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How would you like to apply?

I am NOT an existing Standard Chartered Current/Checking/Savings Account holder

*SingPass holders with a MyInfo profile can use MyInfo to automatically fill up the form. By clicking “Next”, you will be re-directed to the MyInfo portal, which is not owned or controlled by Standard Chartered Bank (Singapore) Limited or any member of the Standard Chartered Group (the “Bank”). The Bank bears no liability or responsibility over your usage of the MyInfo portal.

*Please note that MyInfo is temporarily unavailable at the stipulated downtimes:

Mon, Tues, Thurs, Fri, Sat:  5:00AM to 5:30AM. Wed: 2:00AM to 6:00AM. Sun: 2:00AM to 8:30AM

I am an existing Standard Chartered Current/Checking/Savings Account holder

    How would you like to apply?

    I am NOT an existing Standard Chartered Current/Checking/Savings Account holder

    *SingPass holders with a MyInfo profile can use MyInfo to automatically fill up the form. By clicking “Next”, you will be re-directed to the MyInfo portal, which is not owned or controlled by Standard Chartered Bank (Singapore) Limited or any member of the Standard Chartered Group (the “Bank”). The Bank bears no liability or responsibility over your usage of the MyInfo portal.

    *Please note that MyInfo is temporarily unavailable at the stipulated downtimes:

    Mon, Tues, Thurs, Fri, Sat:  5:00AM to 5:30AM. Wed: 2:00AM to 6:00AM. Sun: 2:00AM to 8:30AM

    I am an existing Standard Chartered Current/Checking/Savings Account holder

      Enjoy 45% off Single Trip Plans and 25% off Annual Plans with TravelEasy®. Applicable till 5 Feb 2023. T&Cs apply.

      Summer, Head, Person

      Enjoy 45% off Single Trip Plans and 25% off Annual Plans with TravelEasy®. Applicable till 5 Feb 2023. T&Cs apply.

      Enjoy holiday protection in every direction

      TravelEasy® has over 50 benefits and COVID-19 cover for your care, even before you take off. Follow your wanderlust and start packing for your long-awaited dream destination.

      Benefits Summary
      Standard Plan
      Elite Plan
      Premier Plan
      Individual cover
      Adult & children/ Family cover (in total)1
      Individual cover
      Adult & children/ Family cover (in total)1
      Individual cover
      Adult & children/ Family cover (in total)1
      Limit of Benefits
      Personal accident cover
      Section 1  Accidental death and permanent total disability
      Adult below 70 years $150,000 $400,000 $200,000 $550,000 $500,000 $1,200,000
      Adult 70 years & above $50,000 $75,000 $100,000
      Child $50,000 $75,000 $100,000
      Section 2  Public transport double cover

      Death arising from public transportation2 accident

      Adult below 70 years Not covered $400,000 $1,100,000 $1,000,000 $2,400,000
      Adult 70 years & above Not covered Not covered
      Child $150,000 $200,000
      Section 3 Funeral expenses due to an accident

      Covers funeral expenses for death due to accident overseas

      Adult $3,000 $6,000 $5,000 $10,000 $8,000 $16,000
      Child $750 $1,250 $2,000
      Section 4 Child education grant

      Lump sum payment for each child upon

      accidental death of a covered parent

      Not covered $5,000 each child, Up to $20,000 $8,000 each child, Up to $32,000
      Section 5 Family assistance benefit

      Lump sum payment upon accidental death of a covered parent

      Not covered $3,000 $6,000 $5,000 $10,000
      Medical & related benefits cover
      Section 6 Overseas medical expenses
      Adult below 70 years $250,000 $800,000 $500,000 $1,400,000 $1,000,000 $2,600,000
      Adult 70 years & above $50,000 $75,000 $100,000
      Child $150,000 $200,000 $300,000
      Section 7 Emergency dental expenses
      Adult $5,000 $10,000 $10,000 $20,000 $15,000 $30,000
      Child $1,250 $2,500 $3,750
      Section 8 Medical expenses in Singapore

      Treatment within 72 hours of return to Singapore

      Adult below 70 years $25,000 $70,000 $50,000 $140,000 $75,000 $210,000
      Adult 70 years & above $5,000 $7,500 $10,000
      Child $10,000 $20,000 $30,000
      Section 9  Mobility aid reimbursement
      Adult $1,000 $2,000 $3,000 $6,000 $5,000 $10,000
      Child $250 $750 $1,250
      Section 10 Traditional Chinese Medicine expenses
      Adult $200 $600 $400 $1,300 $600 $1,800
      Child $100 $250 $300
      Section 11 Maternity medical expenses overseas
      Adult Not covered $2,000 $3,000
      Section 12 Overseas hospitalisation daily benefit
      Adult $200 per day Max. $20,000 $50,000 $250 per day Max. $37,500 $100,000 $300 per day Max. $60,000 $150,000
      Child $100 per day Max. $5,000 $125 per day Max. $12,500 $150 per day Max. $15,000
      Section 13 Overseas ICU hospitalisation daily benefit
      Adult Not covered $350 per day Max. $3,500 $10,000 $400 per day Max. $4,000 $12,000
      Child $150 per day Max. $1,500 $200 per day Max. $2,000
      Section 14 Hospitalisation daily benefit in Singapore

      Each day of hospital confinement in Singapore

      Adult $100 per day Max. $500 $1,300 $100 per day Max. $1,000 $2,500 $100 per day Max. $2,000 $5,000
      Child $50 per day Max. $150 $50 per day Max. $250 $50 per day Max. $500
      Section 15 Medical and travel assistance services Available Available Available
      Section 16 Emergency medical evacuation and repatriation

      a)  Emergency medical evacuation

      b)  Sending you home after a medical emergency evacuation

      c)  Sending home your mortal remains

      $1,000,000 $1,000,000 $1,000,000
      Section 17 Compassionate and hospital visit 

      Immediate family member to travel to and accompany an insured person during his/her hospitalisation or death of an insured person outside of Singapore

      $5,000 $12,500 $10,000 $25,000 $15,000 $37,500
      Section 18 Child guard

      A relative to travel to and accompany minor

      children back to Singapore

      $5,000 $12,500 $10,000 $25,000 $15,000 $37,500
      Section 19 Emergency telephone charges $100 $250 $200 $500 $300 $750
      Travel inconvenience cover
      Section 20 Insolvency of licensed

      travel operator

      Pays for pre-paid travel fare and deposits in the event of bankruptcy or insolvency of a Singapore Tourism Board (STB) licensed travel agency in Singapore

      $2,000 $4,000 $4,000 $8,000 $6,000 $12,000
      Section 21 Travel cancellation

      a)  Death, serious injury or serious illness

      of insured person, family member or travel companion; or

      b)  Riot, strike, industrial action or natural disaster at the overseas destination, closure of airport, epidemic, or pandemic before the start of the journey

      $5,000 $12,500 $10,000 $25,000 $15,000 $37,500
      Section 22 Travel postponement

      a)  Death, serious injury or serious illness

      of insured person, family member or travel companion; or

      b)  Riot, strike, industrial action or natural disaster at the overseas destination, closure of airport, epidemic, or pandemic before the start of the journey

      $750 $1,875 $1,500 $3,750 $2,000 $5,000
      Section 23 Replacement of traveller $500 $1,250 $750 $1,875 $1,000 $2,500
      Section 24 Replacement of employee $5,000 $10,000 $15,000
      Section 25 Delayed departure

      Pays benefit for every 6 hours of delay or expenses for alternative travel arrangement

      $100

      Max. $500

      $1,000 $100

      Max. $1,000

      $2,000 $100

      Max. $1,500

      $3,000
      Section 26 Flight diversion

      Pays benefit for every 6 hours of delay due to natural disaster, poor weather condition, emergency medical treatment for a fellow passenger or mechanical breakdown of the aircraft

      $100

      Max. $500

      $1,000 $100

      Max. $1,000

      $2,000 $100

      Max. $1,500

      $3,000
      Section 27 Overbooked flight

      Overbooked flight with no onward travel transportation available for every 6 hours of delay after travel agent or airline flight confirmation

      $100

      Max. $200

      $400 $150

      Max. $300

      $600 $200

      Max. $400

      $800
      Section 28 Missed travel connection

      Missed travel connection with no onward travel transportation available for every 6 hours of delay after an insured person’s late arrival

      $100

      Max. $200

      $400 $150

      Max. $300

      $600 $200

      Max. $400

      $800
      Section 29 Shortening the trip

      a)  Death, serious injury or serious illness

      of insured person, family member or travel companion; or

      b)  Riot, strike, industrial action or natural disaster at the overseas destination, closure of airport, epidemic, or pandemic before the start of the journey

      $5,000 $12,500 $10,000 $25,000 $15,000 $37,500
      Section 30 Travel disruption

      a)  Death, serious injury or serious illness

      of insured person, family member or travel companion; or

      b)  Riot, strike, industrial action or natural disaster at the overseas destination, closure of airport, epidemic, or pandemic before the start of the journey

      $1,000 $2,500 $2,000 $5,000 $3,000 $7,500
      Section 31 Automatic extension of cover

      Public transport delay or bodily injury/illness

      Yes Yes Yes
      Section 32 Delayed baggage

      A lump sum payment for every 6 hours of

      baggage delay

      $150

      Max. $600

      $1,200 $200

      Max. $1,000

      $2,000 $250

      Max. $1,500

      $3,000
      Section 33 Baggage

      Personal baggage and personal effects. Limit:

      $500 per article, pair or set of items and $1,000 for one unit laptop computer

      $3,000 $6,000 $5,000 $10,000 $7,500 $15,000
      Section 34 Wedding clothing and accessories

      Bridal and ceremonial attire, wedding rings,

      jewellery and wedding accessories

      Not covered $2,500 $3,500
      Section 35 Loss of travel documents

      Cost of replacing loss of travel documents

      $2,000 $4,000 $3,000 $6,000 $5,000 $10,000
      Section 36 Personal money

      Loss of cash and travellers’ cheques due to

      robbery, burglary, or theft outside Singapore

      $100 $300 $500
      Section 37 Fraudulent use of credit card Not covered $2,000 $3,000
      Section 38 Credit card outstanding balance

      Covers the outstanding balance of the insured person’s credit card incurred up to the date of the accident

      Not covered $2,000 $3,000
      Personal liability cover
      Section 39 Personal liability

      Legal liability for overseas accidents resulting in bodily injuries or damage to property of third parties

      Adult $500,000 $500,000 $1,000,000 $1,000,000 $1,000,000 $1,000,000
      Child $250,000 $500,000 $500,000
      Section 40 Legal expenses for wrongful arrest or detention
      Adult Not covered $5,000 $5,000 $10,000 $10,000
      Child $5,000 $10,000
      Lifestyle cover
      Section 41 Adventurous activities cover

      Bungee jumping, tandem sky diving, tandem paragliding, hot air ballooning, jet skiing, white- water rafting, diving, tobogganing, dogsledding, ice skating and other activities listed in the policy

      Not covered Yes Yes
      Section 42 Golfer’s cover
      Damage or loss of golf equipment (except while in use) Not covered $1,000 $1,500
      Unused green fees due to injury or illness $500 $750
      Hole-in-one $500 $750
      Section 43 Unused entertainment ticket

      Covers cost of pre-paid unused entertainment ticket to theme parks, performances, concerts, and sports events due to death, serious injury or serious illness

      Not covered $300 $600 $500 $1,000
      Section 44 Rental vehicle excess

      Reimburses the excess or deductible paid for accidental loss of or damage to a rental vehicle under the car rental agreement

      Not covered $1,000 $1,500
      Section 45 Returning a rental vehicle

      Cost of returning a rental vehicle due to

      accidental injury or illness of an insured person

      Not covered $500 $750
      Section 46 Home contents

      Loss of or damage to contents in the home of an insured person in Singapore due to fire or burglary

      Not covered $10,000 $15,000
      Section 47 Domestic pets care

      Continued stay of pet at the pet hotel due to injury or illness of the insured person overseas or delay of public transport

      Not covered $50 per day Max. $500 $75 per day Max. $750
      Safety cover
      Section 48 Terrorism cover

      Acts of terrorism (excluding biological, chemical and nuclear devices) outside Singapore

      Adult below 70 years $200,000 $800,000 $300,000 $1,200,000 $500,000 $2,000,000
      Adult 70 years & above
      Child
      Section 49 Passive war

      Applies to Section 1 only – Accidental death and permanent total disability

      Adult below 70 years $150,000 $400,000 $200,000 $550,000 $500,000 $1,200,000
      Adult 70 years & above $50,000 $75,000 $100,000
      Child $50,000 $75,000 $100,000
      Section 50 Hijack of public transport

      Hijack of every 6 hours of the public transport

      the insured person is travelling on

      $100

      Max. $2,000

      $5,000 $200

      Max. $4,000

      $10,000 $300

      Max. $6,000

      $15,000
      Section 51 Kidnap and hostage

      Kidnap or holding hostage of an insured person

      for every 6 hours

      $100

      Max. $2,000

      $5,000 $200

      Max. $4,000

      $10,000 $300

      Max. $6,000

      $15,000

      1 The limits under adult & children/family cover are subject to individual cover limits for each insured person

      2 Public transportation excludes taxis, a rented vehicle, vehicle on hire, ride-hailing services, tour coach or any mode of transportation chartered or arranged for the tour

      COVID-19 cover
      Sum insured per trip
      Standard Plan
      Elite Plan
      Premier Plan
      Pre-trip benefits

      These sections cover you before the commencement of your trip

      Section 21 Travel cancellation
      Insured person $3,000 $4,000 $5,000
      Total for adult and children cover $4,500 $6,000 $7,500
      Total for family cover $7,500 $10,000 $12,500
      Section 22 Travel postponement
      Insured person $500 $1,000 $1,500
      Total for adult and children cover $750 $1,500 $2,250
      Total for family cover $1,250 $2,500 $3,750
      Section 23 Replacement of traveller
      Insured person $500 $750 $1,000
      Total for adult and children cover $750 $1,125 $1,500
      Total for family cover $1,250 $1,875 $2,500
      During trip benefits

      These sections cover you during your trip overseas

      Section 6 Overseas medical expenses
      Adult below 70 years $75,000 $150,000 $250,000
      Adult 70 years and above $37,500 $75,000 $125,000
      Child $37,500 $75,000 $125,000
      Total for adult and children cover $150,000 $300,000 $500,000
      Total for family cover $225,000 $450,000 $750,000
      Section 15 Medical and travel assistance services
      Adult/child Included
      Section 16 Emergency medical evacuation and repatriation
      Adult/child $1,000,000 $1,000,000 $1,000,000
      Total for adult and children cover $1,500,000 $1,500,000 $1,500,000
      Total for family cover $3,000,000 $3,000,000 $3,000,000
      Section 24 Replacement of employee (for corporate policyholders only)
      Insured person $1,000 $1,500 $2,000
      Section 29 Shortening the trip
      Adult/child $3,000 $4,000 $5,000
      Total for adult and children cover $4,500 $6,000 $7,500
      Total for family cover $7,500 $10,000 $12,500
      Section 30 Travel disruption
      Adult/child $1,000 $2,000 $3,000
      Total for adult and children cover $1,500 $3,000 $4,500
      Total for family cover $2,500 $5,000 $7,500
      Section 31 Automatic extension of cover
      Adult/child Included
      Overseas quarantine daily benefit
      Adult $50 per day, Max. $700 $100 per day, Max. $1,400 $100 per day, Max. $1,400
      Child $25 per day, Max. $350 $50 per day, Max. $700 $50 per day, Max. $700
      Total for adult and children cover $1,050 $2,100 $2,100
      Total for family cover $1,750 $3,500 $3,500

      Plans & Premiums

      For the “Adult & Child(ren)” cover option (i.e. only one of the parents is travelling with children), the premium is 75% of the Family cover’s premium. (rounded down to nearest fifty cents)

      Area A

      Brunei, Cambodia, Indonesia, Laos, East and West Malaysia, Myanmar, Philippines, Thailand and Vietnam

      Standard
      Elite
      Premier
      Single trip Individual Family Individual Family Individual Family
      First 3 days $37.00 $93.00 $51.00 $118.00 $72.00 $169.00
      Daily rate $6.00 $13.00 $7.50 $16.50 $10.50 $21.00
      Annual plan $289.00 $579.00 $399.00 $752.00 $559.00 $926.00

      Area B

      Australia, China (excluding Inner Mongolia and Tibet), Hong Kong, India, Japan, Korea, Macau, New Zealand, Sri Lanka, Taiwan and including countries in Area A

      Standard
      Elite
      Premier
      Single trip Individual Family Individual Family Individual Family
      First 3 days $44.00 $111.00 $61.00 $154.00 $93.00 $219.00
      Daily rate $7.50 $15.00 $10.00 $20.50 $12.50 $25.50
      Annual plan $347.00 $643.00 $450.00 $823.00 $617.00 $1,029.00

      Area C

      Worldwide including countries in Areas A and B

      Standard
      Elite
      Premier
      Single trip Individual Family Individual Family Individual Family
      First 3 days $69.00 $175.00 $90.00 $213.00 $125.00 $288.00
      Daily rate $12.00 $21.50 $14.00 $27.50 $19.00 $34.50
      Annual plan $523.00 $882.00 $658.00 $1,086.00 $882.00 $1,357.00

      Single Return Trip

      Provides cover for an individual, group or family for a trip up to maximum duration of 182 days.

      All travellers on the same trip must have the same departing and returning date.

      Annual plan

      Provides cover for individual or family for unlimited number of trips in a year with maximum duration of 90 days for each trip. Travellers under the same policy need not travel together.

      For all plan types, child under the age of 12 years must be accompanied by a parent or adult guardian during the trip.

      FAQs

      • Cover starts from the time you leave your home or workplace in Singapore to begin the trip abroad and ends 3 hours after your return to Singapore or on the expiry of your travel insurance, whichever is sooner.

      • Foreigners holding an employment pass or work permit and living in Singapore can apply so long as it is for a round trip commencing from and returning to Singapore within the period of your travel insurance.

      • Single Trip – Yes, all plans
        Annual Travel – No. However, if the purchase of any annual plan is made before the age of 70, renewal is granted for the Standard Plan only. The policy is renewable up to age 80.

      • All countries are covered unless expressly excluded.

      • Yes, TravelEasy covers you for your cruise trip from and return to Singapore. For a cruise itinerary with destinations listed, please select the Region of travel based on the furthest destination. For a cruise itinerary to nowhere, i.e. the cruise is not making any stopover at any port/country, you may purchase the trip under Area A.

      • Extension of the travel insurance period of cover is permitted midway during travel and applied during the period of travel insured, provided there are no known circumstances or events likely to lead to a claim, subject to a minimum premium of $10. You can call MSIG Assist 24-hour hotline to request a period extension.

      • You will be entitled to a refund of the travel insurance premium provided there is no claim under the policy and travel has not commenced. The refund premium allowed shall be the balance after taking into account the minimum retained premium of $50. If your policy premium is $50 and below, there is no refund.

      • Yes, provided it is not a pre-existing medical condition and the injury or illness occurred during the overseas travel. Medical treatment must be sought within 72 hours after your return to Singapore and incurred within 30 days from the date you return to Singapore.

      • Public transport means any licensed and scheduled land, sea or air transport which has a fixed and established route and which any member of the public can join at a recognised stop and pay a fare. This excludes taxis, and private hire vehicles such as buses or coaches that are chartered or arranged as part of a tour even if the services are regularly scheduled.

      • The differences between family cover and group cover are:

        Family cover
        Covers the insured, his/her legal spouse and any number of their legal children travelling as a family of up to 7 persons. Under a family annual policy, the insured persons need not travel together on a trip. A child under the age of 12 years, however, must be accompanied by a parent or adult guardian for any journey. Benefits and coverage limits for adult and child vary; please refer to the benefit table for details.

        Group cover
        Covers 2 or more individuals (example: friends, students or relatives) travelling on the same journey and on the same plan for single trip only. The policyholder must be at least 18 years or old and travelling together on the same trip.

      • Please email MSIG at service@sg.msig-asia.com with the following information:

        – Policyholder’s full name as per NRIC/FIN/Passport and last 5 alphanumerics of ID number (Example: 1234D)
        – Date of birth/mailing address
        – Contact number
        – Child’s full name as per NRIC/FIN/Passport, date of birth and identification number
        – Policy number

        Upon receiving your email, MSIG will send the policy endorsement containing your child’s particulars to you within 5 working days.

      • TravelEasy will cover all irrecoverable costs up to the plan limit if a Singapore Tourism Board (STB) registered and Singapore licensed travel agency becomes insolvent before the start of your trip provided that the travel insurance is bought at least 3 days before the departure date and the insolvency does not take place before you purchase your travel insurance policy.

      • You may download an unencrypted copy of your TravelEasy ePolicy from MSIG customer portal at mconnect that can be found at the top panel of MSIG website and choose Customers Login.

      • A traveller who fulfils all the conditions below:

        You are not travelling against any travel advisory issued by the Singapore government. You must comply with all requirements and advice put in place by the Singapore and relevant overseas governments, transport and accommodation providers relating to measures for minimising the risk and spread of COVID-19, including but not limited to COVID-19 vaccination requirements, pre-departure, post-arrival COVID-19 test, quarantine, isolation and controlled itinerary. During the trip, you do not knowingly stay with any person who is having or is suspected to be having a COVID-19 infection and/or is undergoing isolation or quarantine.

      • If you are diagnosed with COVID-19 while overseas within the first 90 days of the trip, medical expenses will be covered for up to 60 days from the date you were diagnosed by a doctor or government-approved personnel under Section 6 (Overseas medical expenses) of COVID-19 Cover. You must submit documentary proof showing the date you have taken the COVID-19 test and were diagnosed positive.

        MSIG do not cover medical expenses incurred in Singapore.

      • MSIG do not pay for COVID-19 medical expenses incurred in Singapore. provided that the travel insurance is bought at least 3 days before the departure date and the insolvency does not take place before you purchase your travel insurance policy.

      • Yes, MSIG pay either under Section 21 (Travel cancellation), Section 22 (Travel postponement), or Section 23 (Replacement of traveller) under COVID-19 Cover if you are unexpectedly and unavoidably prevented from commencing the journey due to any of the following insured events which take place within 30 days before the start of the journey:

        -You or your travel companion are diagnosed with COVID-19; or
        -You or your travel companion are quarantine-d or isolated by the local authority due to suspected or confirmed infection of COVID-19.
        -Your family member is hospitalised or passed away due to a COVID-19 infection.
        -You or your travel companion is denied boarding of the public transport by the local authority or transport provider on the scheduled departure date due to COVID-19 symptoms and thereafter tested positive for COVID-19 by a doctor or government-approved personnel within 5 days from the scheduled departure date.

        However, MSIG will pay claims under travel cancellation and travel postponement provided you and your travel companion meet these conditions:

        -The policy must be purchased at least 3 days before the trip or earlier.
        -Both you and your travel companion meet these conditions on and during the 7 days before the policy purchase date:
        -Both you and your travel companion do not have any COVID-19 symptoms such as fever, cough, shortness of breath, blocked or runny      nose, sore throat or lost sense of smell.

        -Both you and your travel companion have not tested positive for COVID-19.
        -Both you and your travel companion have not been in close contact with suspected or confirmed COVID-19 persons or received notification/health risk warning issued by the Singapore government.

        The above conditions are not applicable if you purchase the policy more than 30 days before the scheduled departure date of the trip.

        If any of the conditions above are not met, MSIG will not pay a claim under Section 21 (Travel Cancellation), 22 (Travel Postponement) and 23 (Replacement of Traveller). The other sections of the policy will still cover you for the trip.

      • COVID-19 Cover will not pay claims due to reasons listed under exclusions such as:

        -Pre-existing medical conditions and their complications, regardless of whether it is resulting or complicated by COVID-19 infection.
        -Changes to travel advisory, travel restrictions or COVID-19 safety measures.
        -Medical test, vaccination, quarantine or isolation required by the Singapore or overseas government, transport or accommodation provider that applies broadly to general travellers based on departing or arriving country, taken for the purpose of obtaining approval to travel for the journey.
        -COVID-19 medical treatment expenses in Singapore.
        -COVID-19 infection is diagnosed overseas after 60 days from the date it was first diagnosed overseas.

      • MSIG do not cover if there are changes in travel advisory or restrictions, travel arrangements, or COVID-19 prevention measures issued by any government or authority relating to epidemic or pandemic at your planned destination or Singapore.

      • Yes, you will be covered for sections listed under “During the trip” benefits of COVID-19 Cover, if you are tested positive for COVID-19 by a doctor or government-approved personnel during the first 90 days of the trip overseas, subject to the policy and COVID-19 Cover terms and conditions.

      • If you tested negative by a doctor of government-approved personnel and no longer have any COVID-19 symptoms such as cough, runny nose, or shortness of breath, it will not be considered as a pre-existing medical condition.

        However, please note that under Section 21 (Travel cancellation), Section 22 (Travel postponement) and Section 23 (Replacement of traveller), you and your travel companion must meet these conditions if the policy is purchased within 30 days before the start of the trip.

        – This policy must be purchased at least 3 days before the trip or earlier.
        – Both you and your travel companion meet these conditions on and during the 7 days before the policy purchase date:
        – Both you and your travel companion do not have any COVID-19 symptoms such as fever, cough, shortness of breath, blocked or runny nose, sore throat or lost sense of smell.
        – Both you and your travel companion have not tested positive for COVID-19.
        – Both you and your travel companion have not been in close contact with suspected or confirmed COVID-19 persons or received notification/health risk warning issued by the Singapore government.

        If any of the conditions above are not met, MSIG will not pay a claim under Section 21 (Travel Cancellation), 22 (Travel Postponement) and 23 (Replacement of Traveller). The other sections of the policy will still cover you for the trip.

      • If you tested positive by a doctor or government-approved personnel within the first 90 days of the trip overseas and are required to undergo quarantine, MSIG will pay a daily allowance under Overseas Quarantine Daily Benefit of COVID-19 Cover, for each 24-hour period of quarantine at a government-approved hotel or COVID-19 medical facility, up to 14 days to defray the cost of your quarantine.

        If you incur lost or additional travel and accommodation expenses for changes or disruption to your original planned trip due to quarantine, MSIG will pay from either Section 29 (Shortening the trip) or Section 30 (Travel disruption) under COVID-19 Cover, subject to policy terms and conditions.

      • If you are denied boarding within the first 90 days of the trip overseas due to COVID-19 symptoms and subsequently tested positive for COVID-19 within 5 days, MSIG will pay the lost or additional travel and accommodation expenses incurred by you for changes or disruption to your original planned trip from either Section 29 (Shortening the trip) or Section 30 (Travel disruption) under COVID-19 Cover.

        If you are required to undergo quarantine, MSIG will pay a daily allowance under the Overseas Quarantine Daily Benefit of COVID-19 Cover, for each 24-hour period of quarantine at a government-approved hotel or COVID-19 medical facility, up to 14 days, to help defray the cost of quarantine.

        If your travel companion decides to make changes to their trip due to your situation, MSIG will pay 50% of their lost or additional travel and accommodation expenses incurred by your travel companion for changes or disruption to their original planned trip from either Section 29 (Shortening the trip) or Section 30 (Travel disruption) under COVID-19 Cover.

      • TravelEasy excludes cover for pre-existing medical condition.

      Important Notes

        • Person who is more than 1 month old and is Singaporean, permanent resident or foreigner holding valid employment, work permit or long-term pass issued by the Singapore government and is residing in Singapore.
        • Adults aged 70 years and above are eligible for single trip cover for all plans. They are not eligible for annual policies. However, if an annual policy was incepted before aged 70, renewal is granted up to 80 years for the Standard plan only.
        • Trip must start and end in Singapore.
        • Policyholder and insured person are not aware of any circumstances which are likely to lead to a claim at the time of arranging the trip or purchasing the travel insurance policy.
        • Cover must be purchased before departure from Singapore.
        • Child under 12 years old must be accompanied by a parent or adult guardian during the trip.
        • Insured person must not have been refused cover or had special terms placed on them, unless declared and accepted in writing by MSIG.
        • Insured person is in good health, not travelling against the advice of a doctor and not travelling for the purpose of seeking treatment overseas.
        • Pre-existing medical conditions.
        • Known events that have already happened or have been made known by the media or authorities.
        • Travel against travel advisory issued by the government.
        • War, nuclear/radioactive contamination.
        • Please refer to policy wordings for more details.

      Disclaimer

      This webpage is not a contract of insurance and reference should be made to the actual policy for the exact terms, conditions and exclusions applicable to the insurance policy, which will be sent to you upon acceptance of your application by MSIG Insurance (Singapore) Pte Ltd (“MSIG”). It does not constitute an offer to buy or sell an insurance product or service. It is also not intended to provide any insurance or financial advice. All insurance products described in this webpage are underwritten by MSIG and they are not products of, nor are they underwritten by Standard Chartered Bank (Singapore) Limited (“SCBSL”).

      SCBSL shall not be liable in any manner whatsoever regarding your application or the contract of insurance. In facilitating insurance arrangements or in referring customers to any insurer, SCBSL is acting in alliance with the insurer and not as an agent for customers. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase this product. In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether this product is suitable for you.

      This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact MSIG or visit GIA or SDIC websites (www.gia.org.sg or www.sdic.org.sg).