Invest or Insure
Invest through us in an Eligible Unit Trust with a minimum subscription sum of S$30,000, or purchase an
Eligible Insurance Policy with a minimal annual premium of S$12,000 to earn additional 0.75% p.a. bonus
interest on the deposit balance in your Bonus$aver Account:
Purchase an Eligible Insurance Policy or Eligible Unit Trust (defined below)
Minimum Premium/Ticket Size
S$12,000 or S$30,000
S$12,000 annual premium for an Eligible Insurance Policy Or S$30,000
minimum subscription sum for an Eligible Unit Trust
Bonus Interest Rate on the first S$100,000
Bonus Interest Crediting Month
For purchase of Eligible Insurance Policy: One month after purchase of policy
For investment in Eligible Unit Trust: One month after investment settlement month
Bonus Interest Payment period
Bonus Interest will be paid for a consecutive period of 12 months.
Eligible Insurance Policy means a regular premium life insurance policy underwritten by Prudential Assurance
Company Singapore (Pte) Ltd and distributed by the Bank and which:
- names the Eligible Customer as the policy owner;
- has a minimum annual premium of S$12,000;
Eligible Unit Trust means a Unit Trust made available through the Bank and which comprises (i) a
minimum investment sum of S$30,000 (or its equivalent in another currency) in a single subscription,
but does not include:
- exchange traded funds;
- investments via regular savings plans; and
- switching transactions.
This document is being distributed for general information only and it does not constitute an offer,
recommendation or solicitation of an offer to enter into a transaction or adopt any hedging, trading or
investment strategy, nor does it constitute any prediction of likely future movements in rates or prices or
any representation that any such future movements will not exceed those shown in any illustration.
It has not been prepared for any particular person or class of persons and it has been prepared without
regards to the specific investment objectives, financial situation or particular needs of any person. You
should seek advice from a financial adviser on the suitability of the product for you, taking into account
these factors before making a commitment to purchase the product. In the event that you choose not to seek
advice from a licensed or an exempt financial adviser, you should carefully consider whether this product is
suitable for you.
You are fully responsible for your investment decision, including whether the product or service described
here is suitable for you. The products / services involved are not principal-protected and you may lose all
or part of your original investment amount. SCB will not accept any responsibility or liability of any kind,
with respect to the accuracy or completeness of the information in this document. This document is for
general evaluation only and has not been prepared to be suitable for any particular person or class of
SCB makes no representation or warranty of any kind, express, implied or statutory regarding this document or
any information contained or referred to on the document. This document is distributed on the express
understanding that, whilst the information in it is believed to be reliable, it has not been independently
verified by us.
Insurance: Buying an insurance policy is a long-term commitment. An early termination of the policy usually
involves high cost and the surrender value payable may be less than the total premiums paid. The contents of
this document do not constitute a contract of insurance and reference should be made to the respective
policies for the exact terms and conditions applicable to the insurance policy. All insurance products
described in this document are products of and underwritten by [Insurer] (Insurer)
and not Standard Chartered Bank (Singapore) Limited (SCBSL). SCBSL shall not be
liable in any manner whatsoever regarding your application or the contract of insurance.
Unit Trusts: You should read the relevant prospectus before deciding whether to invest in a unit trust.
Investments in unit trusts are not obligations of, deposits in, or guaranteed by, Standard Chartered Bank
(Singapore) Limited or its affiliates. An investment in unit trusts is subject to investment risks,
including the possible loss of the principal amount invested. The value of and the income from the unit
trusts may fall as well as rise.
For clarity, the above are not deposits and do not qualify insured deposits under the Singapore Deposit
Insurance and Policy Ownersâ€™ Protection Schemes Act 2011.