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SC CASH Top-up Loan Calculator

Outstanding principal amount of original loan (HKD):
HKD
Please enter a valid amount
Outstanding tenor of original loan:
month(s)
Please enter a valid tenor
Top up amount (HKD):
HKD
Please enter a valid amount
Tenor of top-up loan:
month(s)
Tenor of Top-up loan must larger than original of Top-up loan
Annualised percentage rate (%):
Repayment amount of original loan:
HKD
Repayment amount of new loan:
HKD
Change of monthly repayment amount
Note: The result of the loan calculator is for reference only. The actual repayment liability depends on the actual terms of each borrowing arrangement.

SC CASH Top-up Loan

When unexpected expenses arise, SC CASH lets you instantly boost your cash flow with one tap. Existing customers enjoy unchanged instalments and a cash-flow level-up.

SC CASH Top-Up Loan Key Product Features:

Documents waiver#
More cash, same monthly payment
Cover unexpected expenses without extra financial strain

Loan tenor up to

60 months

Other Product Features:

  • 7-Days Cooling-off Period - Early redemption fees waiver

Eligibility & Documents

Eligibility

  • Hong Kong resident aged 20 or above
  • Fixed annual income of HKD144,000 or above

Documents

  • Documents waiver#

The Annualised Percentage Rate ranged from 1.85% to 36% and flexible repayment period of 12 to 60 months. An APR is a reference rate which includes the basic loan interest rate and other applicable fees and charges of a product expressed as an annualised rate. This APR does not include CashBack. The Bank reserves the right to determine the applicable monthly handling fee and acceptance of such application, which is to be considered on a case-by-case basis in accordance with the client’s credit records and other relevant factors.

To borrow or not to borrow? Borrow only if you can repay!