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You are now leaving the Standard Chartered Bank (Singapore) Limited (“SCBSL”) website to access a third party website ("Third Party Website").

SCBSL shall not be liable for the handling of any information you may provide on the Third Party Website, or for any loss incurred in connection with your access to or use of the Third Party Website. SCBSL makes no warranties, representations or undertakings about the Third Party Website.

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Manhattan World Mastercard Masthead
Manhattan World Mastercard Masthead

Get up to $800 cashback1 a year wherever you shop, dine and play

Features

Credit Card Credit Limit Review

Benefit from a higher credit limit and increased spend by applying for a credit limit review online. T&Cs apply.

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Fund Transfers

Transfer funds (min. $1,000) from your Standard Chartered Credit Card at 0% interest with a one-time processing fee. T&Cs apply.

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EasyPay

Convert your retail transactions above $500 into 6 or 12 months interest-free instalments with a one-time service fee. T&Cs apply.

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Credit Card Payments

Pay your Standard Chartered Credit Card bills conveniently, securely and almost instantly.

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0% Interest Instalment Plan

Manage your finances with our interest-free monthly instalment plans. T&Cs apply.

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Live The Good Life® every day

The Good Life® is what you make of it. Enjoy exciting card offers and privileges at over 3,000 outlets in Asia from dining offers to shopping, travel and lifestyle benefits.

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Mobile Payments

Tap your phone on any contactless sales terminal to pay with Apple Pay, Google Pay™ or Samsung Pay. No need to put away your phone and look for your wallet.

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Tap-and-Pay Payment

Tap your credit card on any contactless sales terminal and you are done. No signature required for purchases less than $100.

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CardSafe Guarantee^

Protect yourself from unauthorised transactions when you shop online with your credit card.

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unlimitedcashback
unlimitedcashback

Unlimited Cashback Credit Card

Credit Cards Online Sign-Up Terms and Conditions and MyInfo Cashback Promotion T&Cs apply.
  • Apply Now

    You are applying for an Unlimited Cashback Credit Card.

    I am not an existing Standard Chartered principal credit cardholder.

    • Next

      How would you like to apply?

      I wish to use MyInfo* to apply

      I will proceed without MyInfo

      *SingPass holders with a MyInfo profile can use MyInfo to automatically fill up the form. By clicking “Next”, you will be re-directed to the MyInfo portal, which is not owned or controlled by Standard Chartered Bank (Singapore) Limited or any member of the Standard Chartered Group (the”Bank”). The Bank bears no liability or responsibility over your usage of the MyInfo portal.

      *Please note that MyInfo is temporaily unavailable at the stipulated downtimes: 
      Mon, Tues, Thurs, Fri, Sat: 5:00AM to 5:30AM. Wed: 2:00AM to 6:00AM. Sun: 2:00AM to 8:30AM

    I am an existing Standard Chartered principal credit cardholder.

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sg-amazon-prime-now
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Exclusive Mastercard Privileges

Enjoy these exciting offers with your Mastercard credit card.

TRAVEL
Expedia.com
  1. 12% discount on hotel bookings
    • Booking period: Now until 30 September 2018
    • Stay period: Now until 31 December 2018
  2. Save your card in your Expedia account and get 1000 points on your first booking
    • Step 1: Sign up as an Expedia Rewards members
    • Step 2: Save MasterCard as a payment method
    • Step 3: Book(while logged in) and pay with the saved MasterCard
TRAVEL
Hotels.com
  1. 8% savings on hotel bookings.
    • Coupon code: MASTERCARD
    • Booking period: Now until 31 December 2018
    • Stay period: Now until 31 March 2019
    • Please note that this is not applicable for hotels.com mobile app bookings
TRAVEL
Banyan Tree Hotels & Resorts
  1. Stay for 3 nights for the price of 2 nights.

    Validity period: Now until 31 March 2019

    Stay period: Now until 30 June 2019

  2. Complimentary daily breakfast for two.

    Validity period: Now until 31 March 2019

    Stay period: Now until 30 June 2019

  3. Stay for 3 nights for the price of 2 nights at selected Banyan Tree hotels

    Validity period: Now until 31 March 2019

    Stay period: Now until 30 June 2019

  4. Early Check-in and Late Check-out (subject to availability)

    Validity period: Now until 31 March 2019

    Stay period: Now until 30 June 2019

ENTERTAINMENT
Cathay Cineplexes
  1. Movie tickets at S$8.50 (Mon – Thu) and at $11.00 (Fri – Sun)
    • S$8.50  (U.P.  S$9)  on Monday to Thursday, including sneak preview
    • S$11.00 (U.P. S$13)  on Friday to Sunday, PH,eve of PH
  2. Mastercard F&B Combo at $10.90.
    • S$10.90 Mastercard Combo
      (consists of medium popcorn, hotdog & soft drink)
    • Validity period: Now until 31 December 2018
ONLINE
YOOX
  1. Free shipping with no minimum spend.

    Use promo code:  FSMCYOOX (Free Shipping)

    Validity period:  Now until 31 December 2018

ONLINE
Strawberrynet
  1. 15% off & free shipping on all online purchases with min purchase of US$30

    Validity period:  Now until 31  December 2018

ONLINE
iHerb
  1. Up to 5% off all orders of US$80 or more plus 5% iHerb Loyalty Credit

    Use promo code: MASTERCARD2018

    Validity period:  Now until 30 September 2018

How Cashback Works

Up to $800 cashback¹ a year for you

Here’s how you can get up to $800 cashback a year when you charge your eligible purchases to your MANHATTAN Platinum/World Mastercard® credit card:

¹MANHATTAN CashBack Terms and Conditions apply

Total eligible monthly spend
Applicable cashback tier for the month
Maximum cashback earned and received per quarter
Below $1000 0.50% Capped at $200
$1000 to $2999.99 1% Capped at $200
$3,000 and above 3% Capped at $200

Cashback is :

  • calculated on a monthly basis based on your statement date
  • credited to your principal card account in the next month after your 3 months quarter cycle. A quarter means a period of three consecutive months and does not mean a calendar quarter.
  • capped at $200 per quarter (maximum $800 per year)
  • based on transaction posting dates (the date the eligible transaction is posted to your account once we have received the information from the merchant; usually within 2-3 working days), and not based on transaction spend dates (the date on which you performed the eligible transaction charge to your credit card)
  • not based on cumulative total spend across 3 months.

Transactions eligible for cashback:

  1. a) Includes:
  • local and overseas transactions;
  • fees paid to other organisations (eg. school fees for tuition centres);
  • 0% instalment monthly amount;
  • EasyPay – original charge;
  • online purchases; and
  • online bill payments via merchant’s websites.
  1. b) Excludes:
  • any cash advance;
  • any fees and charges (including annual fees, late payment fees, interest charges, and or finances charges) charged to your Credit Card;
  • any balance or fund transfer;
  • any monthly instalment of an EasyPay transaction;
  • any amount charged to your Credit Card (and/or your supplementary Credit Card) that is subsequently cancelled, voided, refunded or reversed;
  • recurring payments or payments made to all billing organisations using Standard Chartered Online Banking;
  • AXS or ATM transactions made using the Credit Card;
  • amounts which have been rolled over from the preceding months’ statements;
  • tax refunds credited into your Credit Card account (and/or your supplementary Credit Card account);
  • any insurance premiums charged to your Credit Card (and/or your supplementary Credit Card account);
  • any top-ups or payment of funds to any prepaid cards and any prepaid accounts including without limitation to the following accounts or any other accounts as we may specify from time to time: EZ LINK PTE LTD, EZ LINK PTE LTD (FEVO), EZ-LINK PTE LTD SINGAPORE, EZ-LINK TOP-UP KIOSK, EZ-LINK (IMAGINE CARD), EZ LINK, EZLINKS.COM, FLASHPAY ATU, TRANSIT, MB * MONEYBOOKERS.COM, OANDAASIAPA, OANDA ASIA PAC, PAYPAL * BIZCONSULTA, PAYPAL * OANDAASIAPA, PAYPAL * CAPITALROYA, Saxo Cap Mkts Pte Ltd, SKR*SKRILL.COM, TRANSITLINK*, TRANSIT LINK*, TRANSIT LINK PL, TRANSIT, IGMARKETS.COM.SG; and
  • any other charge, fee, transaction or payment as we may stipulate from time to time.
When does the 1st quarter start?
Date of your first statement: 15 Feb 2017

(your billing cycle will then be on the 15th of every month)

1st Quarter cycle – Statement date Cashback Crediting
1st month – 15 Feb statement Cashback earned will be credited one month after each quarter:

15 May statement

2nd month – 15 Mar statement
3rd month – 15 Apr statement
2nd Quarter cycle – Statement date Cashback Crediting
1st month – 15 May statement Cashback earned will be credited one month after each quarter:

15 Aug  statement

2nd month – 15 Jun  statement
3rd month – 15 Jul statement
Example
Statement date Eligible Spend Amount Cashback tier (based on Eligible Spend) Cashback earned
15 Jan $1,900 1% – Tier 2: $1,000 to $2,999 $19.00
15 Feb $4,745.40 3% – Tier 3: $3,000 and above $142.36
15 Mar $3,100 3% – Tier 3: $3,000 and above $93.00
Total Cashback earned for 3 months $200 (actual Cashback earned is $254.36 but capped at $200)

Fees & Charges

DETAILS
CHARGES
Annual Fees $192.60 including GST (waived for first year)
Finance Charges Effective Interest Rate (“EIR”): 25.9% per annum (minimum). If payment is not made in full by the due date, finance charges will be calculated on a daily basis at 0.071% from the respective transaction dates for all transactions to the date the payment is received.
Cash Advance Your cash advance fee per transaction is 6% on the Cash Advance, subject to a minimum fee of $15 plus Finance Charges at 0.077% per day on the amount withdrawn from the date of the transaction until the date of full payment.
Late Payment Charges A late payment charge of S$80 will be charged if minimum payment due is not received by the due date. The EIR applicable on your credit card and funds transfer account(s) will be adjusted to 28% per annum if the minimum payment due is not received by the due date). If you have only missed one payment, it will be reinstated to the prevailing EIR once minimum payment due is made in full. If however your account has been twice or more past due on a consecutive basis, the EIR will only revert to 25.9% once minimum payment due for the relevant consecutive months where your account was past due is made in full.
For more details on all other applicable fees and charges,  please click here.

Important Documents

As part of our efforts to go green, the following will no longer be included within the credit cards welcome pack:

  • ABS Consumer Guide for Credit Cards which contains information on understanding credit cards and credit card usage and which can be found here
  • Important Information Document for Standard Chartered Credit Cards which contains information on all relevant interest, fees and charges and which can be found here

If you would like to receive a printed copy of any of the above, please call our 24-hour Client Contact Centre at +65 6747 7000.

 

Free Credit Report

If your credit card is newly approved and you wish to have a free credit report*, you may obtain it within 30 calendar days upon card approval via the credit bureau website  or at their registered office. You will need the following documents to obtain the free credit report:

  • Card carrier that comes with your credit card
  • NRIC

Credit Bureau (Singapore) Pte Ltd
2 Shenton Way
#20-02 SGX Centre 1
Singapore 068804
Tel: +65 6565 6363
www.creditbureau.com.sg

*Note: The free credit report is not available for renewed or replaced cards.

 

 

FAQs

Terms & Conditions