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A one-stop solution that uses your deposits to help reduce your mortgage interest expenses by up to 50%.

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A one-stop solution that uses your deposits to help reduce your mortgage interest expenses by up to 50%.

MortgageOne®

Example

Here is an example how you can reduce your interest payment and shorten the repayment period

  Conventional Mortgage Plan MortgageOne®
Loan Amount HK$3,000,000 HK$3,000,000
Monthly Deposit Amount HK$4,000 HK$4,000
Deposit Balance HK$250,000 HK$250,000
Interest Rate (p.a.) P-2.85% = 2.4% P-2.85% = 2.4%
Total Interest Payment HK$992,375 HK$562,832 (save 43.2%)
Tenor 300 months 192 months (shortened by 36%)

The above example is for reference only.

Standard Chartered Hong Kong Dollar Prime Rate (P): 5.25% (as of 10 November 2008)

The above savings outcome excludes financial fees (where applicable), the monthly deposit service charge, and any refinancing charge. For details, please contact our branch staff.

To borrow or not to borrow? Borrow only if you can repay!

Important Notes