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Fulfill your diversified needs with standby cash

Apply Now

Fulfill your diversified needs with standby cash

Personal Line of Credit

A revolving credit line linked to your current account with no fixed tenure to maximise your financial flexibility

Features

Details

 

Credit line(HKD)
INTEREST RATES1
Annual fee
$10,000 - $19,999 Prime + 7% p.a. 1% credit line amount
(Minimum HKD200,
Maximum HKD700)
$20,000 - $49,999 Prime + 5% p.a.
$50,000 - $800,000 Prime + 4% p.a.

Interest shall accrue daily on the basis of a 365-day or 366-day year (where applicable). The Prime Rate means the prime rate as announced by Standard Chartered Bank (Hong Kong) Limited from time to time.

The operating hours of our Loan Application Hotline from Monday to Friday: 10am – 7pm (exclude public holidays).

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To borrow or not to borrow? Borrow only if you can repay!

Eligibility & Documents

Eligibility

  • Hong Kong resident aged 18 or above
  • Fixed annual income of HKD96,000 or above

Required Documents

  • Required Documents
    • Your Hong Kong Permanent Identity Card
    • Your latest residential address proof showing your name
    • Your latest 1-month salary slip OR current salaries tax demand note or bank statements/passbook showing your name, account number and salary entries

Terms and Conditions