How to apply for the credit card online?

To apply for an Standard Chartered Credit Card online, follow these easy steps. Select the “Apply Now” option for the credit card of your choice. Apply for a Standard Chartered credit card using SingPass’ MyInfo. Alternatively, fill in the required personal information and submit/upload the relevant documents, such as a copy of your NRIC, payslips and latest CPF statements Wait for the application to be reviewed and this will be approved instantly. The application eligibility criteria for credit cards vary and require a minimum annual income of S$30,000 for Singaporeans/PR and S$60,000 for foreigners.

This is to inform that by clicking on the hyperlink, you will be leaving sc.com/sg and entering a website operated by other parties.

Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.

The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

Thank you for visiting www.sc.com/sg

Proceed

Compare the Best Credit Card that Suits your Lifestyle

Beyond Credit Card

Apply Now Apply Now

Up to 8 Miles Per S$1

Accelerate your rewards as you grow with us

2 Business Class Upgrades

Complimentary upgrades with purchase of tickets

Benefits

Travel Beyond: Enjoy exclusive airport limousine services and hotel programmes. Plus, enjoy unlimited Priority Pass airport lounge visits for you and your Supplementary Cardholder(s), plus six complimentary visits for guests per year.
Dine Beyond: Enjoy a complimentary Birthday Meal at a designated Michelin-starred restaurant in Singapore. Also, savour gastronomic delights with the Luxe Plate, and enjoy priority reservation access at the world’s most sought-after restaurants.
Live Beyond: Enjoy complimentary green fees at selected premium golf clubs, as well as comprehensive protection for your purchases and personal data.
Bank Beyond: Take your wealth potential to the next level with a Priority Banking or Priority Private relationship.

Show More Show Less

Promotions

Limited-time exclusive: Earn beyond 1 million miles when you spend with us, grow your wealth with us and refer your loved ones.

Simply Cash Credit Card

Apply Now Apply Now

1.5% Cashback

on all spends

Up to 24.47%

Upfront discount on Caltex fuel

Benefits

Receive S$30 Caltex vouchers, 6 x S$5 off each fuel purchase
Convert your transactions into interest-free instalments with EasyPay
Exciting shopping and lifestyle benefits with The GoodLife

Show More Show Less

Promotions

Get a Samsonite 25” luggage bag Plus S$100 cashback when you apply and make S$800 eligible spends within 60 days of card approval. T&Cs apply.

Limited Time Offer

Smart Credit Card

Apply Now Apply Now

Up to 10% Cashback

on dining, streaming, rides and more

No cap

on the cashback you can earn

Benefits

Receive S$30 Caltex vouchers, 6 x S$5 off each fuel purchase
Complimentary airport lounge access in the event of flight delay with SmartDelay^TM(NEW)
Convert your transactions into interest-free instalments with SC EasyPay

Show More Show Less

Promotions

Get a Samsonite 25” luggage bag Plus S$100 cashback when you apply and make S$800 eligible spends within 60 days of card approval. T&Cs apply.

Journey Credit Card

Apply Now Apply Now
Choose your preferred promotion
Receive welcome gift of 10,000 miles. Annual fee of S$196.20 applies.

FEE APPLIES FEE APPLIES

Enjoy first year annual fee waiver.

FEE WAIVED FEE WAIVED

3 miles per S$1

on rides, food deliveries and groceries

2 miles per S$1

on all overseas spend with no cap

Benefits

2 complimentary Priority Pass lounge visits worldwide
Complimentary travel insurance coverage up to S$500K
Rewards points do not expire
45% off MSIG TravelEasy Insurance

Show More Show Less

Promotions

Get up to 30,000 welcome miles when you make S$800 eligible spends within 60 days of card approval. Annual fee of S$196.20 (non-waivable) applies. T&Cs apply.

Visa Infinite Credit Card

Apply Now Apply Now

3 miles per S$1

on overseas spend (min $2K spend)

6 Airport Lounge visits

complimentary Priority Pass worldwide

Benefits

1.4 miles per S$1 on local spend with min. S$2K spend in a statement cycle
Earn Rewards Points for payment of your income tax
Receive S$30 Caltex vouchers, 6 x S$5 off each fuel purchase
Rewards points do not expire
Up to S$1M complimentary travel insurance coverage

Show More Show Less

Promotions

Get up to 50,000 welcome miles when you make S$2,000 eligible spends within 60 days of card approval. Annual fee of S$599.50 (non-waivable) applies. T&Cs apply.

Explore our wide range of credit cards, from cashback to miles, travel and shopping options, each credit card carefully designed to complement the unique lifestyle of every cardholder.

To simplify your card selection, we’ve provided a guide to assist you in finding the ideal Standard Chartered Credit Card for your lifestyle.

STANDARD CHARTERED CREDIT CARD	BEST FOR	REWARDS / PERKS
Simply Cash Credit Card	Limitless cashback with no cap & no minimum spend	Get cashback of 1.5% and up to 24.5% savings at Caltex
Smart Credit Card	Smarter way to shop, earn unlimited cashback and say goodbye to cash advance fees	Earn up to 10% cashback on dining, streaming, rides and more Enjoy no cap on the cashback you can earn S$0 fees for cash advance
Journey Credit Card	Highest rewards on travel	Earn 3 miles per S$1 for online transactions: transportation, grocery and food delivery merchants.
Visa Infinite Credit Card	Paying your taxes and earn rewards points	Earn 360^o Rewards Points when you charge your income tax to this card. Enjoy 6 complimentary visits to Priority Pass lounges worldwide.
Beyond Credit Card	Accelerate your rewards as you grow your Banking relationship with us	Welcome gift of up to 100,000 miles Up to 8 Miles per dollar as you grow your relationship Business Class Upgrades: 2 complimentary upgrades when you purchase 2 Premium Economy and 2 Business Class tickets *Annual Fee of S$1,500 (excl GST) applies*

Credit Card rewards

Research into the reward program offered by the credit card you are applying for. Different cards offer different reward programs tailored to specific categories such as cashback for dining, groceries or petrol and points redemption for travel or merchandise.

Credit limit

The credit limit is the maximum amount you can charge to your credit card. The credit limit is based on factors such as age, income and credit history. You should be mindful of the credit limit amount and your credit utilisation rate.

Minimum payment

This is the minimum monthly payment amount required. You must pay this minimum payment amount by the due date to avoid late fees and other penalties. Be mindful that paying only the minimum amount can lead to compounded interest charges on the remaining unpaid amount, and a longer time to pay off your total credit card balance.

Annual fees and other charges

There are fees charged for credit cards and this includes annual fees, late payment fees, foreign transaction fees and cash advance fees. It is imperative to be aware of these charges.

Eligibility Requirements

Age: Must be at least 21 years old to apply for a credit card in Singapore. Minimum Income: There is a minimum income requirement for credit cards that varies by card type and bank.

Interest rate

Credit cards typically have interest rates known as Annual Percentage Rate (APR) and that determines the ‘cost of borrowing’. For example, if your credit card has a purchase APR of 26.9% per annum, this interest will be charged on your balance if you do not make the full payment before the due date. The interest rates for credit cards can range between 15% to 28%. The lower the APR, the better. It should also be noted that credit cards compound interest daily. Strive to pay off your credit card balance in full each month to avoid interest charges.

Show more Show less

Common Question on Credit Card Application

To apply for an Standard Chartered Credit Card online, follow these easy steps.

Select the “Apply Now” option for the credit card of your choice.
Apply for a Standard Chartered credit card using SingPass’ MyInfo.
Alternatively, fill in the required personal information and submit/upload the relevant documents, such as a copy of your NRIC, payslips and latest CPF statements
Wait for the application to be reviewed and this will be approved instantly.

The application eligibility criteria for credit cards vary and require a minimum annual income of S$30,000 for Singaporeans/PR and S$60,000 for foreigners.

Applications via SingPass’ MyInfo should receive instant digital approval.
As for manual applications, please allow at least 14 working days for processing. Any application that has incomplete information and/or missing required documents will result in a processing delay.
All credit card applications are subject to approval by the bank.

A digital credit card is a virtual representation of a credit card that allows the cardholder to use it for transactions upon successful activation, without the need for a physical card.
Cardholders will still receive the physical credit card within 5-7 working days and cardholders are required to activate their physical credit card before use. Once the physical credit card is activated, the Digital Credit Card will no longer be available for use.

Redemption of Standard Chartered Credit Card reward points is easy and seamless.
Standard Chartered credit card cardholders can conveniently redeem their credit card reward points on the enhanced 360° Rewards Redemption platform.

Yes. Note that credit card applications are subject to approval by the bank.

The application eligibility criteria for foreigners require a minimum annual income of S$90,000.

How can we help you today?

What kind of loan are you looking for?

Compare the Best Credit Card that Suits your Lifestyle

Beyond Credit Card

Simply Cash Credit Card

Smart Credit Card

Journey Credit Card

Choose your preferred promotion

Visa Infinite Credit Card

Say hello to the owner of the new all-electric Porsche Taycan