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  1. Bank With Us
  2. Manage your finances
  3. Credit Limit Review

Credit Card Credit Limit Review

Increase your credit card limit instantly. Unlock financial flexibility and spend with peace of mind.

Benefits
  • Instant Approval

    Get your credit limit reviewed and approved instantly with MyInfo

  • Financial Flexibility

    Enjoy the freedom to spend more and get the funds you need

  • Fuss Free Application

    Easy application through online submission via SC Online Banking and/or SC Mobile

Credit Limit Review Terms and Conditions apply

Simply follow these steps to apply for a Credit Limit Review

STEP 1

Retrieve information via MyInfo or Online Banking

STEP 2

Verify your personal details

STEP 3

Choose your preferred credit limit

STEP 4

Review your details

STEP 5

Submit your application

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All principal cardholders of the Bank’s credit cards can apply for Credit Card Credit Limit Review.

For principal cardholders with supplementary cards, please submit a manual form as supplementary cardholders’ consents are required to get a review of a permanent credit limit increase. Click here to obtain a copy of the Credit Card Credit Limit Review form.

Exclusion: Credit limit review is not applicable for corporate cards, secured credit cards and Manhattan S$500 credit cards.

Singapore Citizens and Permanent Residents
For SingPass holders applying with MyInfo, no documents are required.

For Non-SingPass holders:

For Salaried Employees
(i) Latest computerised payslip OR
(ii) Latest 6 months’ CPF Contribution History Statement OR
(iii) Latest Income Tax Notice of Assessment with (i) or (ii).
To be considered for a higher credit limit, please submit your latest Income Tax Notice of Assessment in addition to the above.

For Commission-based Earners/Self Employed
(i) Latest Income Tax Notice of Assessment and latest 3 months’ CPF Contribution History Statement

Foreigners
(i) Employment Pass with at least 6 months validity; and Latest computerised payslip OR
(ii) Company’s Letter certifying Employment and Salary (in Singapore dollar currency), dated within 3 months from the date of credit card application OR
(iii) Latest Income Tax Notice of Assessment with (i) or (ii)

Processing Time:
Processing of the Credit Card Credit Limit Review may take up to 5 working days. You should receive a confirmation email on the outcome of the application.

A Credit Limit Review allows you to request for a permanent credit limit increase of your unsecured credit facilities with us, excluding Overdraft account(s).

     

The revised credit limit will apply to and is shared among all your credit card(s) and all corresponding supplementary credit card(s) authorised by you. If you are an existing customer of Trust Bank Singapore Limited (“Trust”), the revised credit limit will be a combined credit limit shared across Standard Chartered Bank Singapore Limited and Trust.

You may apply for a Credit Limit Review through our Website, Online Banking or SC Mobile application.

Your Credit Limit Review application may be declined due to ineligible criteria, incomplete application or insufficient income documents provided.  Please refer to ‘Important information’ for eligibility criteria to apply for a Credit Limit Review.

     

Please note that all applications are still subjected to the Bank’s review.

Once submitted, your application for the Credit Limit Review cannot be cancelled. The outcome of the Credit Limit Review will be notified to the Cardholder via email.

Review of your credit limit is conducted at the Bank’s discretion based on local regulations, your income documents provided, indicated preferred credit limit and subject to credit and risk policies. This review may result in an increase or decrease of your overall credit limit for your unsecured credit facilities held with the Bank.

Click here for more FAQs.

Your credit limit may have been revised due to the following reasons:

  • There was a credit limit review initiated by the Bank. You should receive an SMS or a letter notifying you on the revision of credit limit. OR
  • If you have recently applied for a credit card or any credit facilities with Trust Bank Singapore Limited (“Trust”), your credit limit with Standard Chartered Bank (Singapore) Limited (“Bank”) may be revised as your credit limit is a combined credit limit shared across the Bank and Trust. Please note that overlimit fee(s) may apply if you have not paid down your outstanding balances before the credit limit revision takes place.

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