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Apparel, Clothing, Person
  1. Bank With Us
  2. Manage your finances
  3. EasyPay


Manage your bills the easier way with EasyPay Instalment Plan on your retail transactions.

EasyPay Benefits
  • Enjoy interest-free instalments on both local and overseas purchases with a one-time service fee.

  • Flexible instalment plan of 3, 6, 9 or 12 months.

  • Easy application through Online Banking or SC Mobile.

^Terms and Conditions apply

Manage your bills with EasyPay

Learn how to manage your bills with EasyPay instalment plan.

  • Login with your Internet banking credentials.

  • Go to Credit card history. Look out for the ‘Convert to Instalment’ icon.

    Click on the icon to apply.

  • Select the tenure for EasyPay. Review the Instalment amount and the applicable fee.

  • Select between 3, 6, 9 or 12 month tenure.

  • Review your EasyPay selection.

  • Confirmation of submission.

    Outcome will be notified to the Bank registered email address.


Enjoy financial flexibility with instalment plans with a one-time service fee for your purchases with tenure ranging from 3, 6, 9 or 12 months. Below is an illustration of how you can use EasyPay to manage your credit card purchases.

6 Months instalments
12 Months instalments
Transaction amount $3000 $3000
Monthly instalment payment $500 $250
e-time Service fee 5%($150) 5%($150)
Effective  interest Rate(EIR) 17.6% p.a 9.5%p.a
The example above is based on a transaction amount of S$3,000 and service fee of 5% for illustration purposes. The actual fee and interest rate may differ in the actual application, and subjected to change at the Bank’s discretion

All principal and supplementary cardholders of the Bank’s credit cards can apply for EasyPay via our Online Banking or SC Mobile application. EasyPay request must be raised within 30 days of the transaction date or available outstanding balances on the credit card.

Processing Time:

Processing of the EasyPay application takes 3-5 working days. You should receive a confirmation email (Successful or unsuccessful) on the outcome of the EasyPay application.

EasyPay is a programme that allows you to convert your transactions on local or overseas spends done on your Standard Chartered credit card into interest-free instalments (3,6,9,12 months) with a one-time processing fee.

Yes, there is a non-refundable, one-time processing fee for each EasyPay transaction.

During the application of EasyPay, the fee will be reflected upon the selection of the preferred choice of transaction prior to submitting the application.

You may apply for EasyPay through our Online Banking or SC Mobile application.

For transactions converted to instalments on retails transactions, there is no early redemption fee.

This service is available for all transactions above $S200.

Retails transactions above $S200 are eligible for EasyPay. The option to apply for EasyPay will be displayed alongside the eligible transaction(s) on SC Mobile and Online Banking. EasyPay request must be raised within 30 days of the transaction date on the credit card.

The outcome of the EasyPay application will be communicated to you via email.

Unfortunately, applications cannot be cancelled once it is being processed.

Click here for more FAQs.

Click here for the full EasyPay Terms and Conditions that apply.