% CashBack for Selected Merchants and Foreign Currency Transaction

Promotion period: 2 July 2024 to 31 October 2024

To be eligible for the Promotion, the Card should be approved from 2 July 2024 to 31 October 2024 and Cardholders are required to make a purchase with the Card at Eligible Merchant during the Promotion Period.

Eligible Foreign Currency Transaction excludes any transactions made via AlipayHK App.

For more details, please refer to ‘Q Credit Card 5% CashBack for Selected Merchants and Foreign Currency Transaction Terms and Conditions’

Selected Merchants:

  • Uber
  • Buyandship / Buyforyou
  • Taobao
  • Trip.com
  • Agoda
  • KKday
  • Official Taobao logistics platform e.g. Cainiao Smart Logistics network (Hong Kong) Limited
  • Sun Yiu Transportation Company Limited
  • Buy Up Express Company Limited
  • Early Bird Logistics Company Limited
  • Group n Ship Limited
  • HK Ship Express Limited
  • 4PX Express Ltd
  • GoGo Tech Limited
  • POINT2POINT.HK Limited
  • Dimbuy.com Company Limited
  • Giants HK Limited
Example:
Specific Categories of Eligible Merchant Transactions and Eligible Foreign Currency Transactions
Q Credit Card CashBack
%
Additional CashBack
(up to 5%)^
Eligible Merchant Transactions And Eligible Foreign Currency Transactions
excluding any transactions made via AlipayHK App
1% 4%
Eligible Merchant Transactions via AlipayHK App
excludes any foreign currency transactions
0.75% * 4.25%

* Total maximum amount of Eligible Transactions per Card within the Promotion Period is HKD52,000(Total maximum CashBack during the entire Promotion Period is HKD390)

^ Total maximum amount of Eligible Merchant Transactions per card for Additional CashBack within the entire Promotion Period is HKD20,000 (Total maximum additional CashBack during the entire Promotion Period is HKD850)

Q Credit Card CashBack
  • Promotion period: 2 July 2024 to 31 October 2024
  • To be eligible for the Promotion, the Card should be applied and be approved by 31 October 2024 and Cardholders are required to make a purchase with the Card during the Promotion Period
CashBack Reward Percentage
Specific Categories of Eligible Transactions
Total maximum amount of Eligible Transactions per Card within the Promotion Period
HKD1 CashBack for every
HKD100 spent
(1% CashBack Percentage)
Eligible Transactions with Physical Card (excluding any transactions made via AlipayHK App and Wallet) Not applicable
HKD0.75 CashBack for
every HKD100 spent (0.75%
CashBack Percentage)
Eligible Transactions with Card bound in AlipayHK App and Wallet (i.e. transactions description starting with “AlipayHK*”) HKD52,000

Terms & Conditions

To borrow or not to borrow? Borrow only if you can repay!