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Kayak, Boat, Rowboat
Personal Accident

Protect you and your loved ones with a compensation in the event of accidents while safeguarding your future

Person, Human, People
Accident Protect
  • In-depth medical cost cover for cancer, heart attack and stroke
  • Accidental Death or Total / Partial Permanent Disability cover up to HK$1,500,000
  • Medical & Surgical Expenses (per accident) up to HK$35,000
Clothing, Apparel, Helmet
PA Essentials
Exclusive to new account opening client applying through SC Mobile App
Accidental Death and Total Permanent Disablement Benefit
  • A convenient lump sum payment of up to HK$250,000 to help you cover any potential injuries and associated medical costs immediately.
Monthly Premium Payment
  • As low as HK$25 each month (before levy).
1. The Insured Person must be:  (a) between eighteen (18) and sixty-five (65) years old (both ages inclusive) on the first effective date of the Policy, or up to eighty (80) years old for renewal policies;  (b) Hong Kong Residents who are  now physically present in Hong Kong.

Remarks: Allianz Accident Protect Essentials plan is underwritten by Allianz. The Bank is an insurance agent appointed by Allianz. Terms and conditions apply.

Disclaimer and Important Notes

The above plan is underwritten by Allianz Global Corporate & Specialty SE (incorporated in the Federal Republic of Germany with limited liabilities) Hong Kong Branch (“Allianz”) which is a general insurer authorized and regulated by the Insurance Authority of Hong Kong. Standard Chartered Bank (Hong Kong) Limited is an insurance agent appointed by Allianz. To the extent permissible by law, Standard Chartered Bank (Hong Kong) Limited shall not be liable to any person for the use of any of the above information.

The above plan, offered by Allianz, is only available for subscription by residents of the HKSAR, subject to the relevant Terms and Conditions.

The above information is intended as a general summary. It is for reference only and is not an offer for subscription of any insurance product. The policy may contain Terms and Conditions which are not detailed in the above. If there is any discrepancy between the information contained in the above and the Terms of the policy, the Terms of the policy shall prevail. For exact Terms and Conditions and details of the exclusions, please refer to the relevant policy or contact Allianz.

The material and information contained on this Web Site is provided for general information only and should not be used as a basis for making business decisions. Any advice or information received via this Web Site should not be relied upon without consulting primary or more accurate or more up-to-date sources of information or specific professional advice. You are recommended to obtain such professional advice where appropriate.

In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between Standard Chartered Bank (Hong Kong) Limited and the customer out of the selling process or processing of the related transaction, Standard Chartered Bank (Hong Kong) Limited will enter into a Financial Dispute Resolution Scheme process with the customer; however, any dispute over the contractual terms of the product should be resolved directly between Allianz and the customer.