Celebrate SG61 with processing fee as low as 0% and S$61 cashback

EasyPay on Transaction is a programme that allows you to convert your retail purchases done on your Standard Chartered credit card into interest-free instalments (3 to 12 months) with a one-time processing fee. You may also convert your EasyBill or Anytime Cash transactions into instalments (12 to 60 months) at an attractive interest rate. You may do so via SC Mobile or Online Banking by selecting "Convert to Instalments" beside your eligible transaction.

You may apply for EasyPay through our Online Banking or SC Mobile application.

Retail transactions above S$150 are eligible for EasyPay. The option to apply will be displayed alongside the eligible transaction(s) on SC Mobile and Online Banking. EasyPay request must be raised within 30 days of the transaction date on the credit card.

For EasyPay on Transaction applications, it is available for transactions above S$150. For EasyPay on Balance applications, it is available for balances above S$500.

Yes, there is a non-refundable, one-time processing fee for each EasyPay transaction. During the application of EasyPay, the fee will be reflected upon the selection of the preferred choice of transaction prior to submitting the application.

For transactions converted to instalments on retail transactions, there is no early redemption fee. For balances converted into instalments, there is a 3% early redemption fee.

Yes. If you have converted a transaction or balance after it has been statemented, please be reminded to make payment on the total outstanding balances and/or minimum payment due reflected on the credit card statement(s) by the payment due date, failing which interest and/or late payment and finance charges may apply.

The outcome of the EasyPay application will be communicated to you via email.

Unfortunately, applications cannot be cancelled once it is being processed.

Regardless of whether the EasyPay application is approved or rejected, the cardholder is still required to make payment on the total outstanding balances and/or minimum payment due reflected on the cardholder's credit card statement(s) by the payment due date, failing which interest and/or late payment and finance charges may apply.