One stop solution for both your business and individual banking needs.
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Chinese SME Banking

"Be it in Africa or China, we are always here for you, with a holistic solution for both your business and individual needs".

At Standard Chartered, our promise of a total banking relationship that meets your financial needs is centred on three pillars of commitment.

Three Pillars of Commitment

Preferential Service
  1. Dedicated teams of Chinese relationship managers

    You have a dedicated manager to manage your interests and oversee your total banking relationship. They speak your language, know your culture and understand your preference.

  2. Transactional Convenience

    Straight2Bank is a fully integrated electronic working capital platform to serve your transaction banking needs. Choosing Straight2Bank guarantees comprehensive transacting and reporting capability across cash management, foreign exchange and trade finance solutions. This platform has a Chinese language capability.

    Straight2Bank Mobile, available on iOS and Android platforms, provides you with all the time, anywhere access to a comprehensive range of online services.

    Key features of Straight2Bank Mobile:

    1. Balance Enquiry and Mini Statement of Current Account and Deposit Accounts
    2. Calendar view of past 50 transactions
    3. Outstanding trade enquiry
    4. No additional registration or setup required for existing customers
    5. Payments and Trade transactions authorisation

  3. Competitive pricing based on single-customer view of all relationship you have with us
Customised Solutions

Get The Solutions That Your Business Needs.

At Standard Chartered SME Banking, we are committed to the growth of your business with the best solutions customised to meet your business needs in Africa and China.

Working Capital

  • Manage your cashflow efficiently with Straight2Bank, our online banking platform
  • Take advantage of customised overdraft facilities
  • Enjoy complete solutions for all your day-to-day banking needs with our Business Current Account
  • Meet your needs for working capital with our Trade and Working Capital Loans

Business Protection

  • Safeguard your business with our customised insurance solutions
  • Manage foreign exchange fluctuations through our Foreign Exchange Forwards offering

Business Expansion

  • Use structured financing to borrow for specific transactions
  • Finance specific fixed assets required for expansion

Yield Enhancement

  • Capitalise on our investment expertise based on your business needs and risk profile
  • Earn interest on your excess cash with our Fixed Term Deposit Account

Other solutions include:

  • Expertise in Africa-China Trade & Investment Corridor
  • Onshore & Offshore Chinese Yuan (CNY) Account
  • RMB trade settlement
  • Offshore priority account opening service
Main Bank Relationship
  1. One stop solution for both your business and individual banking needs

  2. Hassle-free payroll solution

    Payroll services are available on Straight2Bank to ease your payroll processing needs and offering bulk debit feature to ensure confidentiality and sensitivity of the payroll transactions.

    Efficiency in payroll processing can be achieved in the following ways;

    • Extensive file mapping and upload capabilities for recurring Payroll transactions
    • Built in multi-tiered authorisation matrix for payroll authorisation
    • Segregation of user access and control
    • Batching and Bulk Debit of Payroll transactions
    • Ability to copy and reuse an existing payroll batch, thereby saving time
    • Bulk creation of payroll beneficiaries
    • Support payroll via M-Pesa

    Key Benefits of Payroll on Straight2Bank include;

    • Improved cash-flow management
    • Shortened payments cycle (TAT) from automation and Straight through Processing (STP)
    • Greater transparency and control over payment management processes
    • Increased predictability and certainty of payments
    • E-mail advice service for payment beneficiaries
    • Extended cut-off time for processing of electronic payments
  3. Value-added Priority & international banking and Personal Banking service

    • Value-added Priority & International Banking for management team - A wide range of global priority services, benefits and solutions
    • Personal banking for staff
We look forward to serving you!

For more information, please send us an email on ke.Chinesesegment@sc.com. Our Dedicated Relationship Managers will be in touch as soon as possible.

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+254 20 329 3901

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