Enjoy credit card rewards on your spends and manage your finances with EasyPay

Pay

Smarter

and manage your finances with ease

Spend

Overseas

and convert foreign currency transactions New

Enjoy

Flexible

monthly instalments from 3 to 60 months

Apply

Seamlessly

via SC Mobile or Online Banking

Register for the Scratch & Win promotion and turn your banking actions into sure-win rewards with SC EasyPay

Earn up to two extra chances to win a pair of First Class round-trip tickets to Beijing and more when you convert your SC Credit Card transactions or outstanding balances into EasyPay instalments. 

FIND OUT MORE

Sg easypay mob

EasyPay at a glance

Pay smarter with flexible instalments. Explore the types of transactions or balances that can be converted into instalments with EasyPay.

Debit card retail transactions and bill payments

  • Made a large retail purchase on your SC debit card or paid a bill from your SC deposit account? You can still enjoy cashflow flexibility by converting eligible transactions into affordable instalments
  • Manage your income tax, insurance premiums, education costs and debit card spends the smarter way and ease your cashflow
  • Minimum amount of S$500
  • Flexible tenure from 12 to 60 months
  • Enjoy attractive interest rates
  • Applicable to eligible transactions made within 30 days
  • You must be an existing holder of a SC Credit Card

How to apply

Log in to SC Mobile, tap on your deposit account to view eligible transactions. Select your preferred transaction and tap ‘Convert to Instalment’ to split it into affordable monthly instalments.

Electronics, Phone, Mobile Phone

Credit card retail transactions

  • Made a large purchase for your home or paid for your partner’s birthday dinner bill?  Convert these retail transactions into interest-free instalments with EasyPay on Transaction.
  • New! Traveling soon? Foreign currency transactions can now be converted with EasyPay on Transaction.
  • Minimum amount of S$150
  • Flexible tenures from 3 to 12 months
  • Low one-time processing fee may apply
  • Applicable to eligible transactions made within the last 30 days

How to apply

Login to SC Mobile, tap on the EasyPay button to view the list of eligible transactions for conversion.

Convert your eligible transactions into instalments.

For existing users only*

CONVERT NOW

Electronics, Mobile Phone, Phone

Easybill transactions

  • Paid your bills via EasyBill to enjoy the credit card rewards you love? Convert your payment into manageable instalments with EasyPay on Transaction.
  • Minimum amount of S$150
  • Flexible tenures from 12 to 60 months
  • Enjoy attractive interest rates
  • Applicable to eligible transactions made within the last 30 days

How to apply

Login to SC Mobile, tap on the EasyPay button to view the list of eligible transactions for conversion.

FIND OUT MORE

Text, Page, Electronics

Outstanding credit card balances

  • Anticipating a sizable credit card bill? Plan ahead and ease your cashflow with EasyPay on Balance. Convert the outstanding balance of your next SC Credit Card statement into manageable monthly instalments.
  • Minimum amount of S$500 (for your SC Credit Card) and S$1,000 (selected SC Credit Card funds transfer account)
  • Flexible tenures from 12 to 60 months
  • Enjoy attractive interest rates

How to apply

Login to SC Mobile, tap on the “Convert to Instalment” button next to your eligible account.

CONVERT NOW

New EasyPay now works on selected
transactions on your deposit account!

Split your eligible expenses and bill payments of S$500 or more into flexible
instalments of up to 60 months, with attractive interest rates to match.

FIND OUT MORE

Sg easypay mob

All principal and supplementary cardholders of the Bank’s credit cards can apply for EasyPay via our Online Banking or SC Mobile application. EasyPay request must be raised within 30 days of the transaction date or available outstanding balances on the credit card.

Processing Time:

Processing of the EasyPay application takes 3-5 working days. You should receive a confirmation email (Successful or unsuccessful) on the outcome of the EasyPay application.

FAQs

EasyPay on Transaction is a programme that allows you to convert your retail purchases done on your Standard Chartered credit card into interest-free instalments (3 to 12 months) with a one-time processing fee.
You may also convert your EasyBill or Anytime Cash transactions into instalments (12 to 60 months) at an attractive interest rate.
You may do so via SC Mobile or Online Banking by selecting “Convert to Instalments” beside your eligible transaction.

Yes, there is a non-refundable, one-time processing fee for each EasyPay transaction.
During the application of EasyPay, the fee will be reflected upon the selection of the preferred choice of transaction prior to submitting the application.

You may apply for EasyPay through our Online Banking or SC Mobile application.
 

For transactions converted to instalments on retail transactions, there is no early redemption fee.

For balances converted into instalments, there is a 3% early redemption fee

For EasyPay on Transaction applications, it is available for transactions above S$150.

For EasyPay on Balance applications, it is available for balances above S$500.

Retails transactions above $150 are eligible for EasyPay. The option to apply for EasyPay will be displayed alongside the eligible transaction(s) on SC Mobile and Online Banking. EasyPay request must be raised within 30 days of the transaction date on the credit card.
 

Yes. If you have converted a transaction or balance after it has been statemented, please be reminded to make payment on the total outstanding balances and/or minimum payment due reflected on the credit card statement(s) by the payment due date, failing which interest and/or late payment and finance charges may apply

The outcome of the EasyPay application will be communicated to you via email.
 

Unfortunately, applications cannot be cancelled once it is being processed.

Regardless of whether the EasyPay application is approved or rejected, the cardholder is still required to make payment on the total outstanding balances and/or minimum payment due reflected on the cardholder’s credit card statement(s) by the payment due date, failing which interest and/or late payment and finance charges may apply.
 
Click here for more FAQs.