Straight2Bank
Example
Suppose you would like to borrow a loan amount of HKD4,000,000.
| CONVENTIONAL MORTGAGE PLAN | MORTGAGEONE® |
|---|---|---|
| Loan Amount | HKD4,000,000 | HKD4,000,000 |
| Monthly Deposit Amount | HKD4,000 | HKD4,000 |
| Deposit Balance | HKD500,000 | HKD500,000 |
| Interest Rate (p.a.) | 3.25%* | 3.25%* |
| Total Interest Payment | HKD1,444,715.30 | HKD829,465.81 (save 42.59%) |
| Tenor | 240 months | 163 months (save 32.08%) |
The above example is for reference only which does not take into account any fees (including arrangement fee, annual fee, and other charges (if any)) and interest rate change in the calculation.
*Based on the Bank’s Hong Kong Dollar Prime Rate 5.25%p.a. as of 3 November 2025 minus 2.00%pa.
Terms and conditions apply. For details, please contact our branch staff.
