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Enjoy first year annual fee waiver1 for successful application

Apply Now

Enjoy first year annual fee waiver1 for successful application

Personal Line of Credit

A revolving credit line linked to your current account with no fixed tenure to maximise your financial flexibility

Features

Details

 

Credit line(HKD)
INTEREST RATES3
Annual fee
$10,000 – $19,999 Prime + 7% p.a. 1% credit line amount
(Minimum HKD200,
Maximum HKD700)
$20,000 – $49,999 Prime + 5% p.a.
$50,000 – $800,000 Prime + 4% p.a.

Notwithstanding the clause regarding annual fee set out in the Clients Terms and the applicable documents referred to in Part C of the Bank’s Client Terms (including Personal Loan/Personal Line of Credit/Overdraft Terms, the product brochure, Important Notes and these promotional terms and any other relevant documents forming the banking arrangement), the First Year Annual Fee incurred in the promotion will be waived.

The operating hours of our Loan Application Hotline: 9am-11pm from Monday to Friday; 9am-8pm from Saturday and Sunday (except public holidays).

Interest shall accrue daily on the basis of a 365-day or 366-day year (where applicable). The Prime Rate means the prime rate as announced by Standard Chartered Bank (Hong Kong) Limited from time to time.

To borrow or not to borrow? Borrow only if you can repay!

Eligibility & Documents

Eligibility

  • Hong Kong resident aged 18 or above
  • Fixed annual income of HKD96,000 or above

Required Documents

  • Required Documents
    • Your Hong Kong Permanent Identity Card
    • Your latest residential address proof showing your name
    • Your latest 1-month salary slip OR current salaries tax demand note or bank statements/passbook showing your name, account number and salary entries

Terms and Conditions