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How would you like to apply?

I am NOT an existing Standard Chartered Current/Checking/Savings Account holder

*SingPass holders with a MyInfo profile can use MyInfo to automatically fill up the form. By clicking “Next”, you will be re-directed to the MyInfo portal, which is not owned or controlled by Standard Chartered Bank (Singapore) Limited or any member of the Standard Chartered Group (the “Bank”). The Bank bears no liability or responsibility over your usage of the MyInfo portal.

*Please note that MyInfo is temporarily unavailable at the stipulated downtimes:

Mon, Tues, Thurs, Fri, Sat:  5:00AM to 5:30AM. Wed: 2:00AM to 6:00AM. Sun: 2:00AM to 8:30AM

I am an existing Standard Chartered Current/Checking/Savings Account holder

    How would you like to apply?

    I am NOT an existing Standard Chartered Current/Checking/Savings Account holder

    *SingPass holders with a MyInfo profile can use MyInfo to automatically fill up the form. By clicking “Next”, you will be re-directed to the MyInfo portal, which is not owned or controlled by Standard Chartered Bank (Singapore) Limited or any member of the Standard Chartered Group (the “Bank”). The Bank bears no liability or responsibility over your usage of the MyInfo portal.

    *Please note that MyInfo is temporarily unavailable at the stipulated downtimes:

    Mon, Tues, Thurs, Fri, Sat:  5:00AM to 5:30AM. Wed: 2:00AM to 6:00AM. Sun: 2:00AM to 8:30AM

    I am an existing Standard Chartered Current/Checking/Savings Account holder

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      Features

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      Pricing and Eligibility

      Mortgage facility terms and conditions apply. Pricing and mortgage facility terms are subject to change without prior notice.

      PRICING AND FEATURES

      Interest Rate 36M Fixed Deposit Rate plus a margin for the Bank.
      The 36M Fixed Deposit Rate means the Bank’s prevailing interest rate per annum for a 36-month Singapore Dollar time deposit of (i) an amount below S$20,000, or (ii) such other amount as the Bank may specify.
      The current 36M Fixed Deposit Rate is 0.72% per annum.

            
      The reference rate for Fixed Deposit Rate may vary and the actual rate will be presented in the Facility Letter. The Fixed Deposit Rate offered to you may be different from other clients based on different pricing packages.

         

      The Fixed Deposit Rate is a floating rate and is subject to change from time to time. This rate may be revised due to changes in, including but not limited to our macroeconomic outlook or any other global or local market conditions which may or may not impact our cost of funds. We will provide you with at least 30 days’ notice for any revision of the Fixed Deposit Rate if you maintain any existing loan with us.

      Loan Size Minimum SGD100,000
      Fees No processing fee
      Type of Property For both completed and building under construction properties
      Historical FDR Rates

      Below are the historical rates for 36M Fixed Deposit Rate for the past 2 years for reference:

      EFFECTIVE DATE
      36M FIXED DEPOSIT RATE
      From 10 June 2019 to 17 May 2020 1.37% per annum
      From 18 May 2020 to 20 August 2020 1.02% per annum
      From 21 August 2020 to date 0.72% per annum
      Note: These past trends may not reflect how high or low future interest rates may be.

      Terms and Conditions

      Deposit Insurance Scheme

      Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.