USD$aver USD Savings Account

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Earn up to 7% p.a. interest for 6 months on your USD deposits.

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USD$aver

Enjoy higher interest on your USD Deposit balance without locking in your money!

Why sign up for USD$aver?

High interest

Earn our highest interest rate of up to 5.00% p.a. with deposit balance of USD3,000,000 without locking in your funds.

Sign-up bonus

Enjoy additional 2.00% p.a.^# bonus interest for 6 months on your deposit balance for new deposit clients.

Attractive Interest Rates

Earn our highest base interest rate of up to 5.00% p.a.
No Lock-In Period

Enjoy the flexibility to withdraw funds at anytime
Earn More CashBack

Enjoy 2% cashback on all MasterCard transactions with the USD High Debit card⁺.
Save

Save on foreign currency conversion¹ on USD denominated transactions.

Higher interest rates

Earn higher interest rate on your USD deposit balance without locking in your funds.

Banking online or on the go

Manage your money easily with our award-winning Online and Mobile Banking platform, SC Mobile available on the iPhone, iPad and Android mobile device

Convenient withdrawals

Withdraw your cash easily from our extensive network of ATMs.

Convenient banking

Free 24-hour Phone Banking, Online Banking and Mobile Banking allows you to manage your money and complete transactions anywhere in the world at anytime.

Easy account management

Consolidated statement for easy account balancing

Base Interest Rate

Earn up to 5.00% p.a. interest all year round for account balances up to USD3,000,000 with USD$aver. No lock-in, no minimum spend and no salary crediting.

Sign-up Bonus^# (Limited time only!)

For a limited time only, you can enjoy additional 2.00% sign-up bonus interest for 6 calendar months if you are:

(a) a new deposit client, and

(b) open a new USD$aver account as a main account holder from 1 Apr 2023 – 30 June 2023.

	FOR NEW AND EXISTING DEPOSIT CLIENTS	FOR NEW DEPOSIT CLIENTS (LIMITED TIME PROMOTION!)
BALANCE IN YOUR USD$AVER ACCOUNT	PREVAILING INTEREST RATE^	SIGN-UP BONUS INTEREST (FOR 1ST 6 MONTHS)	TOTAL INTEREST^# (FOR 1ST 6 MONTHS)
First USD50,000	0.05% p.a.	Additional 2.00% p.a.	2.05% p.a.
Next USD150,000	2.00% p.a.		4.00% p.a.
Next USD1,300,000	3.50% p.a.		5.50% p.a.
Next USD1,500,000	5.00% p.a.		7.00% p.a.

Important notes:

Account balances exceeding USD3,000,000 shall earn prevailing interest of 0.05% p.a.
^The maximum effective interest rate (EIR) on the prevailing rate on your USD$aver account is 4.12% p.a. for deposit balance of USD3,000,000.
^#For accounts that are eligible for the additional sign-up bonus, the maximum effective interest rate (EIR) on USD$aver account earned on the base prevailing rate + sign-up bonus is 6.12% p.a. for deposit balance of USD3,000,000. Applicable on the 1st 6 calendar months.

Service	Charges
Minimum initial deposit	US$1
Fall-below fee	US$10 per month if average daily balance for the month falls below US$10,000
Monthly service charge	US$0
Unarranged overdraft	Prime +5%, minimum US$5
Early account closure fee (within 6 months)	US$20
Debit Card Annual Fee	US$0

Eligibility

Nationality: Singapore citizen / Singapore permanent resident / foreigner
Age requirement: Minimum 18 years old

Documents Required

Mandatory supporting documents for Singapore citizens and permanent residents:

NRIC (front and back)
Mandatory supporting documents for foreigners:
Passport

Employment Pass

Any of the following documents:
- Utility bill within the last 3 months
- Bank statement within the last 3 months
- Letter from the human resource department of current employer stating address
- Government-issued documents stating address (e.g. IRAS, CPF, ICA)
- Telecommunications bill within the last 3 months
- Tenancy agreement

^USD$aver Product Terms
^#USD$aver Sign-up Promotion
*Standard Chartered Instant Approval Terms and Conditions
For details, please click here.

⁺Exclusions apply. Cashback cap at USD100. Please refer to USD$aver terms and conditions at the link above for more details. MasterCard transactions incurred with merchants based outside of Singapore are subject to a charge of 1% of the transaction as imposed by MasterCard International on the Bank

Disclaimer

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What kind of loan are you looking for?

Earn up to 7% p.a. interest for 6 months on your USD deposits.

USD$aver

Why sign up for USD$aver?

High interest

Sign-up bonus

Attractive Interest Rates

No Lock-In Period

Earn More CashBack

Save

Higher interest rates

Banking online or on the go

Convenient withdrawals

Convenient banking

Easy account management

How it works?

Key Charges

Eligibility & Documents

Eligibility

Documents Required

Terms And Condition