Online Banking is now even more secure and convenient as you bank on-the-go.
Register Now

Waystobank security token


State-of-the-art meets safe and secure

Card thickness

The Security Token Card is just as slim and lightweight to carry around as any of your other cards.

Take advantage of its 2-in-1 functionality. The card acts as both:

  • A credit, debit or ATM card, depending on the type of card you choose to play home to your security token
  • A security token to authenticate certain Online Banking activities
Online Banking is now even more secure and convenient as you bank on-the-go.


Eligible card types include:

  • Credit cards : Visa Platinum, MasterCard Platinum, Visa Infinite, Bonus$aver
  • Debit cards : Super Salary, XtraSaver, Bonus$aver
  • ATM cards and Priority Banking ATM cards
Note: If you do not hold any of the eligible credit, debit or ATM cards that can be embedded with the security token, you will be issued a generic Token card with only the security token functionality.


    • Why introduce this Token Card?

      As part of an industry-wide initiative to enhance online security, a more sophisticated authentication process called Transaction Signing has been introduced to provide you with added protection against online fraud and threats.

      From January 2013, you are requires to use the Token Card for the following key Online Banking activities:

      • Adding third-party payees
      • Transferring funds or making payments for amounts above a defined threshold
      • Updating personal details such as mailing address, contact number and email address

    • How to use your Token Card?

      For a step-by-step user guide on how to use your Token Card on Online Banking, please view our Security Token Card Online Demo.

    • What is Transaction Signing?

      Transaction signing
      Transaction Signing involves an additional authentication capability where you first need to enter transaction-specific information into the Token Card (such as the last 4-digits of a payee's account number) before a 6-digit transaction signing PIN will be generated for input to "sign" or validate your transaction on Online Banking or Breeze mobile banking.

    • How to apply?

      To apply for your Token Card, login to Online Banking and you will be prompted to select and apply for your Token Card.

      If you don't have an Online Banking account, click here to register instantly in two simple steps.

Learn more »

Terms and Conditions

    1. There will be no change in the credit limit of your selected credit card, and in the applicable fees and charges of the selected credit, debit, or ATM card.
    2. The credit card expiry date will be renewed upon issurance of the new Token Credit Card to the principal cardholder. Therefore, supplementary credit cardholder(s) (if any) will also be issued with new supplementary credit card(s) (without the security token function) due to a corresponding change in credit card expiry date.
    1. The card number of your selected credit card will remain the same and there will be no impact on the existing payment arrangement(s) set up on your credit card (if any).
    2. You will need to activate the card functionality on your new credit, debit, ATM Token Card before you use it.
    3. Customer Terms, Electronic Banking Terms and Conditions, and Credit Card Terms apply.

Useful Information

Register Online

Click here to sign up now.

Register Now

Call Us

Call our hotline for further information.

1800 747 7000 /+65 6747 7000

Contact Me

Alternatively, please complete our contact form and we will be in touch as soon as possible.

Contact Me »

Locate Us

Visit the branch that is nearest to you.
Selected branches are open on Sunday to serve you better.

Find a Branch »

You might also be interested in

Online Banking

With a brand new look, enhanced functionalities and simple navigation, we make Online Banking easy.

More details »
Breeze Mobile

Mobile banking made easy, Breeze Mobile enables you to bank in the spare moments of your day.

More details »

Join us in our efforts to protect the environment, by signing up for electronic statements.

More details »

Monitor your account and reduce the chance of fraud with our timely alerts via SMS or email.

More details »
Back to Top

Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.