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Just a few steps to apply for our best loan services with low interest rate instantly

Loan – sc cash instant loan
SC CASH: Instant Loan​
  • as low as 0.083%1

    Monthly handling fee

✔ New online platform to get cash from card in 30 seconds

✔ Loan amount up to 2.5m/18x

✔ Loan tenor up to 60 months

✔ HKD200 application free waiver

 

Eligibility: Standard Chartered Bank existing cardholders

Access to Get Cash From Credit Card Key Fact Statement

Loan – sc cash debt consolidation programme
SC CASH: Debt Consolidation
  • up to HKD $21,000

    Cash Rebate

  • up to 95%

    interest saved

✔ Consolidate multiple bills into a single payment

✔ Loan amount up to 2.5m/18x

✔ Loan tenor up to 60 months

✔ 0% Handling fee

 

Eligibility: Hong Kong resident aged 20 or above; fixed annual income of HKD144,000 or above

Access to Debt Consolidation Program Key Fact Statement

Loan – sc cash top up service
SC Cash: Top Up Service

✔ 0% handling fee

✔ Documents waiver

✔ Instant withdraw repaid loan amount

 

Eligibility: Existing SC Cash instalment loan customer

Access to SC Cash Top Up Service Key Fact Statement

Loan category page – ic2
Split Your Credit Card Bills
  • HKD 500

    Minimum spending

✔ Monthly handling fee as low as 0.19%2

✔ Flexible instalment period 3-60 months

✔ Few easy steps to complete the application in 5-minutes

 

Eligibility: Standard Chartered Bank existing cardholders

Access to Split Your Credit Card Bills Key Fact Statement

Loan – rcc
Revolving Cash Card

✔ Enjoy first year annual fee waiver

✔ Credit limit up to HKD800,000 or 12 times of your monthly salary (whichever is lower)

✔ 2.10% p.a. interest rate for the first 3-month2

✔ Flexible re-borrow

 

Eligibility: Hong Kong resident aged 18 or above; fixed annual income of HKD144,000 or above

Access to Revolving Cash Card Key Fact Statement

Loan – sc cash pil
SC CASH: Personal Instalment Loan
  • 0%

    Handling fee

✔ Loan amount up to 18X monthly salary or HKD2,000,000 (whichever is lower)

✔ Loan tenor up to 60 months

 

Eligibility: Hong Kong resident aged 20 or above; fixed annual income of HKD144,000 or above

Access to Personal Instalment Loan Key Fact Statement

Remarks

Terms and conditions apply, please click corresponding  “FIND OUT MORE” for details.

  1. The Annualised Percentage Rate is 1.85% (for clients with loan amount of HKD$1,500,000 or above and tenor of 12 months). APRs are reference rates which include the basic interest rate and other applicable fees and charges of a product expressed as an annualised rate. This APR does not include cash rebate. The preferential interest rates are only applicable to clients who are not holding any Standard Chartered Credit Cards at the time of this application, or clients who use the Bank’s auto-payroll services. The Bank reserves the right to determine the applicable interest rate and handling fee, and to approve a loan application, which is to be considered on a case-by-case basis in accordance with the client’s credit records and other relevant factors as the Bank may consider in its absolute discretion. All offers are subject to Terms and Conditions.
  2. For transaction amount of HKD500 or HKD25,000, the Annualised Percentage Rate (APR) of 0.19% Monthly Handling Fee is 4.20% (6-month); 4.40% (12-month); 4.45%(18-month); 4.48% (24-month). This APR does not include cash rebate.

Beware of communications from fraudsters soliciting lending

Please be aware of any bogus calls, SMS messages, emails, letters or communications through any other channels from fraudsters for referring personal loan, seeking for client’s personal information or even requesting clients to transfer funds to third party account. The Bank would like to remind clients not to disclose any personal information to suspicious calls or transfer funds to third party account and the Bank has not authorized or appointed any intermediaries to conduct marketing activities of personal loan. If in doubt, you may verify the caller details with the bank. Please contact our staff at 2886-8868 (press 2-6-0) or report to police immediately.

Have questions? Find out more on our FAQ

To borrow or not to borrow? Borrow only if you can repay!