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0% Taobao handling fee and more offers!

Apply now to get up to HKD1,000 welcome offer!

Q Credit Card

Standard Chartered is partnering with AlipayHK to offer you the only card you need for everyday spending at AlipayHK merchants / Taobao. Save more, earn more.

0% Taobao handling fee offer

No registration is required and enjoy for 5 transactions each month

Annual fees, Goodbye!

Annual fee waived permanently

One couples are choosing the fruit in the shopping market

Welcome Offer¹

    New Q Credit Card Cardholders can enjoy up to HKD1,000 Welcome Rewards

  • HKD200 AlipayHK Coupons upon physical card activation and successful completion of the first physical card payment
  • HKD800 Rewards eligible for AlipayHK merchants, Taobao and bill payments
Cartoon image, used to promote SC Q Credit Card

Earn Spending Rewards Everyday

  • 0% Taobao handling fee2
  • 0% handling fee by using AlipayHK transfer function3

Instant approval, no annual fee, year-round merchant offers for AlipayHK users

Notes:
  1. Standard Chartered is not the provider of the “Q Credit Card Welcome Reward”. Standard Chartered shall bear no liability relating to any aspect of the rewards under this Promotion, including without limitation, their quality, the supply, the descriptions, any false trade description, misrepresentation, mis-statement, unauthorized representation, unfair trade practices or conduct in connection with the rewards under this Promotion as offered by AlipayHK. The offers may vary over time, please click here to visit AlipayHK website for rewards details. Promotion period from 1 February 2023 to 31 May 2023(“Promotion Period”)
  2. Q credit card enjoy 0% Taobao handling fee for first 5 transactions each month and after that 1.5% Taobao handling fee will be charged.
  3. In each calendar month, Q Credit Card holder can enjoy a transfer limit of up to HK$1,000 per month without handling fee when making transfers via Q Credit Card in the Alipay HK App to another AlipayHK account (including sending Lucky Money, instant transfer, WhatsApp, FPS or SMS). After the relevant limit is exceeded, 1.5% transfer fee will be charged for Q Credit Card.
  4. The approval time is subject to clients’ individual circumstances.

Terms & Conditions

To borrow or not to borrow? Borrow only if you can repay!