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Clothing, Apparel, Face
Clothing, Apparel, Face

Put your savings in action to support sustainable development

Sustainable Savings Account

Invest in a sustainable future and create leading impact in society with Standard Chartered’s Sustainable Savings Account


How does Sustainable Savings Account work?

Sustainable Savings Account is an account that allows you to contribute in sustainable development. Your Sustainable Balance* will be used to support qualified green and sustainable activities funded by Standard Chartered. These activities include green financing, sustainable infrastructure projects, microfinance and access to finance for SMEs that qualify in terms of Standard Chartered’s Green and Sustainable Product Framework.

Click here for Sustainable Savings Rate

Bonus Interest Rate Offer for Sustainable Savings Account Opening

From 3 Jan 2022 to 31 Mar 2022, New Clients who successfully open a Sustainable Savings Account can enjoy prevailing interest rate for the ordinary savings accounts. Within three months from account opening date, deposit balance that exceeds the Sustainable Balance* (with a cap of HKD1,000,000/ RMB1,000,000 or USD125,000) can enjoy below bonus interest rate.

Sustainable Savings Account Currency
Daily Balance in the Designated Sustainable Savings Account
Bonus Interest Rate
HKD Above HKD200,000 – HKD 1,000,000 0.78% p.a.
CNY Above CNY200,000 – CNY1,000,000 2.88% p.a.
USD Above USD25,000 – USD125,000 0.38% p.a.

Quota is limited and promotion is available on a first-come-first-served basis.
For details, you may refer to Terms and Conditions for Bonus Interest Rate Offer for Sustainable Savings Account Opening.

  1. We reserve the right to modify the Sustainable Balance and the Sustainable Saving Rates from time to time with or without any prior notice or giving any reason (and we shall not be obliged to disclose our reasons).
  2. The minimum opening balance of HKD, RMB and USD Sustainable Savings Account is HKD1,000, RMB1,000 and USD200 respectively

*Sustainable Balance is the first HKD200,000 / RMB200,000 / USD25,000 of your Sustainable Savings Account.

^Data as of July 2021

We have USD 9.2 billion Sustainable Assets in our Sustainable Finance Portfolio^


• 18+ years old and a Hong Kong resident;
• holding valid Hong Kong Identity Card, Passport or Document of Identity Proof with photo;
• a non-US Resident, non-US citizen and not holding a US Permanent Resident Card (Green Card); and
• opening this account for personal use purpose
Apply for Sustainable Savings Account

To apply for Sustainable Savings Account, please visit any of our branch or My RM to complete account opening.

We have mapped our existing business against the Sustainable Development Goals (SDGs) to create a Green and Sustainable Product Framework that details what we as an organisation view as sustainable activities that we finance. The framework has received industry accreditation from Sustainalytics.

This framework is reviewed independently every year to ensure that the latest developments and trends are regularly incorporated. This framework sets the basis for future sustainable products to help fund the SDGs across the Bank’s footprint markets, especially in developing markets.

The themes within our Green and Sustainable Product Framework include COVID healthcare, sanitation, food security along with others such as renewable energy, energy efficiency, access to water and water management, sustainable infrastructure, climate change adaptation, access to finance, healthcare, education and partnerships.

Interest to know more our Renminbi service? Please visit our Renminbi Products Solutions

Foreign Exchange Risk Disclosure Statement:

  • Foreign exchange involves risks. Fluctuation in the exchange rate of a foreign currency may result in gains or significant losses in the event that the customer converts deposit from the foreign currency to another currency (including Hong Kong Dollar).

Risk Disclosure Statement for RMB Deposit Services:

  • Renminbi (“RMB”) exchange rate, like any other currency, is affected by a wide range of factors and is subject to fluctuations. Such fluctuations may result in gains and losses in the event that the customer subsequently converts RMB to another currency (including Hong Kong dollars); and
  • RMB is currently not freely convertible and conversion of RMB through banks in Hong Kong is subject to restrictions specified by the Bank and regulatory requirements applicable from time to time. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time.