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Manhattan World Credit Card
Manhattan World Credit Card

Get up to $800 cashback1 a year wherever you shop, dine and play


Fund Transfers

Transfer funds (min. $1,000) from your Standard Chartered Credit Card at 0% interest with a one-time processing fee. T&Cs apply.


Convert your retail transactions above $500 into 6 or 12 months interest-free instalments with a one-time service fee. T&Cs apply.

Recurring Payment Plan

Consolidate your monthly bills into one simple credit card payment. T&Cs apply.

0% Interest Instalment Plan

Manage your finances with our interest-free monthly instalment plans. T&Cs apply.

Live The Good Life® every day

The Good Life® is what you make of it. Enjoy exciting card offers and privileges at over 3,000 outlets in Asia from dining offers to shopping, travel and lifestyle benefits.

Mobile Payments

Tap your phone on any contactless sales terminal to pay with Apple Pay, Google Pay™ or Samsung Pay. No need to put away your phone and look for your wallet.

Tap-and-Pay Payment

Tap your credit card on any contactless sales terminal and you are done. No signature required for purchases less than $100.

CardSafe Guarantee^

Protect yourself from unauthorised transactions when you shop online with your credit card.

SG Unlimited Cashback Credit Card
SG Unlimited Cashback Credit Card

Exclusive to new credit cardholders

Credit Cards Sign-Up Promotion Terms and Conditions apply
  • Apply Now

    You are applying for an Unlimited Cashback Credit Card.

    I am not an existing Standard Chartered principal credit cardholder.

    • Next

      How would you like to apply?

      I wish to use Myinfo* to apply

      I will proceed without MyInfo

      *SingPass holders with a MyInfo profile can use MyInfo to automatically fill up the form. By clicking “Next”, you will be re-directed t the MyInfo portal, which is not owned or controlled by Standard Chartered Bank (Singapore) Limited or any member of the Standard Chartered Group (the”Bank”). The Bank bears no liability or responsibility over your usage of the MyInfo portal.

      *Please note that MyInfo is temporaily unavailable at the stipulated downtimes: 
      Mon, Tues, Thurs, Fri, Sat: 5:00AM to 5:30AM. Wed: 2:00AM to 6:00AM. Sun: 2:00AM to 8:30AM

    I am an existing Standard Chartered principal credit cardholder.

How Cashback Works

Up to $800 cashback¹ a year for you

Here’s how you can get up to $800 cashback a year when you charge your eligible purchases to your card:

¹MANHATTAN CashBack Terms and Conditions apply

Total eligible monthly spend
Applicable cashback tier for the month
Maximum cashback earned and received per quarter
Below $1000 0.50% Capped at $200
$1000 to $2999.99 1% Capped at $200
$3,000 and above 3% Capped at $200

Cashback is :

  • calculated on a monthly basis based on your statement date
  • credited to your principal card account in the next month after your 3 months quarter cycle. A quarter means a period of three consecutive months and does not mean a calendar quarter.
  • capped at $200 per quarter (maximum $800 per year)
  • based on transaction posting dates (the date the eligible transaction is posted to your account once we have received the information from the merchant; usually within 2-3 working days), and not based on transaction spend dates (the date on which you performed the eligible transaction charge to your credit card)
  • not based on cumulative total spend across 3 months.

Transactions eligible for cashback:

  1. a) Includes:
  • local and overseas transactions;
  • fees paid to other organisations (eg. school fees for tuition centres);
  • 0% instalment monthly amount;
  • EasyPay – original charge;
  • online purchases; and
  • online bill payments via merchant’s websites.
  1. b) Excludes:
  • any cash advance;
  • any fees and charges (including annual fees, late payment fees, interest charges, and or finances charges) charged to your Credit Card;
  • any balance or fund transfer;
  • any monthly instalment of an EasyPay transaction;
  • any amount charged to your Credit Card (and/or your supplementary Credit Card) that is subsequently cancelled, voided, refunded or reversed;
  • recurring payments or payments made to all billing organisations using Standard Chartered Online Banking;
  • AXS or ATM transactions made using the Credit Card;
  • amounts which have been rolled over from the preceding months’ statements;
  • tax refunds credited into your Credit Card account (and/or your supplementary Credit Card account);
  • any insurance premiums charged to your Credit Card (and/or your supplementary Credit Card account);
  • any top-ups or payment of funds to any prepaid cards and any prepaid accounts including without limitation to the following accounts or any other accounts as we may specify from time to time: EZ LINK PTE LTD, EZ LINK PTE LTD (FEVO), EZ-LINK PTE LTD SINGAPORE, EZ-LINK TOP-UP KIOSK, EZ-LINK (IMAGINE CARD), EZ LINK, EZLINKS.COM, FLASHPAY ATU, TRANSIT, MB * MONEYBOOKERS.COM, OANDAASIAPA, OANDA ASIA PAC, PAYPAL * BIZCONSULTA, PAYPAL * OANDAASIAPA, PAYPAL * CAPITALROYA, Saxo Cap Mkts Pte Ltd, SKR*SKRILL.COM, TRANSITLINK*, TRANSIT LINK*, TRANSIT LINK PL, TRANSIT, IGMARKETS.COM.SG; and
  • any other charge, fee, transaction or payment as we may stipulate from time to time.
When does the 1st quarter start?
Date of your first statement: 15 Feb 2017

(your billing cycle will then be on the 15th of every month)

1st Quarter cycle – Statement date Cashback Crediting
1st month – 15 Feb statement Cashback earned will be credited one month after each quarter:

15 May statement

2nd month – 15 Mar statement
3rd month – 15 Apr statement
2nd Quarter cycle – Statement date Cashback Crediting
1st month – 15 May statement Cashback earned will be credited one month after each quarter:

15 Aug  statement

2nd month – 15 Jun  statement
3rd month – 15 Jul statement
Statement date Eligible Spend Amount Cashback tier (based on Eligible Spend) Cashback earned
15 Jan $1,900 1% - Tier 2: $1,000 to $2,999 $19.00
15 Feb $4,745.40 3% - Tier 3: $3,000 and above $142.36
15 Mar $3,100 3% - Tier 3: $3,000 and above $93.00
Total Cashback earned for 3 months $200 (actual Cashback earned is $254.36 but capped at $200)

Fees & Charges

Annual Fees $192.60 including GST (waived for first year)
Finance Charges Effective Interest Rate (“EIR”): 25.9% per annum (minimum). If payment is not made in full by the due date, finance charges will be calculated on a daily basis at 0.071% from the respective transaction dates for all transactions to the date the payment is received.
Cash Advance Your cash advance fee per transaction is 6% on the Cash Advance, subject to a minimum fee of $15 plus Finance Charges at 0.077% per day on the amount withdrawn from the date of the transaction until the date of full payment.
Late Payment Charges A late payment charge of S$80 will be charged if minimum payment due is not received by the due date. The EIR applicable on your credit card and funds transfer account(s) will be adjusted to 28% per annum if the minimum payment due is not received by the due date). If you have only missed one payment, it will be reinstated to the prevailing EIR once minimum payment due is made in full. If however your account has been twice or more past due on a consecutive basis, the EIR will only revert to 25.9% once minimum payment due for the relevant consecutive months where your account was past due is made in full.
For more details on all other applicable fees and charges,  please click here.

Eligibility & Documents


  • Age
    • 21 to 65 years old
  • Minimum Annual Income
    • Singapore Citizens and Permanent Residents: S$30,000
    • Foreigners with Employment Passes: S$60,000
  • Employment Pass Holders
    • Foreigners must be holders of P1, P2 or Q type Singapore Employment Passes
    • Q Pass holders must have minimum one year validity remaining on their passes

Documents required

  • You will need:
    • Copy of NRIC / Passport / Employment Pass (front and back)
  • For salaried (any of the following):
    • Latest month computerised payslip
    • Latest 6 months CPF Contribution History Statement
    • Latest Income Tax Notice of Assessment + latest month computerised payslip/6 months CPF contribution
  • For self-employed
    • Copy of latest income tax notice of assessment (must be in business for a minimum of 2 years)
  • For commission earner (any one from below)
    • Latest 3 months payslip + Latest income tax notice of assessment
    • Latest 6 months CPF contribution history statement
    • Latest 3 months payslip
    • Copy of latest income tax notice of assessment ( For 100% commission earner)

    Refer to application form for details

Important Documents

As part of our efforts to go green, the following will no longer be included within the credit cards welcome pack:

  • ABS Consumer Guide for Credit Cards which contains information on understanding credit cards and credit card usage and which can be found here
  • Important Information Document for Standard Chartered Credit Cards which contains information on all relevant interest, fees and charges and which can be found here

If you would like to receive a printed copy of any of the above, please call our 24-hour Client Contact Centre at +65 6747 7000.


Free Credit Report

If your credit card is newly approved and you wish to have a free credit report*, you may obtain it within 30 calendar days upon card approval via the credit bureau website  or at their registered office. You will need the following documents to obtain the free credit report:

  • Card carrier that comes with your credit card
  • NRIC

Credit Bureau (Singapore) Pte Ltd
2 Shenton Way
#20-02 SGX Centre 1
Singapore 068804
Tel: +65 6565 6363

*Note: The free credit report is not available for renewed or replaced cards.





Terms & Conditions