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Proceed

How would you like to apply?

I am NOT an existing Standard Chartered Current/Checking/Savings Account holder

*SingPass holders with a MyInfo profile can use MyInfo to automatically fill up the form. By clicking “Next”, you will be re-directed to the MyInfo portal, which is not owned or controlled by Standard Chartered Bank (Singapore) Limited or any member of the Standard Chartered Group (the “Bank”). The Bank bears no liability or responsibility over your usage of the MyInfo portal.

*Please note that MyInfo is temporarily unavailable at the stipulated downtimes:

Mon, Tues, Thurs, Fri, Sat:  5:00AM to 5:30AM. Wed: 2:00AM to 6:00AM. Sun: 2:00AM to 8:30AM

I am an existing Standard Chartered Current/Checking/Savings Account holder

How would you like to apply?

I am NOT an existing Standard Chartered Current/Checking/Savings Account holder

*SingPass holders with a MyInfo profile can use MyInfo to automatically fill up the form. By clicking “Next”, you will be re-directed to the MyInfo portal, which is not owned or controlled by Standard Chartered Bank (Singapore) Limited or any member of the Standard Chartered Group (the “Bank”). The Bank bears no liability or responsibility over your usage of the MyInfo portal.

*Please note that MyInfo is temporarily unavailable at the stipulated downtimes:

Mon, Tues, Thurs, Fri, Sat:  5:00AM to 5:30AM. Wed: 2:00AM to 6:00AM. Sun: 2:00AM to 8:30AM

I am an existing Standard Chartered Current/Checking/Savings Account holder

Clothing, Apparel, Person
Clothing, Apparel, Person
Savings Accounts
e$aver

  

Types of Fees
Personal Banking
Priority Banking
Fall-below fee S$5 per month if average daily balance for the month falls below S$1,000 Waived
Counter transaction fee S$5 per cash withdrawal Waived
Unlimited$aver
Types of Fees
Personal Banking
Priority Banking
Fall-below fee S$5 per month if average daily balance for the month falls below S$3,000 Waived
MyWay
Types of Fees
Personal Banking
Priority Banking
Fall-below fee S$10 per month if average daily balance for the month falls below S$50,000 Waived
Jumpstart
Types of Fees
Personal Banking
Priority Banking
Fall-below fee Waived Waived
Debit Card Annual Fee Waived Waived
Basic Bank Account
Types of Fees
Personal Banking
Priority Banking
Monthly service charge S$2* (regardless of balance) Waived
Early account closure fee (within 6 months) S$30 Waived
Passbook replacement fee S$30 Waived
* Waived for beneficiaries under of the MSF Public Assistance Scheme/Special Grant Scheme
Savings Account (also known as Supersave account)
Types of Fees
Personal Banking
Priority Banking
Fall-below fee S$5 per month if average daily balance for the month falls below S$2,000 Waived
Monthly service charge S$5 Waived
Early account closure fee (within 6 months) S$30 Waived
Passbook replacement fee S$30 Waived
Current Accounts
Bonus$aver
Types of Fees
Personal Banking
Priority Banking
Fall-below fee S$5 per month if average daily balance for the month falls below S$3,000 Waived
Early account closure fee (within 6 months) S$30 Waived
Unarranged overdraft Prime + 5%, minimum S$5 Prime + 5%, minimum S$5
Debit Card Annual Fee S$20 (inclusive of GST) Waived
Credit Card Annual Fee S$214 (inclusive of GST)
Free for the first 2 years
Waived
Chequebook S$10 per cheque book requested Waived
XtraSaver
Types of Fees
Personal Banking
Priority Banking
Fall-below fee S$5 per month if average daily balance for the month falls below S$3,000 from the second month after account opening Waived
Monthly service charge S$2 Waived
Unarranged overdraft Prime + 5%, minimum S$5 Prime + 5%, minimum S$5
Early account closure fee (within 6 months) S$30 Waived
Debit Card Annual Fee S$20 (inclusive of GST) Waived
Cheque book S$10 per cheque book requested Waived
SuperSalary
Types of Fees
Personal Banking
Priority Banking
Non-inward credit fee $S5 will be charged to the account (from the fourth month after account opening) if the amount credited for the month is below S$1,500 Waived
Unarranged overdraft Prime + 5%, minimum S$5 Prime + 5%, minimum S$5
Early account closure fee (within 6 months) S$30 Waived
Cheque book S$10 per cheque book requested Waived
Cheque and Save
Types of Fees
Personal Banking
Priority Banking
Fall-below fee S$7.50 per month if average daily balance for the month falls below S$5,000 Waived
Monthly service charge S$2 Waived
Unarranged overdraft Prime + 5%, minimum S$5 Prime + 5%, minimum S$5
Early account closure fee (within 6 months) S$30 (Personal)
S$50 (Corporate)
Waived
Cheque book S$10 per cheque book requested Waived
OneAccount (for existing accounts only)
Types of Fees
Personal Banking
Priority Banking
Fall-below fee S$5 per month if average daily balance for the month falls below S$3,000 Waived
Monthly service charge S$2 Waived
Unarranged overdraft Prime +5%, minimum S$5 Prime +5%, minimum S$5
Cheque book S$10 per cheque book requested Waived
MortgageOne
Types of Fees
Personal Banking
Priority Banking
Unarranged overdraft Prime + 5%, minimum S$5 Prime + 5%, minimum S$5
Cheque book S$10 per cheque book requested Waived
Securities Settlement Account
Types of Fees
Personal Banking
Priority Banking
Unarranged overdraft Prime + 5%, minimum S$5 Prime + 5%, minimum S$5
Note: Prime lending rate is a minimum indicative interest rate charged by the bank and is usually used as a benchmark for loans.
Foreign Currency Savings Accounts
USD$aver
Types of Fees
Personal Banking
Priority Banking
Fall-below fee US$10 per month if average daily balance for the month falls below US$10,000 Waived
Unarranged overdraft Prime + 5%, minimum US$5 Prime + 5%, minimum US$5
Early account closure fee (within 6 months) US$20 Waived
FCY$aver
Types of Fees
Personal Banking
Priority Banking
Early account closure fee US$20 Waived
Fall-below fee AUD – A$5 per month if average daily balance for the month falls below A$2,000 Waived
CAD – C$5 per month if average daily balance for the month falls below C$2,000 Waived
CHF – 5 francs per month if average daily balance for the month falls below 2,000 francs Waived
CNH – ¥40 per month if average daily balance for the month falls below ¥15,500 Waived
EUR – €3 per month if average daily balance for the month falls below €1,000 Waived
GBP – £2 per month if average daily balance for the month falls below £1,000 Waived
HKD – HK$30 per month if average daily balance for the month falls below HK$15,000 Waived
JPY – ¥500 per month if average daily balance for the month falls below ¥200,000 Waived
NZD – NZ$5 per month if average daily balance for the month falls below NZ$2,000 Waived
USD – US$5 per month if average daily balance for the month falls below US$2,000 Waived
Securities Settlement Account (FCY including AUD, CHF, EUR, GBP, HKD, JPY, USD)
Types of Fees
Personal Banking
Priority Banking
Unarranged overdraft Prime + 2%, no minimum Prime + 2%, no minimum
Foreign Currency Current Accounts
USD High
Types of Fees
Personal Banking
Priority Banking
Fall-below fee US$10 per month if average daily balance for the month falls below US$10,000 Waived
Unarranged overdraft Prime + 5%, minimum US$5 Prime + 5%, minimum US$5
Early account closure fee (within 6 months) US$20 Waived
Current Account
Types of Fees
Personal Banking
Priority Banking
Fall-below fee AUD – A$30 per month if average daily balance for the month falls below A$5,000 Waived
CHF – 30 francs per month if average daily balance for the month falls below 5,000 francs Waived
EUR – €20 per month if average daily balance for the month falls below €3,000 Waived
GBP – £15 per month if average daily balance for the month falls below £2,000 Waived
HKD – HK$200 per month if average daily balance for the month falls below HK$30,000 Waived
NZD – NZ$30 per month if average daily balance for the month falls below NZ$5,000 Waived
USD – US$30 per month if average daily balance for the month falls below US$5,000 Waived
Unarranged overdraft Prime + 5%, Min. US$5 Prime + 5%, Min. US$5
Early account closure fee (within 6 months) US$20 (Personal)
US$30 (Corporate)
Waived
USD Cheque book US$10 per cheque book requested Waived
Cheque and Save
Types of Fees
Personal Banking
Priority Banking
Fall-below fee AUD – A$10 per month if average daily balance for the month falls below A$5,000 Waived
CAD – C$10 per month if average daily balance for the month falls below C$5,000 Waived
CHF – 10 francs per month if average daily balance for the month falls below 5,000 francs Waived
EUR – €5 per month if average daily balance for the month falls below €3,000 Waived
GBP – £5 per month if average daily balance for the month falls below £2,000 Waived
HKD – HK$75 per month if average daily balance for the month falls below HK$30,000 Waived
JPY – ¥1,000 per month if average daily balance for the month falls below ¥500,000 Waived
NZD – NZ$10 per month if average daily balance for the month falls below NZ$5,000 Waived
USD – US$10 per month if average daily balance for the month falls below US$5,000 Waived
Monthly service charge AUD – A$2 Waived
CAD – C$2 Waived
CHF – 2 francs Waived
EUR – €1 Waived
GBP – £1 Waived
HKD – HK$15 Waived
JPY – ¥200 Waived
NZD – NZ$2 Waived
USD – US$2 Waived
Unarranged overdraft Prime + 5%, Min. US$5 Prime + 5%, Min. US$5
Early account closure fee (within 6 months) US$20 (Personal)
US$30 (Corporate)
Waived
USD Cheque book US$10 per cheque book requested Waived
Note: Prime lending rate is a minimum indicative interest rate charged by the bank and is usually used as a benchmark for loans.
Time Deposits
Type of Fee
Personal Banking
Priority Banking
Premature upliftment Total Penalty = Interest Accrued + Handling Fee (USD25) + Replacement Cost

Replacement Cost = (Current Market Day Rate – Contract Rate) x Remaining Days to Maturity. The Replacement Cost can be zero if the Current Market Rate at the date of the premature upliftment is less than the Contract Rate.

• Current Market Rate refers to the current interest rate, which is based on the market conditions for the applicable currency, at the date of the premature upliftment.

Contract Rate refers to the Interest Rate that would have been payable to you if you held the Time Deposit until maturity.

Wealth Management

Important Notice
Please take note of the following:

(a) this document sets out the pricing information relating to the products and services that Standard Chartered Bank (Singapore) Limited (“Standard Chartered” or the Bank”) may make available to you;

(b) for trading and investments, you may be required to pay certain fees and charges. Please refer to the relevant investments and insurance products;

(c) in addition to the pricing information set out below, the Bank may levy a transaction fee / charge or earn a commission when executing certain transactions for your account. The Bank may also earn a mark-up or receive a monetary benefit when you transact in certain products;

(d) the pricing information set out in this document may not include all third-party charges. Such third-party charges are in addition to the pricing information set out in this document, and will be levied separately;

(e) if the Bank agrees to (i) provide a service or product to you and (ii) such product or service requires exceptional handling, the Bank has the right to levy extra fees/charges for the additional amount of work that the Bank is required to undertake;

(f) transactions involving certain assets and investment types may be subject to pricing which is different from that stated in this document. The Bank will inform you if the pricing for any transaction / investment exceeds the pricing information that is stated in this document;

(g) goods and services tax (GST) will be charged by the Bank, where applicable;

(h) this document does not constitute an offer to sell or a solicitation to offer to buy or sell any securities or any other financial instrument, to effect any transaction or to provide any service. Please note that not all products and services are available to citizens or residents of all countries;

(i) with respect to securitised products, any product issuer / provider, bookrunner or arranger that has “Standard Chartered” in its name is an affiliate of Standard Chartered Bank;

(j) the Bank will act as principal when providing each type of product / investment / service described in Section 2 below to you, except that the Bank will act as agent with respect to the (i) sale or purchase of equities for your account and (ii) the sale or purchase of investment funds;

(k) the pricing information in this document is subject to change and the Bank will notify you of such changes from time to time with at least 30 days’ prior notice (provided that such changes are within the control of the Bank);

(l) the Bank may reduce its fees and charges from time to time at its discretion. The contract note for a transaction may also contain further disclosure of monetary benefits that may be applicable to such transaction. Please note that if there is any inconsistency between the information set out in (i) a contract note for a transaction and (ii) this document, the information set out in the contract note will prevail; and

(m) the benefits receivable as described in this document are subject to any pre-sale process and / or documentation providing otherwise.

Cash Equities

Please be reminded that all trades are subject to:

  • Brokerage Fees levied by Standard Chartered Bank (Singapore) Limited
  • Market Fees levied by the respective Exchange
Brokerage and Custody Fees
Segment
Brokerage Rate

(SGX)

Brokerage Rate

(All Other Markets)

Custody Fee
Minimum Brokerage Amount
 

Priority Banking Clients

0.18% 0.20%  0 0
Personal Banking Clients 0.20% 0.25% 0 Where the shares are traded in:

AUD/CHF/EUR/GBP/SGD/USD, the

minimum brokerage amount is 10

AUD/CHF/EUR/GBP/SGD/USD

respectively.

 

Where the shares are traded in HKD, the minimum brokerage amount is 100 HKD.

 

Where the shares are traded in JPY, the minimum brokerage amount is 1000 JPY.

 

The minimum brokerage amount applicable will be based on the currency of the shares traded in, regardless of the Exchange the shares are listed on.

Note: where applicable, GST will be imposed
Market Fees
Markets
Exchanges
Market Fees
 

Australia

 

Australian SE (ASX)

 

No charge

 

France

 

NYSE EN Paris (PAR)

French Financial Transaction Tax (FFTT) of 0.3% on buy trades only
 

Germany

 

Deutsche Boerse (XETR)

 

No charge

Hong Kong Hong Kong SE (HKG) Stamp Duty of 0.13% rounded up nearest dollar

Transaction Levy of 0.0027%

Trading Fee of 0.005%

Financial Reporting Council (FRC) Transaction Levy of 0.00015% (from 1 Jan 2022)

 

Japan

 

Tokyo SE (TSE)

 

No charge

Netherlands NYSE EN Amsterdam (AMS) No charge
Singapore Singapore SE (SGX)

Singapore SE Odd Lot (SGXO)

Total Market Fees of 0.04% (breakup as per following)

(a)   SGX Clearing Fee of 0.0325%

(b)   SGX Trading Access Fee of 0.0075%

 

Switzerland

 

SIX Swiss Exchange (SWX)

 

No charge

UK London Stock Exchange (LSE) Stamp Duty of 0.5%

(Buy trades; GB ISIN shares only)

Stamp Duty of 1.00%

(Buy trades; IE ISIN shares only)

Levy of 1 GBP for any transaction >

GBP 10,000

(Buy & Sell trades)

United States NYSE AMEX (ASE) NASDAQ (NMS) NASDAQ OTC (OTCB)

NASDAQ OTC Issues (OTCQ)

New York Stock Exchange (NYS)

Securities and Exchange Commission Fee of 0.00051% on sell trades only
Share Transfer Fees
Type of Transfer
Market
Change in Beneficial Ownership
Transfer Fee
Comments
Inward Transfer in to SC Online Trading SGX Listed Shares No S$10.70 per counter, per transfer (inclusive of GST)
Yes S$10.70 per counter, per transfer (inclusive of GST) Up to maximum of S$107.00 per counter
Foreign Listed Shares All Free Change of beneficial ownership not allowed for UK, FR and HK listed shares
Internal Transfer within SC Online Trading SGX Listed Shares No Free
Yes S$10.70 per counter, per 1000 shares, per transfer (inclusive of GST) Up to maximum of S$107.00 per counter
Foreign Listed Shares SCBSL All Free Change of beneficial ownership not allowed for UK, FR and HK listed shares
Outward Transfer from SC Online Trading SGX Listed Shares No S$10.70 per counter, per transfer (inclusive of GST)
Yes S$10.70 per counter, per 1000 shares, per transfer (inclusive of GST) Up to maximum of S$107.00 per counter
Foreign Listed Shares All Charges are based on the trading currency of the shares, regardless of the exchange the shares are listed on. The charges are applied on a per counter, per transfer basis.

Trading Currency Charge
AUD AUD55
CHF CHF38
GBP GBP30
USD USD39
EUR EUR34
HKD HKD305
JPY JPY4307
Change of beneficial ownership not allowed for UK, FR and HK shares
Share Transfer Matrix

Please refer to the share transfer matrix below for guidance on the types of share transfers permitted.

Type of Transfer
Transferor
Transferee
Permitted
Applicable to inward, internal and outward transfers* Client A Client A Yes
Client A Client A &/or B Yes
Client A Client B No
Client A &/or B Client A or Client B only No
*Please further note that HK, FR, and UK share transfers involving a change in beneficial ownership is not permitted.
Physical Share Certificate Handling
Charge Description
Fee
Comments
Issuance of physical share certificates for delisted shares USD200 per certificate, on top of any miscellaneous pass-through charges Issuance of physical share certificates for delisted shares are subject to the discretion of the company and the share registrar.
Capital Market Products
 

Product / Investment / Service

Monetary and/or non-monetary benefits that the Bank receives
Fixed Income

(Including Bonds, Notes, Treasury Bills and Certificates of Deposits)

Up to 3.00% of notional amount
Primary Market Rebates Up to 1.00% of notional amount can be received from the issuer
Foreign Exchange (FX) Spot / Commodity Spot on Unallocated Precious Metals (e.g. XAU, XAG etc.) Up to 5.00% of notional amount
Premium Currency Investments / Commodity Linked Structured Investments Up to 50.00% of total annualised yield1
Structured Products

(Including Equity Linked Structured Notes, Rate Linked Structured Notes,

Currency Linked Structured Notes, Commodity Linked Structured Notes etc)

Up to 5.00% of notional amount
1Refers to the total premium received for the sale or purchase of the option and the interest earned (if any)
Mutual Funds/ Hedge Funds
Product / Investment / Service
Fee that the Bank receives
Investment Funds (Buy Transactions) Up to 5.00% of investment amount, dependent on the investment fund’s fees and charges as prescribed in the respective prospectus of the fund
Investment Funds (Others) Trailer fee: Up to 60% of the fund’s annual management fee as prescribed in the fund’s prospectus
Individual Client Segregated Account

In relation to the Central Securities Depositories Regulation (“CSDR”), the Bank, in its capacity as a custodian and direct participant, is required to offer our clients the choice between Omnibus Client Segregated Account (“OCSA”) and Individual Client Segregated Account (“ICSA”) at each Central Securities Depository within the European Economic Area for Mutual Funds/Hedge Funds, Structured Notes and Fixed Income products. Please note that the Bank may not be able to offer ICSA for all products. ICSA shall be subjected to the following fees.

Product / Investment / Service
Fees that the Bank receives
Fixed Income, Structured Products
Account Set Up USD 82 one-time per account
Portfolio and Transaction Fee

•        Portfolio

•        Settlement, Transaction Handling

Aggregate fees at minimum of USD800 per month:

Ranging from 1bps to 6bps per annum, depending on the markets of the securities, applied on market value of the securities on the last business day of the month;

Ranging from USD6 to USD200 depending on the markets of the securities;

Processing/ Operational Fees USD280 per month
Third-Party Expenses2 Ranging from USD5 to USD100 per corporate action
2Including but not limited to sub-custodian fees, depository charges, security pricing charges, stamp duties, mailing, communication costs, printing costs etc.

 

Product / Investment / Service Fees that the Bank receives
Mutual Funds/ Hedge Funds
Account Set Up
(each dividend option would require an individual account)
USD 82 one-time per account
Account Maintenance USD 1290 per month
Transaction Fee*

(on top of any Upfront Fee charged)

USD equivalent EUR 24 per transaction
Corporate Action Fee USD equivalent EUR 24 per corporate action
Insurance
Product / Investment / Service
Fee3 that the Bank receives from a third party / product provider
Life Insurance Up to the “Total Distribution Cost To Date” as set out in the “Policy Illustration” section of the insurance plan
General Insurance From 10% – 40% of the premium
3Where the Bank acts as referrer / distributor to the client
Wealth Lending
Product / Investment / Service
Interest that the Bank applies
Wealth Lending Overdraft Facility

(in USD, SGD, HKD, JPY, EUR, GBP, CHF, AUD or NZD)

Up to 1.50% spread p.a. + base rate4 of respective currencies’ loan amount, subject to the respective account’s minimum unarranged overdraft interest amount as stated in the Pricing Guide
4Refers to the applicable benchmark lending rate or an internally set lending rate
Miscellaneous

The following fees will be deducted directly from the dividends and/ or redemption proceeds, and the net amount will be returned to you via cashier’s orders and/ or bank drafts. To avoid such charges, you may wish to open a current or savings account in the respective currencies for the crediting of your dividends and/ or redemption proceeds.

Click here to open an account of your choice.

Payment mode
Fee that the Bank charges
Cashier’s Order (in S$ only) S$5.00 per Cashier’s Order
Bank Draft (in foreign currency only) 1/8% commission (subject to a minimum of US$20.00, maximum of US$70.00) per Bank Draft

plus:

1/8% in lieu of exchange (subject to a minimum of US$10.00, maximum of US$700.00)

Remittances
Inward Telegraphic Transfers (ITT)
Credit SGD account
Personal Banking
Priority Banking
in SGD S$10 S$10
in FCY Free Free
  
Credit FCY account
Personal Banking
Priority Banking
in SGD Free Free
in FCY to same currency account S$10 or its equivalent S$10 or its equivalent
in FCY to different currency account Free Free
Outward Telegraphic Transfers (OTT)
Debit SGD account
Personal Banking
Priority Banking
Type of Fee Online Non-Online Online Non-Online
Handling commission1 1/16% comm.

Min. S$15,

Max. S$50

1/8% comm.

Min. S$30,

Max. S$100

1/32% comm.

Min. S$7.50,

Max. S$25

1/16% comm.

Min. S$15

Max. S$50

Debit FCY account
(including Time Deposits)
Personal Banking
Priority Banking
Types of Fees Online Non-Online Online Non-Online
Handling commission1

Commission1 in lieu

1/16% comm.

Min. US$10

Max. US$35

plus:

1/16% in lieu of exchange;

Min. US$5,

Max. US$100

1/8% comm.

Min. US$20,

Max. US$70

plus:

1/8% in lieu of exchange;

Min. US$10,

Max. US$100

1/32% comm.

Min. US$5,

Max. US$17.50

plus:

1/16% in lieu of exchange;

Min. US$5,

Max. US$100

1/16% comm.

Min. US$10

Max. US$35

plus:

1/8% comm.

Min. S$10,

Max. S$100

via MAS Electronic
Payment System (MEPS+)
Free via FAST3 S$20 Free via FAST3 S$20
Reimbursement cover2:

 SGD OTT

FCY OTT

S$20

US$15

S$20

US$15

S$20

US$15

S$20

US$15

Overseas Bank charges S$50 As applicable S$50 As applicable

1 Handling commission is waived for World Partner customers.

2 Reimbursement cover is applicable regardless of destination of transfer. For the avoidance of doubt, fees imposed by other banks may be applicable and shall be borne by the remitter.

3 FAST allows a maximum of S$200,000 per transaction.

Note:

  • Additional S$5 is applicable for AUD transfers.
  • For online transfers, you (as the remitter) may choose from the following:

1) all charges (i.e. local bank charges and overseas bank charges) (“Charges”) of the remittance to be borne by you. The remittance amount and all Charges will therefore be debited from your Standard Chartered Bank account which you have specified as the source of funds for the Telegraphic Transfer (such account to be referred to as “Account”); or

2) all Charges to be borne by the payee as specified by you. Only the remittance amount will be debited from your Account. All Charges will be deducted from the remittance amount and your payee will receive the balance after such deduction.

  • For the above purposes, “local bank charges” includes handling commissions, commissions in lieu, and reimbursement cover, as indicated above. “Overseas bank charges” is as indicated above and includes correspondent bank and/or beneficiary bank charges (if any).
  • For Non-online, “Overseas bank charges” (including correspondent bank and/or intermediary bank charges) are applicable (if any).
Inward Drafts/ Cheques
Correspondent bank drafts drawn on Standard Chartered Bank (Singapore) Limited

 

Credit to account
Personal Banking
Priority Banking
in SGD Free Free
in FCY Free Free
SGD bank drafts drawn by an overseas banking affiliate of Standard Chartered on Standard Chartered Bank (Singapore) Limited
Credit to account
Personal Banking
Priority Banking
in SGD Free Free
in FCY Free Free
FCY drafts/cheques drawn on banks in Singapore
Credit SGD/ FCY account
Personal Banking
Priority Banking
USD Free Free
Other currencies S$10 S$10
FCY drafts/cheques drawn on overseas banks
Type
Personal Banking
Priority Banking
Credit SGD account 1/8% comm.

Min. S$25, Max. S$200
(including postage)

1/8% comm.

Min. S$25, Max. S$200
(including postage)

Credit FCY account 1/8% comm.

Min. US$15, Max. US$120
(including postage)

1/8% comm.

Min. US$15, Max. US$120
(including postage)

Cheque return fee S$40 S$40
Outward Drafts/ Cheques
Issuance

 

Account type
Personal Banking
Priority Banking
Debit SGD account 1/8% comm.
Min. S$30, Max. S$100
1/8% comm.
Min. S$30, Max. S$100
Other FCY account

(including Time Deposits)

1/8% comm.
Min. US$20, Max. US$70
plus:
1/8% in lieu of exchange,
Min. US$10, Max. US$700
1/8% comm.
Min. US$20, Max. US$70
plus:
1/8% in lieu of exchange,
Min. US$10, Max. US$700
Cable cost/tracers for draft investigations
Draft currency
Personal Banking
Priority Banking
SGD draft S$20 per draft S$20 per draft
FCY draft US$15 per draft US$15 per draft
Amend/ Replace draft
Draft currency
Personal Banking
Priority Banking
SGD draft S$30 plus:
cable cost (if applicable)
S$30 plus:
cable cost (if applicable)
FCY draft US$20 plus:
cable cost (if applicable)
US$20 plus:
cable cost (if applicable)
Cancel/ Refund draft
Account type
Personal Banking
Priority Banking
Credit SGD account S$20 plus:
cable cost (if applicable)
S$20 plus:
cable cost (if applicable)
Credit FCY account US$15 plus:
cable cost (if applicable)
US$15 plus:
cable cost (if applicable)

Note:

For FCY drafts/cheques drawn on overseas banks and banks not participating in the Cheque Truncating System, the following charges are applicable, if any:

  • 10 days’ overdraft interest
  • Drawee bank charges
  • Collection bank charges

Additional S$5 is applicable for AUD drafts/cheques.

Cheque charges
Stop payment
Currency
Personal Banking
Priority Banking
SGD S$40 per cheque S$40 per cheque
FCY US$30 per cheque US$30 per cheque
Returned cheque
Currency
Personal Banking
Priority Banking
SGD S$40 per cheque S$40 per cheque
FCY US$30 per cheque US$30 per cheque
Cheque image retrieval
Period
Personal Banking
Priority Banking
Clearing date within 1 year S$20 S$20
Between 1 to 3 years S$30 S$30
More than 3 years S$50 S$50
Direct marking of cheques
Currency
Personal Banking
Priority Banking
SGD cheques S$100 S$100
Immediate clearing of in-house cheques over-the-counter
Currency
Personal Banking
Priority Banking
SGD cheques S$30 per cheque S$30 per cheque
FCY cheques US$20 per cheque US$20 per cheque
Cashier’s Orders (CO) (SGD only)

NA

Issuance
Debiting account
Payment to
Personal Banking
Priority Banking
SGD account to own name First CO is free. Thereafter S$5 per CO, per transaction First CO is free. Thereafter S$5 per CO, per transaction
to third party name(s) S$5 S$5
replacement/amendment S$10 S$10
FCY account to own name First CO is free. Thereafter US$3 per CO, per transaction First CO is free. Thereafter US$3 per CO, per transaction
to third party name(s) US$3 or its equivalent US$3 or its equivalent
replacement/amendment US$10 US$10
Cancel/ Refund CO
Crediting account
Personal Banking
Priority Banking
SGD account S$5 S$5
FCY account US$3 US$3
FAST
Transfer type
Personal Banking
Priority Banking
Incoming transfer Free Free
Outgoing transfer
GIRO
Types of fees
Personal Banking
Priority Banking
GIRO arrangement Free Free
GIRO return S$10 per return S$10 per return
Amendment S$10 per amendment S$10 per amendment
Standing Instruction (SI)
Types of fees
Personal Banking
Priority Banking
Setup/ Amendment Online Non-Online Online Non-Online
Automated Free S$10 per setup Free S$10 per setup
Amendment Free S$10 per amendment Free S$10 per amendment
Other SI fees
Types of fees
Personal Banking
Priority Banking
Set up for OTT S$50 per setup S$50 per setup
Manual monitoring S$50 per payment S$50 per payment
SI return due to insufficient funds S$50 S$50
Credit Cards
Types of fees
Charges
Late Payment charges A late payment charge of S$100 will be charged if the minimum payment due, as indicated on your statement, is not received by us by the due date.
Cash Advance charge Cash advance fee per transaction is charged at 6% on the Cash Advance, subject to a minimum fee of S$15, in addition to the finance charges of 0.082% per day on the amount withdrawn from the date of the transaction until the date of full payment (Effective Interest Rate: 29.9% per annum).

Cash advance fee per transaction is waived for Smart Credit Card from 4 October 2021 to 31 December 2022 (both dates inclusive).

Finance charges for purchases1 Please note that this section does not apply to purchases which are charged to the Standard Chartered Smart Credit Card and under Automatic Payment Scheme (Scheme). Please refer to Finance charges for Smart Credit Card and Platinum Access respectively below for details.

  

Effective Interest Rate (“EIR”): 26.9% per annum (minimum). If payment is not made in full by the due date, finance charges will be calculated on a daily basis at 0.074% on the outstanding balance from the statement date, and on all new transactions from the respective transaction dates.

  

From 7 December 2020, Effective Interest Rate (“EIR”): 26.9% per annum (minimum). If payment is not made in full by the due date, finance charges will be calculated on a daily basis at 0.074% on the total outstanding balance, inclusive of all outstanding fees (e.g. late fee and annual fee) and charges (including finance charges) that have accrued, from the statement date, and on all new transactions from the respective transaction dates.

  

For EIR applicable to Credit Card Funds Transfer account(s), please refer to the Credit Card Funds Transfer Programme Terms and Conditions

Finance charges for Smart Credit Card Effective Interest Rate (“EIR”): 23.9%, 26.9% or 29.9% per annum (“p.a.”) based on the Bank’s assessment of your credit profile. If payment is not made in full by the due date, finance charges will be calculated on a daily basis at 0.065%, 0.074% or 0.082% from the respective transaction dates for all transactions to the date the payment is received. The Bank will conduct two rate reviews in each calendar year on all Standard Chartered Smart Credit Card accounts and the first rate review will take place on 15 March of each calendar year and the second rate review will take place on 15 September of each calendar year. Each of such rate reviews shall be known as a “Rate Review”.

  

The EIR for all credit cards which are issued on a Standard Chartered Smart Credit Card account is fixed at 26.9% p.a. until the date on which the first Rate Review is conducted by the Bank on that particular account (inclusive of this date).

  

If there are any changes to the EIR for your Standard Chartered Smart Credit Card account after a Rate Review, you will be given 30 days’ advance notice before the new EIR is imposed. If the EIR for your Standard Chartered Smart Credit Card account remains the same after a Rate Review, the Bank will not provide you with any notification.

  

For the avoidance of doubt, the EIR for a Standard Chartered Smart Credit Card account will apply to all credit cards which are issued on that particular account including supplementary cards.

  

The scenarios below illustrate how financial charges are calculated for Smart Credit Card.

                                                                                                                                                                                                                                                                                                           

Scenario 1: If your EIR is 23.9% p.a.:  

If payment is not made in full by the due date, finance charges will be calculated on a daily basis at 0.065% on the total outstanding

balance, inclusive of all outstanding fees (e.g. late fee and annual fee) and charges (including finance charges) that have accrued, from the statement date, and on all new transactions from the respective transaction dates.

                                                                                                                                                                                                                                                                                                           

Scenario 2: If your EIR is 26.9% p.a.:

If payment is not made in full by the due date, finance charges will be calculated on a daily basis at 0.074% on the total outstanding

balance, inclusive of all outstanding fees (e.g. late fee and annual fee) and charges (including finance charges) that have accrued, from the statement date, and on all new transactions from the respective transaction dates.

                                                                                                                                                                                                                                                                                                           

Scenario 3: If your EIR is 29.9% p.a.:

If payment is not made in full by the due date, finance charges will be calculated on a daily basis at 0.082% on the total outstanding

balance, inclusive of all outstanding fees (e.g. late fee and annual fee) and charges (including finance charges) that have accrued, from the statement date, and on all new transactions from the respective transaction dates.

Finance charges for Platinum Access Effective interest rate for purchases under the Scheme is 9.32% per annum. If payment is not made in full by the due date, and there is a balance carried forward from the previous statement, then the finance charges is at 26.9% per annum (effective interest rate).

  

Finance charges will be calculated on a daily basis at 0.074% on the outstanding balance from the statement date, and on all new transactions from the respective transaction dates.

  

Administrative fee of 6% will be charged on all approved credit card transactions under the Scheme.

 Transfer Fee KrisFlyer Miles – S$26.75 (including GST) per rewards code used

SC EasyRewards (Transfer Rewards) – S$26.75 (including GST) per transfer

360° Rewards Points Transfer Fee  S$10 for every 100,000 of 360° Rewards Points transferred to each nominee’s credit card account2 (Not applicable for cardholders of Visa Infinite Credit Card).

1 No finance charge will be levied if payment is received in full by the due date AND there is no balance carried forward from the previous statement. For EIR applicable to Credit Card Funds Transfer account(s), please refer to the Credit Card Funds Transfer Programme Terms and Conditions.

2 Nominee refers to a nominated family member or friend who holds a credit card that is eligible to learn 360° Rewards Points and such credit card is valid, subsisting, and in good standing.

NA

Credit Cards Funds Transfer
 
Late payment charges A late payment charge of S$100 will be charged if the minimum payment due, as indicated on your statement, is not received by us by the due date.

For adjustments to EIR on Credit Card Funds Transfer account(s)* if payment due is not received in full by due date, please refer to the Credit Card Funds Transfer Programme Terms and Conditions

*An account is considered past due if the minimum payment due is not received in full on or before the due date set out in the statement we issue for your account. The adjustment/ reinstatement of interest rate will be effective on the first business day after your next Statement Date.
Annual Membership Fee
Type of Credit Card
Amount
Fee Waiver

(Principal Card)

Fee Waiver
(Supplementary Card)
Smart Credit Card FREE FREE FREE
Rewards+ Credit Card

 

Unlimited Cashback Credit Card

 

Spree Credit Card

 

Prudential Platinum Credit Card

 

Prudential Visa Signature Credit Card

 

NUS Alumni Platinum Credit Card

S$192.60 (including GST) FREE for the first two (2) years. FREE, up to 5 cards
MANHATTAN Platinum/

 

MANHATTAN World Mastercard®

FREE for the first (1) year. FREE, up to 5 cards
Platinum Visa/Mastercard® Credit Card FREE for the first three (3) years.

For Platinum Visa Credit Card issued upon approval and disbursement of CashOne Personal Loan, the annual fee is FREE for 5 years.

For Platinum Mastercard® Credit Card issued upon successful application of Debt Consolidation Plan, the annual fee is FREE.

FREE, up to 5 cards
Business Platinum Credit Card S$160.50 (including GST) FREE for the first three (3) years. FREE, up to 5 cards
Visa Infinite Credit Card S$588.50 (including GST)
This annual fee is strictly non-waivable.
This annual fee is strictly non-waivable. FREE, up to 5 cards
Priority Banking Visa Infinite Credit Card S$321.00 (including GST) This annual fee is strictly non-waivable. The annual fee is waived off for the first (1) year. S$160.50 (including GST)
FREE for first (1) year; up to 5 cards
Visa Infinite X Credit Card S$695.50 (including GST)
This annual fee is strictly non-waivable.
This annual fee is strictly non-waivable. S$107 (including GST)
This annual fee is strictly non-waivable.
Gold Card S$187.25 (including GST) This annual fee is strictly non-waivable. FREE
Classic Card S$64.20 (including GST) This annual fee is strictly non-waivable. FREE
S$500 Cards S$32.10 (including GST) FREE for the first (1) year. FREE
Preferred World Up to S$214 This annual fee is strictly non-waivable. FREE
Note: Annual Fee is applicable for both active and inactive Credit Cards.
EasyPay on Retail Balances
Type of fees
Charges
Early redemption fee 3% of the unbilled outstanding principal
Miscellaneous and Service Fees
Type of fees
Charges
Overlimit fee If the current balance on your card account exceeds your credit limit, an overlimit fee of S$40 will be charged to your card account.
Sales Draft S$5
Rejected Direct Debit Authorisation/ GIRO payment (insufficient funds) S$50
Returned cheque (insufficient funds) S$40
Branch counter payment S$5.35 per transaction+ (including GST)
Request for past copy of statement (both paper and estatements) Current to 12 months statement: S$10 per monthly statement

Beyond 12 months statement: S$50 per monthly statement

+Applicable where the instruction to make a payment to an account for a credit card is submitted at any of the Bank’s branches, except where the holder of the aforementioned account is at least 65 years old at the time the aforementioned payment instruction is submitted to the Bank at any of the Bank’s branches.
Important Notes on Credit Cards

NA

Repayment Period

At least 22 days from billing/statement date.

NA

Interest calculation

Interest is calculated from the date of the transaction to the date of payment.

NA

Minimum Payment Due

Before 10 July 2021, the minimum payment due applicable to all credit card accounts (including Credit Card Funds Transfers accounts) will be revised to:

(i) the greater of either S$50 or 1% of principal; plus

(ii) interest, fees and charges; plus

(iii) any overlimit amount and any past due amount; and

(iv) the full approved monthly instalments.

(b) Starting 10 July 2021, The minimum payment due applicable to all credit card accounts (including Credit Card Funds Transfer accounts) will be revised to:

(i) the greater of either S$50 or 1% of principal; plus

(ii) interest, fees and charges; and

(iii) any overlimit amount and any past due amount.

(c) The minimum payment due applicable to all accounts opened for the purpose of instalment repayments will be the full monthly approved instalments under Credit Card Instalment Loan, Personal Loan, Debt Consolidation Plan and Automatic Flexible Payment Scheme on Platinum Access credit cards plus:

(i) any overlimit amount; and

(ii) any past due amount.

NA

Lost/ stolen card liability

If the credit card is lost or stolen or if the PIN is disclosed, the cardholder’s maximum liability is capped at S$100 if the cardholder immediately notifies us in writing; assist in the recovery; furnish us a statutory declaration or a police report together with any other information we may require and we are satisfied that the loss, theft or disclosure of the credit card or the PIN is not due to the cardholder’s negligence or default. This limitation of liability does not apply to cash advances.

NA

Foreign Currency Transactions

a) All foreign currency transactions (including overseas and online transactions) effected in US Dollars will be converted to Singapore Dollars on the date of conversion. All foreign currency transactions effected in a foreign currency other than US Dollars will be converted into US Dollars before being converted into Singapore Dollars (the converted Singapore Dollars amount). The exchange rate may differ from the rate in effect on the date of the transaction due to market fluctuations. Any rate imposed is final and conclusive and you bear all exchange risks, loss, commission, and other bank costs which may be incurred as a result. All conversions will be based on the prevailing wholesale interbank rates or the government-mandated rate, as shall be determined by the respective card associations, namely Visa Inc. (Visa) or Mastercard International (Mastercard).

b) In addition, all foreign currency transactions (including overseas and online transactions) charged to Visa / Mastercard cards will be subject to: (i) a prevailing charge of 1% of the converted Singapore Dollar amount representing the charge imposed by Visa / Mastercard on the transaction; and (ii) a prevailing fee of 2.5% of the converted Singapore Dollars amount

NA

Dynamic Currency Conversion

a) If your foreign currency transactions (including overseas and online transactions) are converted into Singapore Dollars via dynamic currency conversion, which is a service offered at selected overseas ATMs, websites or by certain merchants (“DCC”), you acknowledge and agree that the process of conversion and the exchange rate applied will be determined by the relevant DCC service provider and not by us.

b) In addition, all foreign currency transactions (including overseas and online transactions) converted via DCC will be subject to a prevailing charge of 1% of the transaction amount representing the charge imposed by Visa/Mastercard.

NA

Singapore Dollar Transactions Processed Overseas

If you enter into Singapore Dollar transactions with: (i) a local merchant that routes its payment processing through an overseas intermediary; or (ii) a merchant that is registered by its acquiring bank (the Acquirer) as having been acquired overseas, regardless of where the merchant is actually located, such transactions will be subject to a prevailing charge of 1% of the relevant transaction amount representing the charge imposed by Visa/Mastercard. In both these cases the transaction is treated as a foreign currency transaction and the process of conversion and the exchange rate applied will be determined by the relevant payment processing intermediary or the Acquirer and not by us.

Personal Loans

NA

CashOne/ Credit Card Instalment Loan/ Dash Advance Personal Loan/ ezyCash
Types of fees
Charges
Annual fee First year: S$199 (deducted upfront from the approved CashOne loan amount)
Second year onwards until either the expiry of the instalment tenure or the final instalment amount payment (whichever is the earlier): S$50 will be charged annually
if any instalments are not paid on or before the due dates in full for the preceding 12 consecutive calendar months
Late payment and finance  charges A late payment charge of S$100 will be charged in the minimum payment is not received by us by the due date
AND
If we do not receive the instalment amount payment in full on or before the due date and a balance is carried forward from the relevant statement, finance charges will be calculated on a daily basis at the minimum Effective Interest Rate (EIR) of 26.9% per annum (0.074% per day).
Early Redemption Fee S$150 or 3% of the outstanding principal (whichever is higher)
Change of tenure S$50
Default interest If we do not receive your instalment amount payment on or before the due date in full twice within any consecutive 6 months period, a default interest of 4% per annum will be added to the original Effective Interest Rate (EIR) on the entire outstanding balance on your account.
Branch counter payment S$5.35 per transaction* (inclusive of GST)
*Applicable where the instruction to make a payment to an account for a CashOne/ Credit Card Instalment Loan/ Dash Advance Personal Loan/ ezyCash is submitted at any of the Bank’s branches, except where the holder of the aforementioned account is at least 65 years old at the time the aforementioned payment instruction is submitted to the Bank at any of the Bank’s branches.
Interest Free CashOne Personal Loan
Types of fees
Charges
Annual Fee 4.5% of the approved loan amount (deducted upfront from the approved loan amount)
Late payment charges and finance charges A late payment charge of S$100 will be charged if the minimum payment is not received by the due date.

If we do not receive the instalment amount payment in full on or before the due date and a balance is carried forward from the relevant statement, finance charges will be calculated on a daily basis at the minimum Effective Interest Rate (EIR) of 26.9% per annum (0.074% per day).

Default interest If we do not receive your instalment amount payment on or before the due date in full twice within any consecutive 6 months period, a default interest of 4% per annum will be added to the original Effective Interest Rate (EIR) on the entire outstanding balance on your account.
Branch counter payment S$5.35 for each payment made over the branch counter (inclusive of GST)
*Applicable where the instruction to make a payment to an account for a CashOne/ Credit Card instalment Loan/ Dash Advance Personal Loan/ ezyCash is submitted at any of the Bank’s branches, except where the holder of the aforementioned account is at least 65 years old at the time the aforementioned payment instruction is submitted to the Bank at any of the Bank’s branches.
Debt Consolidation Facility
Types of fees
Charges
Joining Fee S$199 (One-time charge)
Late payment and Finance charges A late payment charge of S$100 will be charged if the minimum payment is not received by the due date.

If the full instalment payment amount is not received by the due date, the outstanding balance will be carried forward to the next statement and the finance charges will be calculated on a daily basis at the minimum Effective Interest Rate (“EIR”) of 26.9% p.a. (0.074% per day)

Early Redemption Fee S$250 or 5% of the outstanding principal (whichever is higher)
Branch counter payment S$5.35 per transaction* (inclusive of GST)
*Applicable where the instruction to make a payment to an account for a credit card is submitted at any of the Bank’s branches, except account holder is at least 65 years old at the time the payment instruction is submitted to the Bank at any of the Bank’s branches.
Personal Credit / Salary Advance / Preferred Line of Credit
Types of fees
Charges
Annual fee S$80
Prevailing interest rate The prevailing interest rate for Personal Credit, Credit Manhattan and Credit One is 18.88% p.a.
For Salary Advance / Preferred Line of Credit, the prevailing interest rate is 6.88% p.a. or 17.9% p.a.*
Late Payment Charges S$80 per month if you miss the payment due date, or pay less than
the minimum repayment amount
Over limit Charges 5% p.a. in addition to the prevailing interest rate on the over limit
balances
ATM cash withdrawal fee Free at Standard Chartered ATMs and atm5 network. Atm5 is our shared ATM network that gives you island wide ATM access to ATMs bearing atm5 logo from us, Bank of China, Citibank, HSBC, Maybank and State Bank of India.
Overseas cash withdrawal fee 2% of amount withdrawn, subject to:
• a minimum of S$5 and maximum of S$60 per withdrawal
• a minimum of US$5 and maximum of US$60 per withdrawal for USD accounts.
Other fees • Returned cheque fee: S$40 per cheque

• Stop cheque fee: S$40 per cheque

• GIRO returned fee: S$10 per transaction

• Lost card replacement fee: S$5 per card

*With effect from 4 April 2021 (inclusive of this date), the prevailing interest rate for all outstanding balances of Salary Advance accounts and Preferred Line of Credit accounts will be revised to either 6.88% p.a. or 17.9% p.a. The revised prevailing interest rate which is applicable to the outstanding balance of your Salary Advance account or Preferred Line of Credit account, as the case may be, is as notified to you by us in writing and can also be found in the statements issued by us, on or after 4 April 2021, for your Salary Advance account or Preferred Line of Credit account, as the case may be

Note:

NA

Maximum credit limit

2 times your monthly salary, up to S$100,000. You are given a maximum credit limit of 2 times your current monthly salary, or S$100,000, whichever is lower.  We reserve the right to grant and/or assign a lower credit limit.

NA

Minimum monthly repayment

If the outstanding balance is S$50 or more, your minimum monthly repayment will be:

(i) S$50; or

(ii) 1% of outstanding principal amount plus interest, fees and

charges, plus any amount in the account balance exceeding your credit limit, and any past due amount. whichever is higher. If the outstanding balance is less than S$50, the entire outstanding balance is payable by the due date.

NA

Interest rate on credit balances

If you have a credit balance in your account, you may be entitled to receive interest depending on the type of account. The rate of interest may be fixed or varied as we determine. We pay interest monthly or at other regular intervals that we determine.

NA

Mortgage Loans

NA

Redemption and cancellation fees
Types of fees
Charges
Partial Redemption Fee 1.5% partial redemption fee based on the amount of Mortgage Loan redeemed during the Lock-In Period.

You may redeem your loan partially by serving 1 month’s notice in writing to us or by paying 1 month’s interest in lieu of notice. The minimum partial redemption amount is S$10,000.

Full Redemption Fee 1.5% full redemption fee based on the amount of the Mortgage Loan redeemed during the Lock-In Period.

You may redeem your loan in full by serving 2 months’ notice in writing to us or by paying 2 months’ interest in lieu of notice.

Cancellation Fee 1.5% cancellation fee based on the amount of Mortgage Loan cancelled or deemed cancelled by the borrower.
Other fees
Types of fees
Charges
Repricing Fee Administrative fee of S$1000
Late payment fee S$50
Default rate 5% above SGD Prime lending rate* on the overdue instalment amount
Request for documents e.g. Facility Letter, Supplemental Facility Letter S$53.50 per copy (inclusive of GST)
Request for past copy of statement(s) Current to 12 months: S$10 per monthly statement
Beyond 12 months: S$50 per monthly statement
*Prime lending rate is a minimum indicative interest rate charged by the bank and is usually used as a benchmark for loans.
Auto Financing
Types of fees
Charges
Late payment fee S$60
Late payment interest 12% per annum on the overdue amount, billed on a monthly basis
Early completion fee Within 12 months from commencement date:

20% of outstanding interest + 1.5% of balance payable

12 months or more from commencement date:

20% of outstanding interest + 1% of balance payable

Photocopy of hire purchase agreement or log card S$53.50 per copy (inclusive of GST)

Waived for the first year from the commencement date

Full settlement (Early completion)

Please mail or drop the completed form at any of our local branches.

  • Requests for early full settlement quotes will be processed and mailed to you within 2 business days.
  • For immediate payment of your full settlement amount, you may perform a FAST transfer of the funds directly to the repayment account. You may also drop off your payment via Cashier’s Order, Cheque, or Cash at any of our local branches (please expect a processing time of 3 business days). Your instructions will be processed upon receipt of your full payment and completed settlement form.
  • For further queries, please visit our FAQ page or click here on ways to contact us.
ATM and Debit Card
Types of Fees
Personal Banking
Priority Banking
ATM Card replacement S$5 Waived
Debit card replacement For SGD – S$5
For USD – US$5
Waived
Debit card overseas transaction fee up to 3.5% of amount
transacted via Mastercard®
up to 3.5% of amount
transacted via Mastercard®
Cash withdrawal at Cirrus ATMs (worldwide)* 2% of amount withdrawn (Min. S$5, Max. S$60)

  

For USD accounts:
2% of amount withdrawn (Min. US$5, Max. US$60)

  

All such overseas cash withdrawals will also be subjected to additional fees imposed by the other bank, VISA/MasterCard International.

Waived

  

Waived

  

All such overseas cash withdrawals will also be subjected to additional fees imposed by the other bank, VISA/MasterCard International.

*World Partner customers enjoy the first cash withdrawal per month, free of charge at Standard Chartered and Cirrus ATMs worldwide if they use their World Partner Platinum Debit Card. This waiver does not include fees which may be levied by other banks in Singapore or overseas for accessing their ATM networks.

Note:

Foreign Currency Transactions
  1. All foreign currency transactions (including overseas and online transactions) effected in US Dollars will be converted to Singapore Dollars on the date of conversion. All foreign currency transactions effected in a foreign currency other than US Dollars will be converted into US Dollars before being converted into Singapore Dollars (the converted Singapore Dollars amount). The exchange rate may differ from the rate in effect on the date of the transaction due to market fluctuations. Any rate imposed is final and conclusive and you bear all exchange risks, loss, commission, and other bank costs which may be incurred as a result. All conversions will be based on the prevailing wholesale interbank rates or the government-mandated rate, as shall be determined by the respective card associations, namely Visa Inc. (Visa) or Mastercard International (Mastercard).
  2. In addition, all foreign currency transactions (including overseas and online transactions) charged to Visa / Mastercard cards will be subject to: (i) a prevailing charge of 1% of the converted Singapore Dollar amount representing the charge imposed by Visa / Mastercard on the transaction; and (ii) a prevailing fee of 2.5% of the converted Singapore Dollars amount.
Dynamic Currency Conversion
  1. If your foreign currency transactions (including overseas and online transactions) are converted into Singapore Dollars via dynamic currency conversion, which is a service offered at selected overseas ATMs, websites or by certain merchants (DCC), you acknowledge and agree that the process of conversion and the exchange rate applied will be determined by the relevant DCC service provider and not by us.
  2. In addition, all foreign currency transactions (including overseas and online transactions) converted via DCC will be subject to a prevailing charge of 1% of the transaction amount representing the charge imposed by Visa/Mastercard.
Singapore Dollar Transactions Processed Overseas

If you enter into Singapore Dollar transactions with: (i) a local merchant that routes its payment processing through an overseas intermediary; or (ii) a merchant that is registered by its acquiring bank (the Acquirer) as having been acquired overseas, regardless of where the merchant is actually located, such transactions will be subject to a prevailing charge of 1% of the relevant transaction amount representing the charge imposed by Visa/Mastercard. In both these cases the transaction is treated as a foreign currency transaction and the process of conversion and the exchange rate applied will be determined by the relevant payment processing intermediary or the Acquirer and not by us.

Coin and Notes Services
Types of Fees
Personal Banking
Priority Banking
Deposit/ withdrawal of coins S$5 – Between S$20 and S$100
S$10 – For every S$100 or part thereof
Waived
Changing of notes to coins S$5 – Per S$50 or part thereof Waived
Notes deposit Free – First 300 pieces
S$2 – For every subsequent 100 pieces or part thereof (in all denominations)
Waived

Note:

• Charges are on a per account per day basis

• Charges are waived for e$aver Kids! Account transactions

• Coin services are only available on Tuesdays and Thursdays, between:
– 11am to 1pm at selected branches located in shopping malls.
– 10am to 12pm at all other branches

NA

Safe Deposit Box
Types of Fees
Personal Banking
Priority Banking
Key Deposit Fee (refundable) S$150 – Singaporeans and PR
S$200 – Foreigners
S$150 – Singaporeans and PR
S$200 – Foreigners
Addition / Change / Revocation of Nomination S$10 each S$10 each
Change of safe deposit box S$20 S$20
Break box charges due to lost key (Key Deposit Fee becomes non-refundable) S$210 S$210
Inventory for estate duty / deceased customers S$30 S$30
Annual Rental Fee
Locker size (inches)
Personal Banking
Priority Banking
4.75″ x 3.5″ x 20.0″ S$150 S$75
7.5″ x 3.5″ x 20.0″ S$250 S$125
8.0″ x 4.0″ x 24.0″ S$300 S$150
10.0″ x 5.0″ x 24 .0″ S$450 S$225
7.5″ x 7.5″ x 18.75″ S$400 S$200
16.0″ x 8.0″ x 24.0″ S$700 S$350
15.0″ x 7.5″ x 18.75″ S$600 S$300
20.0″ x 10.0″ x 24.0″ S$800 S$400

Note:
• Annual rental fee is exclusive of GST

• Safe Deposit Box service is only available at Battery Road Branch

NA

Guarantees
Types of Fees
Personal Banking
Priority Banking
Banker’s guarantee* 1% p.a. or min. S$100,
(whichever is higher)
1% p.a. or min. S$100,
(whichever is higher)
Amendment S$25 per amendment S$25 per amendment
Cancellation S$100 per guarantee S$100 per guarantee
* minimum loan limit of US$20,000 or equivalent for a maximum of 1 year, inclusive of the claim period
Other Services
Types of Fees
Personal Banking
Priority Banking
Cash deposit in SGD to any account Free Free
Cash deposit in FCY to same currency account 1.5% repatriation fee
Min. US$15 or its equivalent
1.5% repatriation fee
Min. US$15 or its equivalent
Cash withdrawal in SGD from any account Free Free
Cash withdrawal in FCY from same currency account 1.5% commission
Min. US$5 or its equivalent
1.5% commission
Min. US$5 or its equivalent
Request for past copy of statement 

(applies to both paper and eStatements)

Current to 12 months: S$10 per monthly statement
Beyond 12 months: S$50 per monthly statement
Current to 12 months: S$10 per monthly statement
Beyond 12 months: S$50 per monthly statement
Deposits & Withdrawal confirmation Current to 12 months: S$10 per monthly statement
Beyond 12 months: S$50 per monthly statement
Waived
Statement of interest Current to 12 months: S$10 per monthly statement
Beyond 12 months: S$50 per monthly statement
Waived
Priority Banking service fee* Not applicable S$50
Certificate of balance S$20 per request Waived
Audit confirmation SGD – S$52 per request
USD – US$30 per request (for foreign currency accounts)
Waived
Letter of reference S$20 per request S$20 per request
Personal Data Report S$10 Waived
Salary crediting via Payplus (for companies) S$0.50 per item,
Min. S$30 or its equivalent
S$0.50 per item,
Min. S$30 or its equivalent
Manual salary crediting (for companies) S$2 per payee,
Min. S$30 or its equivalent
S$2 per payee,
Min. S$30 or its equivalent

* The Priority Banking Service Fee is automatically waived if you:

  1. maintain a minimum of S$200,000 in deposits and/ or investments; or
  2. maintain a minimum of S$1.5 million in housing loans with us.

Fees and charges may be chargeable for the Bank’s provision of selected Priority Banking services and are subject to change. Priority Banking membership is subject to you meeting our eligibility criteria. If the eligibility criteria are not met, we may at our discretion either: (a) Impose a fee (which will be deducted from any of your account(s) with us and you expressly authorise us to do so); or (b) Convert any or all of your household members, if any, who were accorded Priority Banking membership by us through the Household Recognition to Personal Banking relationship; or (c) Cease to or suspend the provision of any Priority Banking services until you meet the eligibility criteria. Priority Banking Services and Privileges International Terms and Conditions apply. Please visit www.sc.com/sg/terms-and-conditions/priority/ for full terms and conditions

Important Notes on the Pricing Guide
  1. Standard Chartered Bank (Singapore) Limited (“Standard Chartered” or the “Bank”) reserves the right to vary, modify, add, delete or otherwise revise any of these terms, at the Bank’s sole and absolute discretion, with or without prior notice or reason.
  2. Please read this Pricing Guide in conjunction with the Bank’s Customer Terms, Current/ Cheque/Savings Account and Time Deposit Terms, Personal Loan/Personal Line of Credit/ Overdraft Terms, Governing Debt Consolidation Facility Terms, Credit Card Terms, and/ or such other terms as may be applicable or otherwise amended from time to time in the Bank’s sole and absolute discretion.
  3. For the avoidance of doubt, all the information in this Pricing Guide is subject to the terms of our banking agreement, and all fees and charges are subject to change.
  4. Unless otherwise stated, the meaning of key words printed like this and other words used in our banking agreement is explained in our Customer Terms, product terms and/ or such other terms as may be made available to you from time to time.
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