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Protects you and your loved ones with a compensation in the event of accidents.

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Protects you and your loved ones.
Protects you and your loved ones.

Protects you and your loved ones with a compensation in the event of accidents.

Accident Insurance

Allianz Accident Protect plan provides cash benefits when accident occurred to help you settle medical expenses. Successfully apply on or before 31 December 2018 to enjoy 30% premium discount in the first policy year.

Allianz Accident Protect Promotion

From 1 November 2018 to 31 December 2018 (both dates inclusive), upon successful application and payment made for Allianz Accident Protect plan from Allianz Global Corporate & Specialty SE Hong Kong Branch (“Allianz”) website as accessed through Standard Chartered Bank (Hong Kong) Limited (the “Bank”) website, you can enjoy the below privilege :

Hk accident cross sell
Hk accident cross sell

PREMIUM DISCOUNT ON ALLIANZ ACCIDENT PROTECT PLAN

TERMS AND CONDITIONS APPLY

Terms and Conditions for Allianz Accident Protect Promotion

  1. The promotion (the “Promotion”) shall run from 1 November 2018 to 31 December 2018 (both dates inclusive) (the “Promotion Period”).
  2. The Allianz Accident Protect plan is underwritten by Allianz Global Corporate & Specialty SE Hong Kong Branch (“Allianz”).
  3. The Promotion is only available to applicants upon successful application and payment made for the Allianz Accident Protect plan on the Allianz’s website as accessed through the website of the Standard Chartered Bank (Hong Kong) Limited (the “Bank”) during the Promotion Period (“Eligible Customer”).
  4. By entering the promotion code “PAP30” on the Allianz’s website when applying for an Allianz Accident Protect plan during the Promotion Period, an Eligible Customer will be entitled to a 30% premium discount in the first policy year to the Allianz Accident Protect plan applied.
  5. The discounted premium of this Promotion is not exchangeable for cash, other item or voucher of other denomination.
  6. These terms and conditions apply to the Promotion for the Allianz Accident Protect plan only and no reference has been made to any other Allianz insurance policy or any coverage or content thereunder. Customers have read, understood and agreed to the terms of all insurance policies before applying for the relevant insurance.
  7. Customers understand and accept that the Bank is not the supplier of the products/ services purchased from the merchant / insurer. The Bank shall bear no liability relating to any aspect of the products/services, including without limitation, their quality, the supply, the descriptions of goods and/or services provided by the merchant / insurer, any false trade description, misrepresentation, mis-statement, omission, unauthorized representation, unfair trade practices or conduct in connection with the products/services provided by the merchant / insurer, its employees, officers or agents.
  8. The Bank and Allianz reserve the right to alter or terminate the Promotion and/or amend the terms and conditions at any time without notice.
  9. All matters or disputes in relation to the Promotion and the interpretation of terms and conditions herein shall be subject to the decision of the Bank and Allianz, which shall be final and binding.
  10. If there is any inconsistency or conflict between the English and the Chinese versions of these terms and conditions and/or any details of the Promotion, the English version shall prevail.

Benefits

Cover
Limit of Liability (HK$)
Silver Gold Platinum Child
1. Accidental Death 500,000 1,000,000 1,500,000 100,000
2. Total Permanent Disability & Partial Permanent Disability
3. Double Indemnity
(Accidental Death on Public Transport Service)
1,000,000 2,000,000 3,000,000 200,000
4. Medical & Surgical Expenses
(per accident)
15,000 25,000 35,000 15,000
5. Chinese Bonesetter Expenses
(per accident: capped at HK$150 per consultation per day)
600 1,200 1,800 600
6. Mobility Aids and Home Modification Benefit
(per accident)
50,000 100,000 150,000 50,000
Notes :
  • If the Insured Person reside outside of Hong Kong for more than 180 consecutive days, only Accidental Death and Permanent Disablement benefits will be payable.

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Premium Table (Excluding Levy)

 
Silver
Gold
Platinum
Child
Annual Premium (HK$) 1,200 2,160 3,120 420
Monthly Premium (HK$) 100 180 260 35
No Claims Premium Refund Bonus 30% Premium Refund for Each and Every 36 Months
Notes :
  1. Anyone aged between 18 and 65 years old (both ages inclusive); renewal up to 80 years old.
  2. Child from the age of 30 days to 18 years old or 24 years old for those registered as full time students at an Educational Institution.
  3. Policyholder must hold a Hong Kong Identity Card.
  4. Any policy with policy inception date on or after 1 January 2018 is subject to the insurance levy. The premiums stated in the above tables are exclusive of levy collected by the Insurance Authority on relevant policy at the applicable rate. For further information, please visit http://www.agcs.allianz.com/global-offices/hong-kong/ or contact Allianz Customer Service Hotline (852) 8100 2402.

Major Exclusions
  1. Pre-existing Conditions are not covered by this Policy.
  2. Any death or Injury directly or indirectly caused during work for certain occupations such as police, construction worker or professional sportsman are not covered by this Policy. For the full list of exclusions, please refer to the Policy Wordings.

Disclaimer and Important Notes

The above plan is underwritten by Allianz Global Corporate & Specialty SE Hong Kong Branch (Allianz) which is a general insurer authorized and regulated by the Insurance Authority of Hong Kong. Standard Chartered Bank (Hong Kong) Limited (“Standard Chartered Bank (Hong Kong) Limited”) is an insurance agent appointed by Allianz. To the extent permissible by law, Standard Chartered Bank (Hong Kong) Limited shall not be liable to any person for the use of any of the above information.

The above plan, offered by Allianz, is only available for subscription by residents of the HKSAR, subject to the relevant Terms and Conditions.

The above information is intended as a general summary. It is for reference only and is not an offer for subscription of any insurance product. The policy may contain Terms and Conditions which are not detailed in the above. If there is any discrepancy between the information contained in the above and the Terms of the policy, the Terms of the policy shall prevail. For exact Terms and Conditions and details of the exclusions, please refer to the relevant policy or contact Allianz.

The material and information contained on this Web Site is provided for general information only and should not be used as a basis for making business decisions. Any advice or information received via this Web Site should not be relied upon without consulting primary or more accurate or more up-to-date sources of information or specific professional advice. You are recommended to obtain such professional advice where appropriate.

In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between Standard Chartered Bank (Hong Kong) Limited and the customer out of the selling process or processing of the related transaction, Standard Chartered Bank (Hong Kong) Limited will enter into a Financial Dispute Resolution Scheme process with the customer; however, any dispute over the contractual terms of the product should be resolved directly between Allianz and the customer.