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Apparel, Clothing, Sleeve

Standard Chartered Personal Instalment Loan Top Up Service with 0% handling fee and document waiver#

Standard Chartered Personal Instalment Loan Top Up Service

Achieve your plans with extra cash. Simple way to cash out with flexibility without further supporting documents required#.

Standard Chartered Personal Instalment Loan Top Up Service Key Product Features:

Documents waiver#

Handling fee

0%

Loan amount up to

18X
salary or HKD 2,000,000 (whichever is lower)
Top-up loan amount can be greater than total loan principal repaid

Loan tenor up to

60 months

Other Product Features:

  • 7-Days Cooling-off Period - Early redemption fees and changes waiver
  • Online Application submitted will be followed up in the next business day
  • Calculator – Get a quick estimation on your monthly repayment amount for better planning
* Example:
AVAILABLE DRAWDOWN LOAN AMOUNT
MONTHLY FLAT RATE
HANDLING FEE (PER ANNUM OF THE DRAWDOWN AMOUNT)
ANNUALISED PERCENTAGE RATE^
HKD700,000 0.36% 0% 8.08%
(per 48 months)
8.07%
(per 60 months)

Remarks

# The Bank reserves the right to request additional documents for further approval.

* The above example assumes an original loan amount of HKD1,200,000 and is for illustration purpose only. The Annualised Percentage Rates (“APR”) of 8.16% (for 48-month repayment period) and 8.15% (for 60-month repayment period) are calculated based on the total loan amount (consisting of original loan outstanding amount and top-up loan amount) with the monthly flat rate at 0.36%. The APR is a reference rate which includes the basic interest rate and other applicable fees and charges of a product expressed as an annualised rate.

^ Annualised Percentage Rate is a reference rate which includes the basic interest rate and other applicable fees and charges of a product expressed as an annualised rate.

The operating hours of our Loan Application Hotline is from 9am – 9pm on Monday to Friday and 9am – 8pm on Saturday and Sunday.

Eligibility & Documents

Eligibility

  • Hong Kong resident aged 20 or above
  • Fixed annual income of HKD96,000 or above

Documents

  • Documents waiver#

Terms and Conditions

To borrow or not to borrow? Borrow only if you can repay!