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SC Pay (FPS) – Real-time interbank fund transfers and P2P payments

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SC Pay (FPS) – Real-time interbank fund transfers and P2P payments

A fast and easy way to make real-time money transfers and P2P payments

Faster Payment System (FPS) allows you for free real-time interbank fund transfers. All you need is a mobile number, email address, FPS ID or QR code. From July 26, 2020 onwards, you can even use your Standard Chartered Credit Card for FPS transactions

SC Pay (FPS) made payment easier

Video Poster

Interactive demo (Chinese only)

Interactive demo (Chinese only)

Video Poster

Introduction

Real-time interbank transfer sending and receiving at anytime, anywhere

Introduction

Video Poster

Bill payments made easy with SC Pay (FPS)

FPS - Bill payments made easy

Bill payments made easy with SC Pay (FPS)

Why SC Pay (FPS)

24 / 7 Instant payment and transfer

Send or receive money instantly with just a mobile number, email address or FPS ID, bank account number is no longer needed

Learn more
Learn more

Scan and Pay

Pay or receive swiftly by using just a QR code

Learn more
Learn more

Pay in merchant app

Pay via FPS in e-commerce apps. Easy and simple check out with just a few taps.

Learn more
Learn more

Pay in a fun way

Delight your friend with fun-filled animated stickers created by popular illustrators upon each successful transaction via SC Pay

Learn more
Learn more

Register SC Pay (FPS) using mobile number or email address

Step 1

Tap “SC Pay” on Welcome Screen to register.





Step 2

Select either your registered mobile number or email address with the bank and the source account to send money. Also set your Standard Chartered bank account as default to receive money and the daily transfer limit.

Step 3

Key in SMS or email One-Time Password (OTP) to authenticate the registration.




Step 4

Click "Confirm" to complete the registration and start transferring money with SC Pay (FPS).




Easy steps to transfer money with SC Pay (FPS)

Step 1

Choose payee from phone book or enter payee’s mobile number/email/FPS ID.

Choose payee from phone book or enter payee’s mobile number/email/FPS ID.

 

Step 2

Choose either payee’s default bank account or specific bank account to send money to.

Choose either payee’s default bank account or specific bank account to send money to.

 

Step 3

Select payment by saving account.

Enter transfer amount and payment description (optional), then slide to proceed the transfer.

 

Step 4

Select your preferred saving account.

 

Step 5

Confirm transfer amount and payment description (optional), then slide to proceed the transfer.

Enter transfer amount and payment description (optional), then slide to proceed the transfer.

 

Step 6

Your transfer is done!

Your transfer is done!

 

Pay by scanning a QR code
Step 1

Click the ‘Scan & Pay’ button on the welcome page.





Click the ‘Scan & Pay’ button on the welcome page.

 

Step 2

Scan a QR code or import from your phone album to initiate a transfer.




Scan a QR code or import from your phone album to initiate a transfer.

 

Step 3

Enter the payment amount (if applicable) and payment description (optional), then slide to confirm the transfer.



enter payment amount and description, then slide to confirm and pay

 

Step 4

Your transfer is done!






confirmation page, transfer submitted

 

Receive by generating QR code
Step 1

Click ‘Generate QR’ and share it right away if you do not specify the amount. Otherwise, click ‘Customise QR’.




Click Generate QR to share, or customise QR with the money amount at the bottom

 

Step 2

Specify the request amount and click ‘GENERATE’ to proceed.





Specify the request amount and click ‘GENERATE’ to proceed.

 

Step 3

Your QR code is generated! You can show or share it to receive payments.





Your QR code is generated! You can show or share it to receive payments.

 

Pay in merchant app
Step 1

On merchant app, choose to pay via FPS.




On merchant app, choose to pay via FPS.

 

Step 2

Select SC Mobile. If it is not shown, ensure you have updated your SC Mobile on your device and select “More” to enable SC Mobile as a payment option.

Select SC Mobile.

 

Step 3

Log in through Touch/Face Login or username and password.



Log in through Touch/Face Login or username and password.

 

Step 4

Confirm the amount and slide to pay.




Confirm the amount and slide to pay.

 

Step 5

Payment is submitted.* Log out and you will be redirected to merchant app.



Payment is submitted.

 

Step 6

Merchant app should confirm the payment and you are done!



Merchant app should confirm the payment and you are done!

 

Remarks:*You may state the bill reference number to merchant in case of any issues.

Share personalised sticker as transaction notification

Step 1

Upon successfully transferring money via SC Pay, choose a sticker from 5 different themes.


Upon successfully transferring money via SC Pay, choose a sticker from 5 different themes.

 

Step 2

Payee name in your phone book and transaction amount will be automatically added to the sticker.


Payee name in phone book and transaction amount will be automatically added to the sticker.

 

Step 3

Select the instant messaging platform you would like to use.



Select the instant messaging platform you would like to use.

 

Step 4

Share sticker with your friends to notify them of the transaction you have made.


Share sticker with your friends to notify them of the transaction you have made.

 

Standard Chartered provides an all–in-one digital banking services.   INVEST FROM HOME. BANK FROM HOME.

SC MOBILE APP

Manage your finances on the go

FAQs - General

FAQs - Share personalised sticker

FAQs - About Scan & Pay

FAQs – Pay in merchant app

Terms and conditions

Remarks:

  1. SC Pay transfer on SC Mobile are available to Standard Chartered Current / Savings Account and Credit Card holders (expect UnionPay Dual Currency Platinum Credit Card).  Credit Card only supports SC Pay transfers on SC Mobile in HKD.
  2. Any transfer by credit card subject to your available credit card limit and the maximum daily aggregated transfer limit for Non-registered Payee Transfer. More info available here.
  3. Asia Miles/ 360 Reward Points/ Cash Rebate or any other credit card reward campaign and chargeback right / protection is not applicable to SC Pay transactions via SC Mobile by credit card.
  4. Over-limit electronic fund transfer handling fee promotion offer:
    1. From 1 August 2020 to 31 December 2020 (both dates inclusive), 3.5% handling fee will be waived for transferred amount up to HKD100,000 (the “Offer”). 3.5% handling fee will apply to the transferred amount above HKD100,000 and charges will be debited to the valid Credit Card account with the highest transferred amount if the total accumulated transfers exceed HKD100,000 by such Cardholder in a calendar month (based on the transaction date) when using electronic banking services, person to person (P2P) payment services or mobile device/app/electronic funds transfer platforms effective from time-to-time to make any transfer/top up transaction from Standard Chartered/MANHATTAN Credit Card(s) to a specified account (including but not limited to Octopus O!ePay Account, Alipay Account). If the last day of a calendar month is a Sunday, any related transactions made on that day will be counted in the following calendar month.
    2. The Offer is only applicable to a cardholder who makes the transfer via SC online banking and SC mobile. Your card should be valid and with available credit limit during the transfer.
    3. The Bank reserves the right to vary, modify and terminate the Offer and to amend any of these terms and conditions at any time without any notice. In case of disputes, the decision of the Bank shall be final and binding.
    4. If there is any inconsistency or conflict between the English version and its Chinese translation, the English version shall prevail.