Straight2Bank
And enjoy exclusive rewards of up to 3,000 miles per quarter
From 1 July to 2 August 2026, sign up Bonus Saver and receive a monthly deposits of HKD20,000 or above (each an “Eligible Client”) will enjoy the following rewards:
- Priority Private / Priority Banking
- Premium Banking
- Easy Banking
Bonus Saver Welcome Offer1 of up to HKD1,000 (from now till 2 Aug 2026)
- HKD20,000 – HKD79,999 of monthly eligible fund-in can earn HKD400 cash rebate
Maintain designated Bonus Saver balance to earn up to HKD6,000/year
Earn HKD100/month for every HKD100,000 deposits balance in Bonus Saver. Up to HKD500 monthly
Earn up to HKD1,200/year upon designated credit card spending
Earn HKD100/month upon accumulating credit card retail spending of HKD10,000 or above in a month
Bonus Saver Welcome Offer1 of up to HKD1,000 (from now till 2 Aug 2026)
Maintain designated Bonus Saver balance to earn up to HKD3,000/year
Earn HKD50/month for every HKD100,000 deposits balance in Bonus Saver. Up to HKD250 monthly
Earn up to HKD600/year upon designated credit card spending
Earn HKD50/month upon accumulating credit card retail spending of HKD10,000 or above in a month
Maintain designated Bonus Saver balance to earn up to HKD3,000/year
Earn HKD50/month for every HKD100,000 deposits balance in Bonus Saver. Up to HKD250 monthly
Earn up to HKD600/year upon designated credit card spending
Earn HKD50/month upon accumulating credit card retail spending of HKD10,000 or above in a month
Bonus Saver Reward Calculator
I'm a
client
Monthly eligible fund-in (HKD)
Daily Balance (HKD)
HKD Bonus Saver
Monthly Credit Card Spending (HKD)
Total estimated rewards for the 1st year
HKD
and
miles
Bonus Saver Mission:
“Maintain Bonus Saver Balance”
HKD
Bonus Saver Mission:
“Credit Card Spend” Rewards
HKD
Asia Miles Payroll Offer#
miles
#Only applicable to principal cardholder of Standard Chartered Cathay Mastercard® issued by the Bank. The above calculation is for reference only. Account opening is not available on Sundays and Public Holidays. The final rewards will be subject to the client’s eligible fund-in date, banking plan, amount of monthly eligible fund-in, daily balance of HKD Bonus Saver, Credit Card spending , etc of a particular month.
Other Offers for Bonus Saver Clients
Earn up to 3,000 miles quarterly
Bonus Saver clients who have 1) monthly deposit of HKD20,000 or above* and 2) at least one Eligible Transaction posted on Standard Chartered Cathay Mastercard® can enjoy the following miles rewards:
- Priority Private clients: 1,000 miles per month
- Priority Banking clients: 800 miles per month
- Premium Banking clients: 300 miles per month
Standard Chartered Cathay Mastercard® annual fee waiver
Bonus Saver clients can enjoy annual fee waiver2, and earn all rewards with just one card
Exclusive Offer for Bonus Saver Client
Bonus Saver clients who successfully apply for a Standard Chartered Cathay Mastercard® can enjoy extra 2,000 miles.
Exclusive MPF Privileges for Bonus Saver Clients
Consolidate your MPF Personal Account to Manulife and enjoy up to HK$108,888 special one-off bonus unit rebate!
*Automatic crediting of fund to a Bonus Saver on a monthly basis by
(i) the client’s employer through automatic payment arrangements as specified by the Bank from time to time; or
(ii) standing instruction with transaction narrative containing “SALARY”, “SALARIES”, “WAGE”, “WAGES”, “PAYROLL”, “BONUS”, “SAVER” from other local banks (other than the Bank).
Does not include payment through overseas telegraphic transfer, Clearing House Automated Transfer System (CHATs), cheque or cash.
Boost your Savings with Bonus Saver
- How it works?
- How to sign up? (New Clients)
- How to sign up? (Existing Clients)
1
2
3
1
2
3
4
5
Service hours: 9am – 11pm, Monday to Saturday (except public holidays). Photos are for reference only
1
2
3
Service hours: 9am – 11pm, Monday to Saturday (except public holidays). Photos are for reference only
How do I transfer funds to my Bonus Saver to enjoy rewards?
- Standing Instructions
- Change Your Payroll Account
1
2
3
Standing instruction setup completed!
*The above SI setup is for reference only and may vary among different banks. Some banks may not support setting up SI online and the final set-up method is subject to differences in other banks’ processes.
1
Fill out the Notification for the Change of Auto-Payroll Account
2
Notify your employer of the change of the Payroll account
3
Successfully conduct an automatic transfer to your Bonus Saver within 2 months after the opening date of the Bonus Saver
Bonus Saver FAQs
A ‘Savings Account’ is also a deposit account, but it is generally used for storing day-to-day funds, making deposits, and paying bills. The difference between a ‘Bonus Saver’ and a ‘Savings Account’ is that customers can save regularly through the ‘Bonus Saver’ to earn extra rewards. Bonus Saver clients may receive rewards include Cash Rebate and miles.
There is no minimum deposit requirement to open Bonus Saver. To earn the Bonus Saver Reward, clients who has monthly eligible fund-in of HKD20,000 or above credited to the Bonus Saver in a particular month may enjoy the Bonus Saver Rewards upon completion of any of the mission(s).
For more details on Bonus Saver Reward, please click here.
No. Clients must first open an HKD statement savings account, HKD Sustainable Savings Account, or HKD savings account with an Integrated Deposits Account to apply for Bonus Saver.
- Applicable to clients who did not hold a Bonus Saver in the past 12 months prior to the first date of the promotion period.
- All principal cardholders (“Cardholders”) of Standard Chartered Cathay Mastercard (“Card”) issued by Standard Chartered Bank (Hong Kong) Limited (the “Bank”) will enjoy an annual fee waiver on their Cards for a year (beginning from the respective anniversary of the issuance date of their Cards) if they are Bonus Saver/payroll account clients. Cardholders are entitled to the above stated annual fee waiver so long as Cardholders meet the above stated criteria in the annual fee billing month. For details, please refer to relevant terms and conditions.
