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Enjoy up to HK$6,200 Cash Rewards with Health Protector¹ and Health $aver²

SCB Hospital Income Insurance provide daily cash benefits.

Enjoy up to HK$6,200 Cash Rewards with Health Protector¹ and Health $aver²

Hospital Income Insurance

Allianz Hospital Income Protect plan offers support to you during your stay in hospital to ease your burden. From now until 30 April 2020, you may earn Health $aver and Health Protector rewards upon successful application of eligible plans

Allianz Hospital Income Protect Promotion

From now until 30 April 2020, upon successful application and payment made for Allianz Hospital Income Protect plan from Allianz Global Corporate & Specialty SE (incorporated in the Federal Republic of Germany with limited liabilities) Hong Kong Branch (“Allianz”) website as accessed through Standard Chartered Bank (Hong Kong) Limited (the “Bank”) website, you can enjoy the below privilege :

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Health Protector Promotion

Terms and conditions apply.

Terms and Conditions for the Welcome Offer on Allianz Health Protector

A. Program Eligibility and Offer Details

1. The promotion (the “Promotion”) shall run from 3 Feb 2020 to 30 Apr 2020 (both dates inclusive) (the “Promotion Period”).

2. Allianz Accident Protect, Allianz Hospital Income Protect, Allianz Cancer Protect, Allianz Medical Protect, Allianz Ultra Medical Protect, and Allianz Premium Medical Protect Plans are general insurance products underwritten by Allianz Global Corporate & Specialty SE Hong Kong Branch (“ Allianz”).

3. To be eligible for the Promotion, clients must successfully apply through Standard Chartered Bank (Hong Kong) Limited (the “Bank”), make payment for and be issued with at least one of Allianz’s eligible insurance plans in Health Protector series below (“Eligible Plan(s)”) during the Promotion Period (“New Purchase”):

Eligible Plans:

  • Allianz Accident Protect
  • Allianz Hospital Income Protect
  • Allianz Cancer Protect
  • Allianz Medical Protect
  • Allianz Ultra Medical Protect (Silver / Gold Plan)
  • Allianz Premium Medical Protect

Clients who fulfil the requirements as set out in these Terms and Conditions are eligible clients for the purposes of the Promotion (“Eligible Client”). The New Purchase must be issued in the name of the Eligible Client as the policyholder and become effective during the Promotion Period.

4. Supermarket shopping voucher (“Voucher”) will be awarded along with the New Purchase according to the below Annualised Aggregate Premium levels:

ANNUALISED AGGREGATE PREMIUM# SUPERMARKET SHOPPING VOUCHER (TOTAL VALUE)
HKD 1,000 to HKD 2,999 HKD 150
HKD 3,000 to HKD 4,999 HKD 300
HKD 5,000 to HKD 9,999 HKD 600
HKD 10,000 or above HKD 1,200

#Annualised Aggregate Premium is calculated by aggregating the annual premium (after deducting any discount) of all the Eligible Plan(s) applied by, and issued to, the same single policyholder within the Promotion Period.

5. The Voucher will be mailed to the Eligible Client(s)’s*^ last known correspondence address on Allianz’s record according to the Mailing Date as shown in the table below. Allianz Accident Protect, Allianz Hospital Income Protect, Allianz Cancer Protect, Allianz Medical Protect, Allianz Ultra Medical Protect and/or Allianz Premium Medical Protect Plan(s) must remain in force when the Voucher is mailed to the Eligible Client. The Voucher will not be replaced by the Bank or Allianz if lost, damaged or stolen. If the Eligible Client does not receive the Voucher, or if the Eligible Client has other question(s), the Eligible Client should contact Allianz Customer Service Hotline at (852) 8100 2402 for assistance according to the dates stated below.
(Business hours of Allianz Customer Service Hotline: Mon – Fri; 9am – 6pm, except public holidays)

POLICY APPLICATION DATE VOUCHER MAILING DATE DATE BY WHICH ENQUIRY ON THE OFFER MUST BE MADE
3 Feb 2019 to 30 Apr 2019 31 Aug 2020 or before 30 Sep 2020 or before

6. The offer under this Promotion is subject to these Terms and Conditions and is not exchangeable for cash, other items or vouchers of other denomination.

7. No person other than the Eligible Client, the Bank and Allianz will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provisions of these Terms and Conditions.

8. These Terms and Conditions apply to the Promotion for Health Protector series only and no reference has been made to any other Allianz insurance policy or any coverage or content thereunder. Clients have read, understood and agreed to the terms of all insurance policies before applying for the relevant insurance.

9. The Bank and Allianz reserve the right to alter or terminate the Promotion and/or amend these Terms and Conditions at any time without notice.

10. All matters or disputes in relation to the Promotion and the interpretation of Terms and Conditions herein shall be subject to the decision of the Bank and Allianz, which shall be final and binding.

B. Special Terms and Conditions for the Voucher

11. The following terms and conditions are applicable to the Voucher and its use, and are to be construed in addition to and together with the Terms and Conditions in Section A provided above.

12. The Voucher and its use is subject to the Terms and Conditions imposed by its issuer (the “Supplier”). The Bank and Allianz make no representation or guarantee as to the quality and availability of the Voucher, the products/services purchased or redeemed using the Voucher nor the information provided by the Supplier, or any other supplier that may be engaged to perform services in relation to the Health Protector Promotion and do not have any obligations or liabilities for any matter arising from or in connection with the Voucher and those products, services, or information.

13. Clients understand and accept that the Bank and Allianz are not the Supplier, nor the supplier of the products/ services purchased or redeemed using the Voucher. The Bank and Allianz shall bear no liability relating to any aspect of those products/services, including without limitation, their quality, supply, descriptions, and any false trade description, misrepresentation, mis-statement, omission, unauthorized representation, unfair trade practices or conduct in connection with those products/services, whether by the Supplier, the supplier of the products/services, or their respective employees, officers or agents.

14. Any enquiry or complaint with respect to the Voucher or the products/services purchased or redeemed using the Voucher should be directed to the Supplier. The Bank and Allianz assume no responsibility/liability in respect thereof.

Allianz Accident Protect, Allianz Hospital Income Protect, Allianz Cancer Protect, Allianz Medical Protect, Allianz Ultra Medical Protect and Allianz Premium Medical Protect Plans are underwritten by Allianz Global Corporate & Specialty SE (incorporated in the Federal Republic of Germany with limited liabilities) Hong Kong Branch (“Allianz”) which is a general insurer authorized and regulated by the Insurance Authority of the HKSAR. The Bank is an insurance agent of Allianz.

If there is any inconsistency or conflict between the English and the Chinese versions of these Terms and Conditions and/or any details of the Promotion, the English version shall prevail.

*The policyholder and the Eligible Client must be the same person.

^This refers to the Eligible Client who submits an application for the Eligible Plan(s).

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Benefits

Cover
Limit of Liability (HK$)
Silver Gold Platinum Child
1. Daily Hospital Cash (max. 750 days per accident/ illness) 800 1,600 2,400 400
2. Double Daily Hospital Cash (in ICU)
(max 90 days per accident/illness)
1,600 3,200 4,800 800
3. Recuperation Benefit:
Payable from the 1st day of discharged from hospital after confinement in hospital for at least 7 consecutive days
(max 30 days per accident/illness)
400 800 1,200 N/A
Additional Benefits (Optional)
4. Critical Illness 200,000 N/A
Notes :
  1. Pre-existing Conditions are not covered by this Policy. For the full list of exclusions, please refer to the Policy Wordings.
  2. If the Insured Person reside outside of Hong Kong for more than 180 consecutive days, only 50% of the Daily Hospital Cash benefit will be payable. The maximum period payable for Hospitalisation in Mainland China is 30 days.
  3. Either Daily Hospital Cash or Double Daily Hospital Cash (in ICU) will be paid for the same day of confinement. The maximum period payable for Hospitalisation in Mainland China is 30 days.
  4. Illness occurred within 30 days of policy first effective date is not covered by this Policy.

Premium Table (Excluding Levy)

Annual Premium (HK$)
Silver
Gold
Platinum
Optional CI
Child 600 N/A
18-29 1,680 3,300 4,920 480
30-39 1,920 3,780 5,700 1,140
40-49 2,640 5,340 7,980 2,940
50-54 3,360 6,780 10,200 5,160
55-59 3,840 7,740 11,580 7,200
60-64 (Renewal) 5,040 10,080 15,060 10,080
65-70 (Renewal) 7,080 14,160 21,240 12,240
Monthly Premium (HK$)
Silver
Gold
Platinum
Optional CI
Child 50 N/A
18-29 140 275 410 40
30-39 160 315 475 95
40-49 220 445 665 245
50-54 280 565 850 430
55-59 320 645 965 600
60-64 (Renewal) 420 840 1,255 840
65-70 (Renewal) 590 1,180 1,770 1,020
No Claims Premium Refund Bonus
30% Premium Refund Each and Every 36 Months
Notes :
  1. Anyone aged between 18 and 59 years old (both ages inclusive); renewal up to 70 years old.
  2. Child from the age of 30 days to 18 years old or 24 years old for those registered as full time students at an Educational Institution.
  3. Policyholder must hold a Hong Kong Identity Card.
  4. Any policy with policy inception date on or after 1 January 2018 is subject to the insurance levy. The premiums stated in the above tables are exclusive of levy collected by the Insurance Authority on relevant policy at the applicable rate. For further information, please visit www.agcs.allianz.com/global-offices/hong-kong/levy-notice.html or contact Allianz Customer Service Hotline (852) 8100 2402.

Disclaimer and Important Notes

The above plan is underwritten by Allianz Global Corporate & Specialty SE (incorporated in the Federal Republic of Germany with limited liabilities) Hong Kong Branch (“Allianz”) which is a general insurer authorized and regulated by the Insurance Authority of Hong Kong. Standard Chartered Bank (Hong Kong) Limited is an insurance agent appointed by Allianz. To the extent permissible by law, Standard Chartered Bank (Hong Kong) Limited shall not be liable to any person for the use of any of the above information.

The above plan, offered by Allianz, is only available for subscription by residents of the HKSAR, subject to the relevant Terms and Conditions.

The above information is intended as a general summary. It is for reference only and is not an offer for subscription of any insurance product. The policy may contain Terms and Conditions which are not detailed in the above. If there is any discrepancy between the information contained in the above and the Terms of the policy, the Terms of the policy shall prevail. For exact Terms and Conditions and details of the exclusions, please refer to the relevant policy or contact Allianz.

The material and information contained on this Web Site is provided for general information only and should not be used as a basis for making business decisions. Any advice or information received via this Web Site should not be relied upon without consulting primary or more accurate or more up-to-date sources of information or specific professional advice. You are recommended to obtain such professional advice where appropriate.

In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between Standard Chartered Bank (Hong Kong) Limited and the customer out of the selling process or processing of the related transaction, Standard Chartered Bank (Hong Kong) Limited will enter into a Financial Dispute Resolution Scheme process with the customer; however, any dispute over the contractual terms of the product should be resolved directly between Allianz and the customer.