Please take note of the following:
(a) this document sets out the pricing information relating to the products and services that Standard Chartered Bank (Singapore) Limited (“Standard Chartered” or the Bank”) may make available to you;
(b) for trading and investments, you may be required to pay certain fees and charges. Please refer to the relevant investments and insurance products;
(c) in addition to the pricing information set out below, the Bank may levy a transaction fee / charge or earn a commission when executing certain transactions for your account. The Bank may also earn a mark-up or receive a monetary benefit when you transact in certain products;
(d) the pricing information set out in this document may not include all third-party charges. Such third-party charges are in addition to the pricing information set out in this document, and will be levied separately;
(e) if the Bank agrees to (i) provide a service or product to you and (ii) such product or service requires exceptional handling, the Bank has the right to levy extra fees/charges for the additional amount of work that the Bank is required to undertake;
(f) transactions involving certain assets and investment types may be subject to pricing which is different from that stated in this document. The Bank will inform you if the pricing for any transaction / investment exceeds the pricing information that is stated in this document;
(g) product costs and charges are associated with the manufacturing and managing of a financial instrument. Such costs and charges are incurred or specified by the manufacturer of that financial instrument and are either applied to that financial instrument or taken into account in the overall pricing of that financial instrument. The Bank generally quotes an “all-in” price for a transaction. Such “all-in” price includes such costs and charges, and sales and trading mark-ups (if any). If following such “all-in” price quotation for a transaction, the Bank is able to execute that transaction at a better interbank price, then the Bank will endeavour to pass on the benefit from such price improvement to you. Notwithstanding the foregoing, if the Bank in its discretion determines that it is not operationally feasible to pass on the benefit from such price improvement to you (applicable to FX Spot and FX over-the-counter derivatives contracts), the Bank shall be entitled to retain all of the benefit from such price improvement.
(h) goods and services tax (GST) will be charged by the Bank, where applicable;
(i) this document does not constitute an offer to sell or a solicitation to offer to buy or sell any securities or any other financial instrument, to effect any transaction or to provide any service. Please note that not all products and services are available to citizens or residents of all countries;
(j) with respect to securitised products, any product issuer / provider, bookrunner or arranger that has “Standard Chartered” in its name is an affiliate of Standard Chartered Bank;
(k) the Bank will act as principal when providing each type of product / investment / service described in Section 2 below to you, except that the Bank will act as agent with respect to the (i) sale or purchase of equities for your account and (ii) the sale or purchase of investment funds;
(l) the pricing information in this document is subject to change and the Bank will notify you of such changes from time to time with at least 30 days’ prior notice (provided that such changes are within the control of the Bank);
(m) the Bank may reduce its fees and charges from time to time at its discretion. The contract note for a transaction may also contain further disclosure of monetary benefits that may be applicable to such transaction. Please note that if there is any inconsistency between the information set out in (i) a contract note for a transaction and (ii) this document, the information set out in the contract note will prevail; and
(n) the benefits receivable as described in this document are subject to any pre-sale process and / or documentation providing otherwise.