Foreign Currency Time Deposit (Fixed Deposit) Singapore

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Secure higher returns with our Foreign Currency Time Deposit (Fixed Deposit)

9 Foreign Currencies

USD, GBP, AUD, NZD, EUR, CAD, HKD,CHF and CNH

Flexible Tenors

Flexible tenors from 1 week to 12 months for your selection.

Instant Application

Open your Time Deposit (Fixed Deposit) instantly with SC Mobile or Online banking.

*Click here for the latest Foreign Currency Time Deposit Interest Rates (board rates).

USD Time Deposit (Fixed Deposit) Fresh Funds Promotion¹

From 01 to 31 July 2024, enjoy high returns on your USD Time Deposit (Fixed Deposit) when you deposit a minimum of US$25,000 in fresh funds².

Tenor	Minimum Placement Amount (Fresh Funds in USD)	Promotional Interest Rate
6 months	US$25,000	Personal Banking : 4.60% p.a. Priority Banking : 4.70% p.a. Priority Private Banking: 4.80% p.a.

“Fresh Funds”² refer to funds not originating from any existing account with us and funds that are not withdrawn and re-deposited within the last 30 days of opening your USD Time Deposit.

The promotional¹ interest rates are only applicable if the USD Time Deposit is held until the maturity of the tenure. Standard Chartered USD Time Deposit July 2024 Promotion Terms and Conditions apply.

How to apply online

SC Mobile

Online Banking

SC Mobile

Transfer fresh funds to your existing savings / current account before applying online

STEP 1

STEP 2

Click on ‘Discover’, located at the bottom navigation bar

STEP 3

Select ‘Deposits’ > ‘Time Deposit’

STEP 4

Select ‘Foreign Currency Time Deposits’

STEP 5

Complete your application by the following steps

Don’t have a deposit account yet?

You can apply for one instantly online. Click here to select one that suits your saving needs.

Online Banking

Transfer fresh funds to your existing savings / current account before applying online

STEP 1

STEP 2

Follow the steps to authenticate your login

STEP 3

Select your preferred ‘Time Deposit’ account

STEP 4

Fill in the details to complete and submit the application

Don’t have a deposit account yet?

You can apply for one instantly online. Click here to select one that suits your saving needs.

Minimum placement requirements for Foreign Currency Time Deposit (Fixed Deposit)

Currency	Amount
USD	5,000
GBP	5,000
AUD	5,000
CAD	25,000
EUR	5,000
HKD	25,000
NZD	5,000
CHF	25,000
CNH (Renminbi Offshore)	25,000

FAQ

Yes, you can. However, if you make any withdrawals from the Time Deposit before the maturity date, any interest payable on the Time Deposit will be calculated at our sole discretion. In some circumstances, you may not receive any interest at all on the Time Deposit. Penalty charges and replacement cost will apply for all premature upliftment. Please refer to Pricing Guide for applicable charges.

There will be a Time Deposit advice generated and sent to you upon placement. If you are currently receiving a Consolidated Statement, you may request to link the Time Deposit account to your Consolidated Statement.

If the maturity date for your Time Deposit falls on a non-working day, such as a Sunday or a public holiday, the maturity date will be moved to the next working day and interest will be paid accordingly for the non-working day. Do note that the public holiday calendar will follow the respective country of the Time Deposit currency.

Fees & Charges

Penalty charges and replacement cost will apply for all premature upliftment. Please refer to Pricing Guide for applicable charges.

Terms And Conditions

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not

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Foreign Currency Time Deposit (Fixed Deposit)