Easy and flexible way to grow your savings
9 Foreign Currencies
USD, GBP, AUD, NZD, EUR, CAD, HKD, CHF and CNH
Flexible Tenors
Choose from 1 to 24 months and lock in a fixed interest rate.
Instant Application
Open your Time Deposit (Fixed Deposit) instantly with SC Mobile or Online banking.
*Click here for the latest Foreign Currency Time Deposit Interest Rates (board rates).
USD Time Deposit (Fixed Deposit) Fresh Funds1 Promotion
For a limited time only, enjoy high returns on your USD Time Deposits (Fixed Deposit) when you deposit a minimum fresh funds of USD25,000 from 04 August 2026 to 11 August 2026.
| TENOR | MINIMUM PLACEMENT AMOUNT(FRESH FUNDS IN USD) | PROMOTIONAL INTEREST RATE |
|---|---|---|
| 9 months | US$25,000 | Personal Banking : 3.90% p.a. Priority Banking : 4.00% p.a. Priority Private Banking: 4.20% p.a. |
How to apply online
- SC Mobile
- Online Banking
Transfer fresh funds to your existing FCY Account before applying for a FCY Time Deposit
Don’t have an eligible FCY Account yet?
Apply for a Bonus$aver, Wealth $aver with multi-currency features or USD$aver now.
To view the details of your Time Deposit placement, click on Account Summary after your application has been completed.
Transfer fresh funds to your existing savings / current account before applying online
Don’t have an eligible FCY Account yet?
Apply for a Bonus$aver, Wealth $aver with multi-currency features or USD$aver now.
To view the details of your Time Deposit placement, click on Account Summary after your application has been completed.
