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Clothing, Long Sleeve, Sleeve

Unwrap Double Rewards this Winter

Apply Q Credit Card now and enjoy an upgraded Welcome Reaward of up to HKD1,3001,5
  • Apply Now Apply Now

    Download AlipayHK App to apply Q Credit Card to start earning exclusive rewards!

    Home Decor, QR Code, Art
    App Store logo
    Google Play logo - download Andriod App

    App Store is a service mark of Apple Inc. Google play is a trademark of Google Inc.

    If you are using a mobile device, please long-press the QR code to download AlipayHK App or open AlipayHK App and click Q Credit Card under top left menu icon

Mobile Phone, Phone, Cell Phone

0% Taobao handling fee and more offers!

Apply now to get up to HKD1,000 welcome offer!
  • Apply Now Apply Now

    Download AlipayHK App to apply Q Credit Card to start earning exclusive rewards!

    Home Decor, QR Code, Art
    App Store logo
    Google Play logo - download Andriod App

    App Store is a service mark of Apple Inc. Google play is a trademark of Google Inc.

    If you are using a mobile device, please long-press the QR code to download AlipayHK App or open AlipayHK App and click Q Credit Card under top left menu icon

Electronics, Phone, Mobile Phone

Earn more when spending with Q Credit Card on AlipayHK App

Enjoy HKD30 AliPayHK coupon and AlipayHK A. Point Rebate

Q Credit Card

Standard Chartered is partnering with AlipayHK to offer you the only card you need for everyday spending at AlipayHK merchants / Taobao. Save more, earn more.

0% Taobao handling fee offer

No registration is required and enjoy for 5 transactions each month

Annual fees, Goodbye!

Annual fee waived permanently

Up to 1% Cash Rebate!

1% Cash Rebate for eligible transactions excluding any transactions made via AlipayHK App*

0.75% Cash Rebate for eligible transactions via AlipayHK App *

Clothing, Long Sleeve, Sleeve

Welcome Offer¹

    New Q Credit Card Cardholders can enjoy up to HKD1,300 Welcome Rewards

  • HKD200 AlipayHK Coupons upon physical card activation and successful completion of the first physical card payment
  • HKD800 Rewards eligible for AlipayHK merchants, Taobao and bill payments
  • Winter Special Offer: Extra HKD300 CashBack for Standard Chartered Bank New Cardholders5
Brand logos

5% Cash Rebate at selected merchants

    New Cardholders can enjoy 5% Cash Rebate at selected merchants with Q Credit Card.

    No registration or minimum spending required.

    Learn More

Cartoon image, used to promote SC Q Credit Card

Earn Spending Rewards Everyday

  • Up to 1% Cash Rebate*
  • 0% Taobao handling fee2
  • 0% handling fee by using AlipayHK transfer function3

Instant approval, no annual fee, year-round merchant offers for AlipayHK users

Notes:
  1. Standard Chartered is not the provider of the “Q Credit Card Welcome Reward”. Standard Chartered shall bear no liability relating to any aspect of the rewards under this Promotion, including without limitation, their quality, the supply, the descriptions, any false trade description, misrepresentation, mis-statement, unauthorized representation, unfair trade practices or conduct in connection with the rewards under this Promotion as offered by AlipayHK. The offers may vary over time, please click here to visit AlipayHK website for rewards details. Promotion period from 1 November 2023 to 30 June 2024(“Promotion Period”)
  2. Q credit card enjoy 0% Taobao handling fee for first 5 transactions each month and after that 1.5% Taobao handling fee will be charged.
  3. In each calendar month, Q Credit Card holder can enjoy a transfer limit of up to HK$1,000 per month without handling fee when making transfers via Q Credit Card in the Alipay HK App to another AlipayHK account (including sending Lucky Money, instant transfer, WhatsApp, FPS or SMS). After the relevant limit is exceeded, 1.5% transfer fee will be charged for Q Credit Card.
  4. The approval time is subject to clients’ individual circumstances.
  5. New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited (the “Bank”) in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.
Q Credit Card 5% Cash Rebate for Selected Merchants

Promotion period: 1 November – 31 December 2023

To be eligible for the Promotion, the Card should be approved from 1 November 2023 to 31 December 2023 and Cardholders are required to make a purchase with the Card at Eligible Merchant during the Promotion Period.

For more details, please refer to “Q Credit Card 5% Cash Rebate for Selected Merchants Terms and Conditions”

Selected Merchants:

  • Taobao
  • Trip.com
  • Agoda
  • KKday
  • Official Taobao logistics platform e.g. Cainiao Smart Logistics network (Hong Kong) Limited
  • Sun Yiu Transportation Company Limited
  • Buy Up Express Company Limited
  • Early Bird Logistics Company Limited
  • Group n Ship Limited
  • HK Ship Express Limited
  • 4PX Express Ltd
  • GoGo Tech Limited
  • POINT2POINT.HK Limited
  • Dimbuy.com Company Limited
  • Giants HK Limited
Example:
Specific Categories of Eligible Merchant Transactions
Q Credit Card Cash Rebate %
Additional Cash Rebate (up to 5%)^
Eligible Merchant Transactions excluding any transactions made via AlipayHK App 1% 4%
Eligible Merchant Transactions via AlipayHK App 0.75% * 4.25%

* Total maximum amount of Eligible Transactions per Card within the Promotion Period is HKD78,000 (Total maximum CashBack during the entire Promotion Period is HKD585)

^ Total maximum amount of Eligible Merchant Transactions per card for Additional CashBack within the entire Promotion Period is HKD20,000 (Total maximum additional CashBack during the entire Promotion Period is HKD850)

Q Credit Card Cash Rebate
  • Promotion period: 1 November – 31 December 2023
  • To be eligible for the Promotion, the Card should be applied and be approved by 31 December 2023 and Cardholders are required to make a purchase with the Card during the Promotion Period
CashBack Reward Percentage
Specific Categories of Eligible Transactions
Total maximum amount of Eligible Transactions per Card within the Promotion Period
HKD1 CashBack for every
HKD100 spent
(1% CashBack Percentage)
Eligible Transactions with Physical Card (excluding any transactions made via AlipayHK App and Wallet) Not applicable
HKD0.75 CashBack for
every HKD100 spent (0.75%
CashBack Percentage)
Eligible Transactions with Card bound in AlipayHK App and Wallet (i.e. transactions description starting with “AlipayHK*”) HKD78,000

Terms & Conditions

To borrow or not to borrow? Borrow only if you can repay!