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Enjoy cash at 0% interest p.a.* for 6 months with a processing fee from as low as 1.5% (EIR: 3.10% p.a.) upon approval.

^T&Cs apply.

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Funds transfer micro x

Enjoy cash at 0% interest p.a.* for 6 months with a processing fee from as low as 1.5% (EIR: 3.10% p.a.) upon approval. ^T&Cs apply.

Details

Enjoy savings on your interest charges when you transfer funds from your Standard Chartered Credit Card.

With Credit Card Funds Transfer, you can:

1. Transfer funds into any bank’s current or savings account

2. Pay your credit card bills from other banks

3. Pay your outstanding loan from other banks

Online Exclusive For New to Standard Chartered Unlimited Cashback Credit Card and Credit Card Funds Transfer Promotion^

From 16 January to 31 March 2019 , enjoy cash at 0% p.a.* interest for 6 months from the date of approval at 1.5% processing fee (EIR from 3.10% p.a.)    when you successfully apply, during this period, for a Standard Chartered Unlimited Cashback Credit Card and a new Credit Card Funds Transfer. Plus, you enjoy up to S$100 cashback!

Online Exclusive For New to Standard Chartered Unlimited Cashback Credit Card and Credit Card Funds Transfer Promotion Terms and Conditions^ apply

Get one of our best rates

Received an offer from other banks in Singapore? SMS us and we will offer you our best available rate. Terms and conditions apply.

How much you’ll save with a $10,000 Credit Card Funds Transfer

6-MONTH TENURE
Outstanding balance on other banks’ credit card
$10,000
Interest on other banks’ credit card outstanding balance @ 24% p.a. $1,200
Interest on Credit Card Funds Transfer @ 0% p.a. $0
Processing Fee for Credit Card Funds Transfer @ 1.99% (EIR: 4.12% p.a.) $199
You’ll save $1,001 (83% savings)
12-MONTH TENURE
Outstanding balance on other banks’ credit card
$10,000
Interest on other banks’ credit card outstanding balance @ 24% p.a. $2,400
Interest on Credit Card Funds Transfer @ 0% p.a. $0
Processing Fee for Credit Card Funds Transfer @ 4.5% (EIR: 4.86% p.a.) $450
You’ll save $1,950 (81% savings)

Terms and Conditions

^Online Exclusive For New to Standard Chartered Unlimited Cashback Credit Card and Credit Card Funds Transfer Promotion (“Promotion”)

This Promotion is valid from 16 January to 31 March 2019 (both dates inclusive). To qualify for this Promotion: (a) you must apply for: i) the Unlimited Cashback Credit Card issued by Standard Chartered Bank (Singapore) Limited (“Bank”) (the “Eligible Card”) as a principal cardholder (such an application will be referred to as the “Unlimited Card Application”)  or,  as a principal cardholder, both a Rewards+ Credit Card  issued by the Bank (“Rewards+ Card”)  and the Eligible Card (such an application will be referred to as the “Unlimited Card and Rewards+ Card Application) (collectively, the Unlimited Card Application and Unlimited Card and Rewards+ Card Application will be referred to as the “Eligible Card Application”); or ii) the Eligible Card  as a principal cardholder with a new transfer of funds from the Eligible Card’s account pursuant to the Bank’s Credit Card Funds Transfer Programme with 1.5% processing fee chargeable (EIR of 3.10% p.a. for a 6 months tenure) to a credit card, credit line or bank account with any financial institution, excluding credit card accounts with the Bank and credit line accounts with the Bank (“Eligible Card Funds Transfer”), and an application for the same to be referred to as the “Eligible Credit Card Funds Transfer Application”); (b) the Eligible Card Application and/or Eligible Credit Card Funds Transfer Application (as the case may be) must be submitted via the Bank’s telesales and online channels within the Promotion Period; (c) the Unlimited Card Application and Unlimited Card and Rewards+ Card Application and/or Eligible Credit Card Funds Transfer Application (as the case may be) must be approved by the Bank, where such approval is final and unconditional; and (d) you must activate (i) the Eligible Card, if you make an Unlimited Card Application or (ii) both the Eligible Card and the Rewards+ Card issued by the Bank, if you make an Unlimited Card and Rewards+ Card Application or (iii) the Eligible Card, if you make an Eligible Credit Card Funds Transfer Application, within 30 calendar days from the approval date of the Eligible Card.  If you apply for the Eligible Card and satisfy all the eligibility criteria above, you will be eligible to receive a S$100 cashback (“New CC Cashback”), if you are a new Standard Chartered principal cardholder or have no active credit card with the Bank. This means that you must not have any existing credit cards issued by the Bank. If you have previously cancelled credit card(s) with the Bank, and such credit card(s) were cancelled more than 12 months prior to the date the Eligible Card is approved, you will be eligible to receive the New CC Cashback; subject to the Current and Previous Cashback Cap. If you are an existing principal cardholder of a credit card issued by the Bank and you satisfy all the eligibility criteria above, you will be eligible to receive up to S$20 cashback for the Eligible Card (“Existing CC Cashback”); subject to the Current Cashback Cap and Previous Cashback Cap. If you apply for the Unlimited Card and Rewards+ Card and you satisfy all the eligibility criteria above, you will be eligible to receive up to S$20 cashback (“Existing CC Cashback”) on your Rewards+ Card; subject to the Current Cashback Cap and Previous Cashback Cap. The New CC Cashback and Existing CC Cashback under this Promotion will be credited to your principal Eligible Card account within 60 calendar days of the date of activation of the Eligible Card (for an Unlimited Card Application) or both the Eligible Card and the Rewards+ Card (for an Unlimited Card and Rewards+ Card Application). The maximum aggregated amount of cashback that you may receive for this Promotion and all your subsequent credit card application(s) (where relevant) combined is capped at S$120 (“Current Cashback Cap”). The 0% interest offer is valid for six months from the date that your Credit Card Funds Transfer pursuant to this Promotion is approved, after which the prevailing interest rate chargeable for your Eligible Card account applies and the promotional interest rate of 0% p.a. is applicable only to the Approved Amount (as defined below). A one-time non-refundable 1.5% processing fee (“Processing Fee”) on the amount transferred pursuant to the Eligible Credit Card Funds Transfer Application (“Approved Amount”) will be charged to the Funds Transfer Account upon the approval of the aforesaid application. The minimum credit card funds transfer amount is S$1,000, and the maximum is 95% of your total available credit limit of the Eligible Card Account at the time of processing the Eligible Credit Card Funds Transfer Application. The Bank reserves the right to decline or approve the Eligible Card Application and Eligible Credit Card Funds Transfer Application with a lower funds transfer amount than the amount applied for without any reason whatsoever. Please refer to sc.com/sg/ccwftonline for the full set of Terms and Conditions governing this Promotion. In addition to the Online Exclusive For New to Standard Chartered Unlimited Cashback Credit Card and Credit Card Funds Transfer Promotion Terms and Conditions which apply, the Credit Cards Sign-Up Promotion Terms and Conditions, Customer Terms, the Credit Card Terms and the Credit Card Funds Transfer Programme Product Terms apply.

* Important information about our 0% p.a. interest offer

The 0% interest offer is valid for either our 6 or 12 month tenure from the date that the Credit Card Funds Transfer is approved, after which the prevailing interest rate applies.

Credit Card Funds Transfer Best Available Rate Promotion Terms and Conditions

This promotion is valid from 1 January to 31 December 2019. Under this promotion, the Bank may at its sole and absolute discretion offer its best available rate provided that you are able to produce valid supporting documents (such as a statement of account or a letter of offer) not more than 2 months old at the time of contacting the Bank. The Bank reserves the right to reject any applications at its sole discretion without assigning any reason(s). In addition to the Credit Card Funds Transfer Best Available Rate Promotion, the Customer Terms, the Credit Card Terms and the Credit Card Funds Transfer Programme Product Terms apply.

Credit Card Funds Transfer Programme Product Terms and Conditions

  1. A credit card funds transfer application may only be submitted by a Principal cardholder.
  2. The minimum credit card funds transfer amount is S$1,000, and the maximum is 95% of the total available credit limit of the Standard Chartered Credit Card account indicated in the application form (“Credit Card account”) at the time of processing the application.
  3. The promotional interest rate of 0% p.a. (as indicated in the application form) is only applicable to the amount transferred pursuant to the application submitted in respect of this promotion (“Approved Amount”), and is only valid for the tenure indicated in the application form (“Tenure”). Any existing outstanding balances and/or amounts subsequently incurred on the Credit Card account, including instalment payment transactions, will be subject to the prevailing interest rate chargeable for the Credit Card account if these amounts are not paid in full. The promotional interest rate is valid for the Tenure from the date the application is approved and ends on the last day of the Tenure. Thereafter, the prevailing interest rate chargeable for the Credit Card account will apply. Please note that with effect from 29 November 2014, the Effective Interest Rate (EIR) is calculated taking into consideration the processing fee and based on the assumption that full re l month of the promotional period.
  4. Following the approval of the application, a credit card funds transfer account will be set up in the name of the principal cardholder. The one-time non-refundable processing fee on the Approved Amount (as indicated in the application form) will be charged to the credit card funds transfer account upon the approval of the application.
  5. If the principal cardholder and/or his/her supplementary cardholder defaults on any payment in respect of their respective credit card accounts or any other credit facilities with us during the Tenure or for other reason which we deem appropriate at its reasonable discretion, a late payment interest of 28% p.a. will be charged to all accounts. We shall also be entitled to withdraw the Promotional Interest Rate and charge applicable finance charges, and/or late payment charges at such rate as we may determine.
  6. Credit Card Funds Transfer to any Standard Chartered Credit Card, Personal Credit, Home Renovation Loan, Personal Loan, Overdraft and Mortgage accounts is not permitted. Supplementary cardholders, and cardholders holding corporate cards or credit cards with $500 credit limit are not eligible to apply for credit card funds transfer. Credit Card Funds Transfer will not be eligible for any Rewards Points and CashBack.
  7. We reserve the right to (a) decline the application or approve the application with a lower funds transfer amount than the amount applied for without any reason whatsoever, and (b) withdraw, or vary the terms of, this promotion at any time without prior notice. Our decision on all matters relating to this promotion shall be final and binding. These terms apply in addition to ourCustomer Terms , Credit Card Terms and Credit Card Funds Transfer Programme Product Terms (collectively, “Other Terms”). In the event of any inconsistency between the terms set out herein (“Terms”) and the Other Terms, these Terms shall prevail only to the extent of such inconsistency.