Now’s the time to go
Beyond
Find out more on Beyond Credit Card Renewal Promotion and Benefits here.
Get exclusive welcome rewards when you join Priority Banking
Access tailored wealth solutions, CIO insights and dedicated relationship management, designed around your wealth ambitions.
Enjoy over S$60,000 in welcome rewards when you join Priority Banking today. T&Cs apply.
Beyond 1 million miles. A limited time exclusive.
Beyond the usual welcome, earn beyond 1 million miles for a limited time only. Spend with us, grow your wealth with us and refer your loved ones.
Note: 360° Rewards Points are earned on eligible spending which can be redeemed in blocks of 25,000 Rewards Points for 10,000 airline miles.
Spend with us
Earn up to
100,000 miles
Earn
60,000
miles
Earn
40,000
miles
Pay your card annual fee
Earn
60,000
miles
Meet minimum spend of S$20,000 within 3 months from card approval
Earn
40,000
miles
Grow your wealth with us
Earn up to
1,223,000 miles
Earn up to
373,000
miles
Earn
250,000
miles
Earn
300,000
miles
Sign up for Priority Private with minimum S$1.5 million in fresh funds. And complete a Financial Needs Analysis and declare and opt in as an Accredited Investor.
Earn up to
373,000
miles
Sign up for Priority Private with minimum S$1.5 million in fresh funds. And complete a Financial Needs Analysis and declare and opt in as an Accredited Investor.
Earn up to
373,000
miles
Unit Trusts
Earn 12,500 miles for every S$100,000 invested in Unit Trusts (capped at S$2 million invested)
Earn
250,000
miles
Earn 30,000 miles for every S$100,000 in Single Premium insurance policy placed with us, up to S$1 million.
Earn
300,000
miles
Earn 30,000 miles for every S$30,000 Annual Premium Equivalent Regular Premium insurance policy placed with us, up to S$300,000
Earn
300,000
miles
Sign up for Priority Banking with a minimum S$200,000 in fresh funds. And complete a Financial Needs Analysis and declare and opt in as an Accredited Investor (where applicable).
Earn up to
174,000
miles
Earn 30,000 miles for every S$30,000 Annual Premium Equivalent Regular Premium insurance policy placed with us, up to S$300,000
Earn up to
174,000
miles
Unit Trusts
Earn 12,500 miles for every S$100,000 invested in Unit Trusts (capped at S$2 million invested)
Earn
250,000
miles
Earn 30,000 miles for every S$100,000 in Single Premium insurance policy placed with us, up to S$1 million.
Earn
300,000
miles
Earn 30,000 miles for every S$30,000 Annual Premium Equivalent Regular Premium insurance policy placed with us, up to S$300,000
Earn
300,000
miles
Refer your loved ones
Earn up to
180,000 miles per referral
Earn
20,000
miles per referral
Earn up to
160,000
miles per referral
Earn
53,000
miles per referral
Beyond Card Referral
Refer your friend to get a Beyond Card1.
Earn
20,000
miles per referral
Priority Private Referral
Refer your friend to sign up as a Priority Private client and deposit at least S$1.5 million in fresh funds
Earn up to
160,000
miles per referral
Priority Banking Referral
Refer your friend to sign up as a Priority Banking client and deposit at least S$200,000 in fresh funds
Earn
53,000
miles per referral
1With card annual fee paid
Miles ahead
With unparalleled earn rates, Beyond Credit Card takes you further than ever before
Beyond Credit
cardholder
1.5
3
Priority Banking
+ Beyond Credit cardholder
2
3.5
Priority Private
+ Beyond Credit Cardholder
2
8 on dining
4 on others
Priority Private clients will enjoy ALL Accor+ Explorer membership which includes four complimentary nights, dining and lifestyle member benefits.
Redemption code is available via SC Mobile app within 7 working days.
Enjoy unlimited lounge visits for you and your Supplementary Cardholders, as well as an additional six complimentary visits for guests per year.
Bring your Beyond Credit Card to access the lounge.
Enjoy complimentary airport transfer services at 107 airports.
- Two airport transfers for Priority Banking clients
- Ten airport transfers for Priority Private clients
Redemption code is available via SC Mobile app within 14 working days.
Get comprehensive travel accident and medical insurance coverage up to USD500,000 when you book your trips with your Beyond Credit Card.
The stars shine on your birthday
As the Principal Cardholder, enjoy a complimentary birthday meal at a designated Michelin-starred restaurant* in Singapore, while accompanying loved ones enjoy 15% off.
Redemption code is available via SC Mobile app 2 weeks before your birth month.
Enjoy 15% off at over 25 renowned restaurants in Singapore. Indulge in an extraordinary culinary journey at our invitation-only The Luxe Plate event featuring Michelin-starred local and international chefs.
Exclusive priority access and reservations at over 1,000 of the world’s finest dining venues, from Michelin-starred and The World’s 50 Best restaurants to sought-after spots across more than 140 cities.
Shop without worry when you use your Beyond Credit Card online. With Purchase Protection, you are covered against theft and accidental damage for up to 180 days.
Stay secure with complimentary enrolment into the ID Theft Protect Programme, where you can proactively monitor and be alerted of identity theft.
Wherever you are in the world, Mastercard’s 24/7 customer service will assist on queries about ATM locations, lost cards and more, in your chosen language. Simply call 800-1100-113.
Be rewarded as you pay your income tax with the Tax Facility.
Wherever you go, Cashback follows with SC Shop and Earn. Enjoy Cashback at 250+ online merchants beyond your banking rewards! Plus, enjoy higher Cashback with a Priority relationship with us.
T&Cs apply. Find out more Find Out More
Advisory and people expertise
Tap on expert advice with the support of an INSEAD-trained Relationship Manager and a team of specialists.
Elevate your status globally with priority access to our global retail network for all your financial and cross-border needs.
Your gateway to Private Bank-like sophisticated investment solutions curated by a team of experts.
Unlock Global Experiences, a travel and lifestyle concierge service, exclusive for Priority Private clients.
Accelerate your rewards as you grow your Banking relationship with us
- Beyond Credit Cardholder with Priority Private Banking
- Beyond Credit Cardholder with Priority Banking
- Beyond Credit Cardholders
| Travel Beyond | |
Complimentary Business Class upgrades | From 22 November 2025 for a limited time: Enjoy complimentary Business Class upgrade on renowned airlines when you purchase one (1) Business Class ticket and one (1) Premium Economy ticket. |
Unlimited Priority Pass airport lounge visits | Enjoy unlimited lounge visits for you and your Supplementary Cardholders, as well as an additional six complimentary visits for guests per year. |
Travel Insurance | Complimentary coverage of up to USD 500k (includes travel inconveniences such as delays, missed connections, loss of baggage / medical expenses, medical evacuation and more) when you book your trips with Beyond Credit Card. |
Hotel Elite Loyalty Status | GHA Discovery Titanium tier membership (including Capella, Kempinski, Pan Pacific, Parkroyal and more) Wyndham Hotels and Resorts Diamond tier (including Ramada, Wyndham, Trademark collection and more) |
Hotel Elite Membership | ALL Accor+ Explorer membership (includes Raffles, Sofitel, Fairmont, Pullman, Swissôtel, Mövenpick, Novotel and more) |
Airport limousine rides | 10 |
| Dine Beyond | |
Birthday meal | As the principal cardholder, enjoy a complimentary birthday meal at a designated Michelin-starred restaurant* in Singapore, while accompanying loved ones enjoy 15% off. |
The Luxe Plate | Enjoy 15% discount off at over 25 renowned restaurants in Singapore Indulge in an extraordinary culinary journey at our invitation-only The Luxe Plate event featuring Michelin-starred local and international chefs. |
Held tables at top restaurants | Exclusive priority access and reservations at over 1,000 of the world’s finest dining venues, from Michelin-starred and The World’s 50 Best restaurants to sought-after spots across more than 140 cities. |
| Live Beyond | |
Golf | Four Complimentary Green Fees (including Sentosa Golf Club, Warren Golf and Country Club, Horizon Hills in Malaysia and other premium golf clubs across Southeast Asia Complimentary Golf lessons at Performance 360 Golf Academy |
Online Purchase Protection | Peace of mind when shopping online with Purchase Protection against theft / accidental damage for up to 180 days, ID theft protection to ensure your personal data is safe |
Credit Card Income Tax Payment Facility | Be rewarded as you pay your income tax with the Tax Facility, subject to a one-time processing fee. |
| Bank Beyond | |
Enjoy a world of expertise, service and privileges | SC-INSEAD trained Wealth Academy Senior Relationship Managers Private and internal Wealth Solutions Exclusive Privileges to Global Concierge, Complimentary APEC card, Complimentary Birthday Cake |
| Travel Beyond | |
|---|---|
Complimentary Business Class upgrades | From 22 November 2025 for a limited time: Enjoy complimentary Business Class upgrade on renowned airlines when you purchase one (1) Business Class ticket and one (1) Premium Economy ticket. |
Unlimited Priority Pass airport lounge visits | Enjoy unlimited lounge visits for you and your Supplementary Cardholders, as well as an additional six complimentary visits for guests per year. |
Travel Insurance | Complimentary coverage of up to USD 500k (includes travel inconveniences such as delays, missed connections, loss of baggage / medical expenses, medical evacuation and more) when you book your trips with Beyond Credit Card. |
Hotel Elite Loyalty Status | GHA Discovery Titanium tier membership (including Capella, Kempinski, Pan Pacific, Parkroyal and more) Wyndham Hotels and Resorts Diamond tier (including Ramada, Wyndham, Trademark collection and more) |
Hotel Elite Membership | |
Airport limousine rides | 2 |
| Dine Beyond | |
Birthday meal | As the principal cardholder, enjoy a complimentary birthday meal at a designated Michelin-starred restaurant* in Singapore, while accompanying loved ones enjoy 15% off. |
The Luxe Plate | Enjoy 15% discount off at over 25 renowned restaurants in Singapore Indulge in an extraordinary culinary journey at our invitation-only The Luxe Plate event featuring Michelin-starred local and international chefs. |
Held tables at top restaurants | Exclusive priority access and reservations at over 1,000 of the world’s finest dining venues, from Michelin-starred and The World’s 50 Best restaurants to sought-after spots across more than 140 cities. |
| Live Beyond | |
Golf | Four Complimentary Green Fees (including Sentosa Golf Club, Warren Golf and Country Club, Horizon Hills in Malaysia and other premium golf clubs across Southeast Asia Complimentary Golf lessons at Performance 360 Golf Academy |
Online Purchase Protection | Peace of mind when shopping online with Purchase Protection against theft / accidental damage for up to 180 days, ID theft protection to ensure your personal data is safe |
Credit Card Income Tax Payment Facility | Be rewarded as you pay your income tax with the Tax Facility, subject to a one-time processing fee. |
| Bank Beyond | |
Enjoy a world of expertise, service and privileges | SC-INSEAD trained Wealth Academy Advisors Access to Wealth Solutions International Banking network, exclusive Privileges to Global Concierge, complimentary APEC card, curated birthday offers |
| Travel Beyond | |
|---|---|
Complimentary Business Class upgrades | From 22 November 2025 for a limited time: Enjoy complimentary Business Class upgrade on renowned airlines when you purchase one (1) Business Class ticket and one (1) Premium Economy ticket. |
Unlimited Priority Pass airport lounge visits | Enjoy unlimited lounge visits for you and your Supplementary Cardholders, as well as an additional six complimentary visits for guests per year. |
Travel Insurance | Complimentary coverage of up to USD 500k (includes travel inconveniences such as delays, missed connections, loss of baggage / medical expenses, medical evacuation and more) when you book your trips with Beyond Credit Card. |
Hotel Elite Loyalty Status | GHA Discovery Titanium tier membership (including Capella, Kempinski, Pan Pacific, Parkroyal and more) Wyndham Hotels and Resorts Diamond tier (including Ramada, Wyndham, Trademark collection and more) |
Hotel Elite Membership | |
Airport limousine rides | |
| Dine Beyond | |
Birthday meal | As the principal cardholder, enjoy a complimentary birthday meal at a designated Michelin-starred restaurant* in Singapore, while accompanying loved ones enjoy 15% off. |
The Luxe Plate | Enjoy 15% discount off at over 25 renowned restaurants in Singapore Indulge in an extraordinary culinary journey at our invitation-only The Luxe Plate event featuring Michelin-starred local and international chefs. |
Held tables at top restaurants | Exclusive priority access and reservations at over 1,000 of the world’s finest dining venues, from Michelin-starred and The World’s 50 Best restaurants to sought-after spots across more than 140 cities. |
| Live Beyond | |
Golf | Four Complimentary Green Fees (including Sentosa Golf Club, Warren Golf and Country Club, Horizon Hills in Malaysia and other premium golf clubs across Southeast Asia Complimentary Golf lessons at Performance 360 Golf Academy |
Online Purchase Protection | Peace of mind when shopping online with Purchase Protection against theft / accidental damage for up to 180 days, ID theft protection to ensure your personal data is safe |
Credit Card Income Tax Payment Facility | Be rewarded as you pay your income tax with the Tax Facility, subject to a one-time processing fee. |
Frequently Asked Questions
There is an annual fee of S$1,500 (excluding GST) for the principal Beyond Credit Card, and no additional fees for supplementary Beyond Credit Card(s).
While the annual card membership fee for the Beyond Credit Card is not eligible for waiver, it grants access to Privileges that provide value well beyond the fee.
Please log in to the SC Mobile App > Services. Your current banking relationship status will be reflected under your name.
Alternatively, you can reach out to your Relationship Manager.
Yes you may, please refer to the section ‘Eligibility and Documents’ below.
To upgrade your banking relationship, please top up your SC current or savings account to a minimum account balance of S$200,000 (Priority Banking) or S$1,500,000 (Priority Private).
Upon hitting the relevant minimum account balance threshold, please log in to the SC Mobile App > Services > View all > Other Banking Services > Priority Banking Sign-up Request
Click here for more information.
If you have updated your banking relationship status, the newly applicable rewards earn rate for you will only be applied in your next statement cycle and subsequently awarded in your following card statement cycle.
For example, if you are an existing Priority Banking client with a card statement dated 15 Jan, and your banking relationship was upgraded to Priority Private on 5 Jan. The Priority Banking rewards earn rate will still be applied to all of your Beyond Credit Card’s posted transactions from 5 to 15 Jan.
In your next card statement cycle ending 15 Feb, the new Priority Private rewards earn rate will be applied to all of your Beyond Credit Card transactions. And this will be awarded in your 15 Mar statement cycle.
Do note that only the Base Rewards Points will be credited in your current card statement, while Additional Rewards Points will be credited in your next card statement. Additional Rewards Points refer to all Rewards Points granted in excess of what a non-Priority Banking client receives for the equivalent transactions made.
The Beyond Credit Card offers miles (rewarded in Rewards Points) with no earning cap – delivering unparalleled rewards.
The current conversion will be every 25,000 Reward Points can be converted into 10,000 Singapore Airlines KrisFlyer miles.
Your miles will be credited in the form of Rewards Points. You may refer to the bottom of your latest card statement to view the number of Rewards Points earned for the latest card statement month.
To convert your Rewards Points to miles, please head to our 360 Rewards Redemption Platform here. T&Cs apply.