Credit Card Instalment Plan – Standard Chartered HK

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Online limited-time offer: 6-month $0 Interest-free Instalment

Apply Now

Online limited-time offer: 6-month $0 Interest-free Instalment

Apply Now

Key Facts Statement

Applicable to Standard Chartered / MANHATTAN credit cards

Successfully apply online for an instalment plan on or before August 31, 2020, upon a minimum retail spending of HKD1,500 and selecting a tenor of 6 months, to enjoy an interest-free and no handling fee offer. The maximum instalment amount is up to HKD10,000!

Standard Chartered provides an all–in-one digital banking services. INVEST FROM HOME. BANK FROM HOME.

Transaction Amount	Monthly Handling Fee (%)³	Daily Handling Fee⁴
HKD1,500	0.15%	HKD0.08
HKD25,000	0.15%	HKD1.25

Remarks:

Eligible Spending Instalment Amount	Monthly repayment amount	Total handling fee with a tenor of 6 months
HKD10,000	HKD10,000/6mth=HKD1666.67	~~HKD90~~* HK$0

* Based on a 0.15% monthly handling fee

1. Application requirements:

a) Standard Chartered credit card or Standard Chartered co-branded card (Except UnionPay Dual Currency Platinum Credit Card RMB account and Corporate Card ) account holders are eligible to apply for the Plan.
b) The minimum amount of each Statement Instalment Transaction is HKD1,500 (only applicable to new retail purchases charged to a single account). Retail transactions charged to different accounts could not be applied under the same Plan.

2. The availability of exclusive personalized Monthly Handling Fee of 0.15% is individualized and subject to account status checking. Different Statement Instalment Transactions could not be combined for the purpose of calculating the handling fee.

3. For transaction amount of HKD1,500 or HKD25,000, the Annualised Percentage Rate (APR) of 0.15% Monthly Handling Fee is 3.31% (6-month); 3.46% (12-month); 3.51% (18-month); 3.53% (24-month). This APR does not include cash rebate.

For transaction amount of HKD25,000, the Annualised Percentage Rate (APR) of 0.15% Monthly Handling Fee, including cash rebate is 3.31% (6-month); 0.38% (12-month); 3.51% (18-month); 3.53% (24-month).

An APR is a reference rate which includes the basic interest rates and other applicable fees and charges of a product expressed as an annualized rate. In general, the Instalment Amount is a fixed amount to be charged to the Card Account on a monthly basis, while the APR for the first instalment may be impacted by the loan disbursement date.

4. Daily handling fee is calculated based on 30 days per month.

If you choose to repay the total Statement Instalment Transaction Amount outstanding in full for each Statement Instalment Transaction prior to the end of the Instalment Period, or if the Card Account on which the Statement Instalment Transaction Amount appears is cancelled due to any reason, the total Statement Instalment Transaction(s) Amount outstanding at the relevant time and the Monthly Handling Fees (if applicable) for the remaining Instalment Period will be immediately due and payable. Also, administration fee for early repayment of HKD150 for each Statement Instalment Transaction will be charged directly to your Card Account. For example, assuming one single Statement Instalment Transaction Amount is HKD15,000 with a Monthly Handling Fee of 0.25% for a 12-month Instalment Period – if you repay the total Statement Instalment Transaction Amount after the 6th month, you shall be liable to pay the total Statement Instalment Transaction Amount outstanding and the Monthly Handling Fees for the remaining period of 6 months, being HKD15,000 / 12 x (12-6) + HKD15,000 x 0.25% x (12-6) = HKD7,725, plus an administration fee of HKD150. The above example is for indication purpose only.

Application hours for registration hotline: 9a.m. to 10p.m. daily (Monday – Sunday).

To borrow or not to borrow? Borrow only if you can repay!

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Online limited-time offer: 6-month $0 Interest-free Instalment

Applicable to Standard Chartered / MANHATTAN credit cards

Credit Card Statement Instalment Plan Key Product Features:

Other Product Features:

Simple steps to submit application in 5-minutes:

STEP 1

STEP 2

STEP 3

STEP 4

Example

Summary of Terms and Conditions

You're about to leave our website

Credit Card Statement Instalment Plan

Online limited-time offer: 6-month $0 Interest-free Instalment

Applicable to Standard Chartered / MANHATTAN credit cards

Credit Card Statement Instalment Plan Key Product Features:

Other Product Features:

Simple steps to submit application in 5-minutes:

STEP 1

STEP 2

STEP 3

STEP 4

Example

​

Summary of Terms and Conditions

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