| Personal accident cover |
| Section 1 Accidental death and permanent total disability |
| Adult below 70 years |
$150,000 |
$400,000 |
$200,000 |
$550,000 |
$500,000 |
$1,200,000 |
| Adult 70 years & above |
$50,000 |
$75,000 |
$100,000 |
| Child |
$50,000 |
$75,000 |
$100,000 |
| Section 2 Public transport double cover
Death arising from public transportation2 accident
|
| Adult below 70 years |
Not covered |
$400,000 |
$1,100,000 |
$1,000,000 |
$2,400,000 |
| Adult 70 years & above |
Not covered |
Not covered |
| Child |
$150,000 |
$200,000 |
| Section 3 Funeral expenses due to an accident
Covers funeral expenses for death due to accident overseas
|
| Adult |
$3,000 |
$6,000 |
$5,000 |
$10,000 |
$8,000 |
$16,000 |
| Child |
$750 |
$1,250 |
$2,000 |
| Section 4 Child education grant
Lump sum payment for each child upon
accidental death of a covered parent
|
Not covered |
$5,000 each child, Up to $20,000 |
$8,000 each child, Up to $32,000 |
| Section 5 Family assistance benefit
Lump sum payment upon accidental death of a covered parent
|
Not covered |
$3,000 |
$6,000 |
$5,000 |
$10,000 |
| Medical & related benefits cover |
| Section 6 Overseas medical expenses |
| Adult below 70 years |
$250,000 |
$800,000 |
$500,000 |
$1,400,000 |
$1,000,000 |
$2,600,000 |
| Adult 70 years & above |
$50,000 |
$75,000 |
$100,000 |
| Child |
$150,000 |
$200,000 |
$300,000 |
| Section 7 Emergency dental expenses |
| Adult |
$5,000 |
$10,000 |
$10,000 |
$20,000 |
$15,000 |
$30,000 |
| Child |
$1,250 |
$2,500 |
$3,750 |
| Section 8 Medical expenses in Singapore
Treatment within 72 hours of return to Singapore
|
| Adult below 70 years |
$25,000 |
$70,000 |
$50,000 |
$140,000 |
$75,000 |
$210,000 |
| Adult 70 years & above |
$5,000 |
$7,500 |
$10,000 |
| Child |
$10,000 |
$20,000 |
$30,000 |
| Section 9 Mobility aid reimbursement |
| Adult |
$1,000 |
$2,000 |
$3,000 |
$6,000 |
$5,000 |
$10,000 |
| Child |
$250 |
$750 |
$1,250 |
| Section 10 Traditional Chinese Medicine expenses |
| Adult |
$200 |
$600 |
$400 |
$1,300 |
$600 |
$1,800 |
| Child |
$100 |
$250 |
$300 |
| Section 11 Maternity medical expenses overseas |
| Adult |
Not covered |
$2,000 |
$3,000 |
| Section 12 Overseas hospitalisation daily benefit |
| Adult |
$200 per day Max. $20,000 |
$50,000 |
$250 per day Max. $37,500 |
$100,000 |
$300 per day Max. $60,000 |
$150,000 |
| Child |
$100 per day Max. $5,000 |
$125 per day Max. $12,500 |
$150 per day Max. $15,000 |
| Section 13 Overseas ICU hospitalisation daily benefit |
| Adult |
Not covered |
$350 per day Max. $3,500 |
$10,000 |
$400 per day Max. $4,000 |
$12,000 |
| Child |
$150 per day Max. $1,500 |
$200 per day Max. $2,000 |
| Section 14 Hospitalisation daily benefit in Singapore
Each day of hospital confinement in Singapore
|
| Adult |
$100 per day Max. $500 |
$1,300 |
$100 per day Max. $1,000 |
$2,500 |
$100 per day Max. $2,000 |
$5,000 |
| Child |
$50 per day Max. $150 |
$50 per day Max. $250 |
$50 per day Max. $500 |
| Section 15 Medical and travel assistance services |
Available |
Available |
Available |
| Section 16 Emergency medical evacuation and repatriation
a) Emergency medical evacuation
b) Sending you home after a medical emergency evacuation
c) Sending home your mortal remains
|
$1,000,000 |
$1,000,000 |
$1,000,000 |
| Section 17 Compassionate and hospital visit
Immediate family member to travel to and accompany an insured person during his/her hospitalisation or death of an insured person outside of Singapore
|
$5,000 |
$12,500 |
$10,000 |
$25,000 |
$15,000 |
$37,500 |
| Section 18 Child guard
A relative to travel to and accompany minor
children back to Singapore
|
$5,000 |
$12,500 |
$10,000 |
$25,000 |
$15,000 |
$37,500 |
| Section 19 Emergency telephone charges |
$100 |
$250 |
$200 |
$500 |
$300 |
$750 |
| Travel inconvenience cover |
| Section 20 Insolvency of licensed
travel operator
Pays for pre-paid travel fare and deposits in the event of bankruptcy or insolvency of a Singapore Tourism Board (STB) licensed travel agency in Singapore
|
$2,000 |
$4,000 |
$4,000 |
$8,000 |
$6,000 |
$12,000 |
| Section 21 Travel cancellation
a) Death, serious injury or serious illness
of insured person, family member or travel companion; or
b) Riot, strike, industrial action or natural disaster at the overseas destination, closure of airport, epidemic, or pandemic before the start of the journey
|
$5,000 |
$12,500 |
$10,000 |
$25,000 |
$15,000 |
$37,500 |
| Section 22 Travel postponement
a) Death, serious injury or serious illness
of insured person, family member or travel companion; or
b) Riot, strike, industrial action or natural disaster at the overseas destination, closure of airport, epidemic, or pandemic before the start of the journey
|
$750 |
$1,875 |
$1,500 |
$3,750 |
$2,000 |
$5,000 |
| Section 23 Replacement of traveller |
$500 |
$1,250 |
$750 |
$1,875 |
$1,000 |
$2,500 |
| Section 24 Replacement of employee |
$5,000 |
$10,000 |
$15,000 |
| Section 25 Delayed departure
Pays benefit for every 6 hours of delay or expenses for alternative travel arrangement
|
$100
Max. $500
|
$1,000 |
$100
Max. $1,000
|
$2,000 |
$100
Max. $1,500
|
$3,000 |
| Section 26 Flight diversion
Pays benefit for every 6 hours of delay due to natural disaster, poor weather condition, emergency medical treatment for a fellow passenger or mechanical breakdown of the aircraft
|
$100
Max. $500
|
$1,000 |
$100
Max. $1,000
|
$2,000 |
$100
Max. $1,500
|
$3,000 |
| Section 27 Overbooked flight
Overbooked flight with no onward travel transportation available for every 6 hours of delay after travel agent or airline flight confirmation
|
$100
Max. $200
|
$400 |
$150
Max. $300
|
$600 |
$200
Max. $400
|
$800 |
| Section 28 Missed travel connection
Missed travel connection with no onward travel transportation available for every 6 hours of delay after an insured person’s late arrival
|
$100
Max. $200
|
$400 |
$150
Max. $300
|
$600 |
$200
Max. $400
|
$800 |
| Section 29 Shortening the trip
a) Death, serious injury or serious illness
of insured person, family member or travel companion; or
b) Riot, strike, industrial action or natural disaster at the overseas destination, closure of airport, epidemic, or pandemic before the start of the journey
|
$5,000 |
$12,500 |
$10,000 |
$25,000 |
$15,000 |
$37,500 |
| Section 30 Travel disruption
a) Death, serious injury or serious illness
of insured person, family member or travel companion; or
b) Riot, strike, industrial action or natural disaster at the overseas destination, closure of airport, epidemic, or pandemic before the start of the journey
|
$1,000 |
$2,500 |
$2,000 |
$5,000 |
$3,000 |
$7,500 |
| Section 31 Automatic extension of cover
Public transport delay or bodily injury/illness
|
Yes |
Yes |
Yes |
| Section 32 Delayed baggage
A lump sum payment for every 6 hours of
baggage delay
|
$150
Max. $600
|
$1,200 |
$200
Max. $1,000
|
$2,000 |
$250
Max. $1,500
|
$3,000 |
| Section 33 Baggage
Personal baggage and personal effects. Limit:
$500 per article, pair or set of items and $1,000 for one unit laptop computer
|
$3,000 |
$6,000 |
$5,000 |
$10,000 |
$7,500 |
$15,000 |
| Section 34 Wedding clothing and accessories
Bridal and ceremonial attire, wedding rings,
jewellery and wedding accessories
|
Not covered |
$2,500 |
$3,500 |
| Section 35 Loss of travel documents
Cost of replacing loss of travel documents
|
$2,000 |
$4,000 |
$3,000 |
$6,000 |
$5,000 |
$10,000 |
| Section 36 Personal money
Loss of cash and travellers’ cheques due to
robbery, burglary, or theft outside Singapore
|
$100 |
$300 |
$500 |
| Section 37 Fraudulent use of credit card |
Not covered |
$2,000 |
$3,000 |
| Section 38 Credit card outstanding balance
Covers the outstanding balance of the insured person’s credit card incurred up to the date of the accident
|
Not covered |
$2,000 |
$3,000 |
| Personal liability cover |
| Section 39 Personal liability
Legal liability for overseas accidents resulting in bodily injuries or damage to property of third parties
|
| Adult |
$500,000 |
$500,000 |
$1,000,000 |
$1,000,000 |
$1,000,000 |
$1,000,000 |
| Child |
$250,000 |
$500,000 |
$500,000 |
| Section 40 Legal expenses for wrongful arrest or detention |
| Adult |
Not covered |
$5,000 |
$5,000 |
$10,000 |
$10,000 |
| Child |
$5,000 |
$10,000 |
| Lifestyle cover |
| Section 41 Adventurous activities cover
Bungee jumping, tandem sky diving, tandem paragliding, hot air ballooning, jet skiing, white- water rafting, diving, tobogganing, dogsledding, ice skating and other activities listed in the policy
|
Not covered |
Yes |
Yes |
| Section 42 Golfer’s cover |
| Damage or loss of golf equipment (except while in use) |
Not covered |
$1,000 |
$1,500 |
| Unused green fees due to injury or illness |
$500 |
$750 |
| Hole-in-one |
$500 |
$750 |
| Section 43 Unused entertainment ticket
Covers cost of pre-paid unused entertainment ticket to theme parks, performances, concerts, and sports events due to death, serious injury or serious illness
|
Not covered |
$300 |
$600 |
$500 |
$1,000 |
| Section 44 Rental vehicle excess
Reimburses the excess or deductible paid for accidental loss of or damage to a rental vehicle under the car rental agreement
|
Not covered |
$1,000 |
$1,500 |
| Section 45 Returning a rental vehicle
Cost of returning a rental vehicle due to
accidental injury or illness of an insured person
|
Not covered |
$500 |
$750 |
| Section 46 Home contents
Loss of or damage to contents in the home of an insured person in Singapore due to fire or burglary
|
Not covered |
$10,000 |
$15,000 |
| Section 47 Domestic pets care
Continued stay of pet at the pet hotel due to injury or illness of the insured person overseas or delay of public transport
|
Not covered |
$50 per day Max. $500 |
$75 per day Max. $750 |
| Safety cover |
| Section 48 Terrorism cover
Acts of terrorism (excluding biological, chemical and nuclear devices) outside Singapore
|
| Adult below 70 years |
$200,000 |
$800,000 |
$300,000 |
$1,200,000 |
$500,000 |
$2,000,000 |
| Adult 70 years & above |
| Child |
| Section 49 Passive war
Applies to Section 1 only – Accidental death and permanent total disability
|
| Adult below 70 years |
$150,000 |
$400,000 |
$200,000 |
$550,000 |
$500,000 |
$1,200,000 |
| Adult 70 years & above |
$50,000 |
$75,000 |
$100,000 |
| Child |
$50,000 |
$75,000 |
$100,000 |
| Section 50 Hijack of public transport
Hijack of every 6 hours of the public transport
the insured person is travelling on
|
$100
Max. $2,000
|
$5,000 |
$200
Max. $4,000
|
$10,000 |
$300
Max. $6,000
|
$15,000 |
| Section 51 Kidnap and hostage
Kidnap or holding hostage of an insured person
for every 6 hours
|
$100
Max. $2,000
|
$5,000 |
$200
Max. $4,000
|
$10,000 |
$300
Max. $6,000
|
$15,000 |
