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How would you like to apply?

I am NOT an existing Standard Chartered Current/Checking/Savings Account holder

*SingPass holders with a MyInfo profile can use MyInfo to automatically fill up the form. By clicking “Next”, you will be re-directed to the MyInfo portal, which is not owned or controlled by Standard Chartered Bank (Singapore) Limited or any member of the Standard Chartered Group (the “Bank”). The Bank bears no liability or responsibility over your usage of the MyInfo portal.

*Please note that MyInfo is temporarily unavailable at the stipulated downtimes:

Mon, Tues, Thurs, Fri, Sat:  5:00AM to 5:30AM. Wed: 2:00AM to 6:00AM. Sun: 2:00AM to 8:30AM

I am an existing Standard Chartered Current/Checking/Savings Account holder

    How would you like to apply?

    I am NOT an existing Standard Chartered Current/Checking/Savings Account holder

    *SingPass holders with a MyInfo profile can use MyInfo to automatically fill up the form. By clicking “Next”, you will be re-directed to the MyInfo portal, which is not owned or controlled by Standard Chartered Bank (Singapore) Limited or any member of the Standard Chartered Group (the “Bank”). The Bank bears no liability or responsibility over your usage of the MyInfo portal.

    *Please note that MyInfo is temporarily unavailable at the stipulated downtimes:

    Mon, Tues, Thurs, Fri, Sat:  5:00AM to 5:30AM. Wed: 2:00AM to 6:00AM. Sun: 2:00AM to 8:30AM

    I am an existing Standard Chartered Current/Checking/Savings Account holder

      Enjoy 20% off total premium for all Plans. Complimentary Medical Check-Up for Classic and Premier Plans. Applicable till 31 Oct 2022. T&Cs apply.

      Person, Human, Indoors

      Enjoy 20% off total premium for all Plans. Complimentary Medical Check-Up for Classic and Premier Plans. Applicable till 31 Oct 2022. T&Cs apply.

      Overview

      Extend peace of mind to your foreign domestic helper today with MSIG MaidPlus Insurance. Underwritten by MSIG Insurance (Singapore) Pte. Ltd.  

      Plan Details

      Basic Cover
      COVERAGE FOR 26 MONTHS Sum Insured
        Standard Classic Premier
      Section 1 – Personal Accident
      • Death & Permanent Disablement $60,000 per year
      • Medical Expenses $1,000 $2,000 $3,000
              Dental Treatment $500 (sub-limit)
              Treatment by Chinese Physician $100 (sub-limit
              Dengue Fever – Medical Expenses $100 (sub-limit)
      Section 2 – Hospital & Surgical Expenses
      1. Inpatient expenses incurred in Class B2 or C ward in Singapore government hospital or restructured hospital
      2. 90 days pre and post hospitalisation diagnostic services and treatment
      3. Day care surgery
      $15,000
      per year
      $30,000
      per year
      $50,000
      per year
      Section 3 – Alternative Domestic Help Benefit
      Daily allowance for hiring temporary help when your Maid is hospitalised due to an injury or illness $50 per day
      (max. 30 days)
      $50 per day
      (max. 45 days)
      $50 per day
      (max. 60 days)
      SECTION 4 – Wages & Levy Reimbursement
      Pays you when your Maid is hospitalised due to an injury or illness $30 per day
      (max. 30 days)
      $30 per day
      (max. 45 days)
      $30 per day
      (max. 60 days)
      SECTION 5 – Repatriation Expenses
      Reimbursement for the cost of transportation for your Maid to return to her home country following Permanent Disablement or Death $10,000 $15,000 $20,000
      SECTION 6 – Termination Expenses
      Pays you if your Maid is certified unfit for work by a medical practitioner due to injury or illness $300 $600
      SECTION 7 – Replacement Maid Expenses
      Pays the hiring fees for a replacement Maid following the termination of your Maid’s service due to death, injury or illness $500 $750
      SECTION 8 – Special Grant
      Lump sum payment following death of your Maid during her employment in Singapore $2,000 $3,000
      SECTION 9 – Liability to Third Parties
      Covers your legal liability for third party accidental bodily injury or property damage as a result of negligence of your Maid in the course of and arising out of her employment in Singapore $5,000 $10,000 $20,000
      SECTION 10 – Maid’s Personal Belongings
      Loss or damage to personal effects belonging to your Maid in the event of fire, water or flood damage at your residence $300 $500
      SECTION 11 – Maid Insurance Guarantee Bond – (MOM)
      Letter of Guarantee for a $5,000 security bond on your behalf to the Ministry of Manpower (MOM) $5,000
      Optional Covers
      COVERAGE FOR 26 MONTHS Sum Insured
      Section 12 – Waiver of Counter Indemnity for Maid Insurance
      Guarantee Bond to MOM
      Relieves your liability to MOM in the event a demand for payment by MOM (Excess: $250)                                                                            –
      SECTION 13 – Employer’s Liability – 3 options
      Covers your legal liability as an employer arising from injury or disease claims by your Maid at Common Law Up to $300,000
      Up to $500,000
      Up to $1,000,000
      Premiums
      Premiums for 26 months (inclusive of 7% GST) Standard Classic Premier
      $267.50 $363.80 $417.30
      Optional Covers
      Waiver of Counter Indemnity for Maid Insurance
      Guarantee Bond to MOM (Excess: $250)
      $53.50
      Employer’s Liability – 3 options
      Up to $300,000
      $26.75
      Up to $500,000 $37.45
      Up to $1,000,000 $69.55

      FAQs

      • MaidPlus insurance is a comprehensive package of benefits covering accidental death or disablement, hospital and surgical expenses, wages and levy reimbursement, repatriation expenses, guarantee bond and other benefits.

        These include MOM’s requirement of (i) Hospital & Surgical Expenses of at least $15,000 a year and (ii) Personal Accident of $60,000 covering death and personal disablement for the foreign domestic maid. For a higher coverage and benefit limits, you can choose the Classic or Premier plans for that extra protection.

      • Medical Expenses under the Personal Accident section of MaidPlus insurance cover the cost of treatment (including outpatient treatment) due to accidents only. The cover under Hospital & Surgical Expenses is wider as it extends to medical expenses incurred as an inpatient of a Hospital as a result of illnesses or accidents. Medical expenses incurred up to 90 days pre and post hospitalisation and day surgery are also covered under Hospital & Surgical Expenses.

      • MSIG’s policyholders can include the COVID-19 benefit to their MaidPlus policy with an additional premium of $64.20 (inclusive of 7% GST) for up to 26-month cover, subject to the prevailing discount if applicable.

        For more info on COVID-19 cover for foreign domestic workers, click here.

      • This benefit relieves an employer by reimbursing a daily fixed sum up to 60 days to supplement the cost of hiring alternative domestic help during the period of your Maid’s hospitalisation due to a covered injury or illness.

      • Purchases made online are eligible for complimentary Medical Check-up. You will receive the gift via email with relevant links for redemption. To redeem, present the redemption email and the Medical Examination Form for Foreign Domestic Worker from Ministry of Manpower, to any of the listed Shenton Medical Group clinics convenient to you.

      • The extra two months of maid insurance is required by the Ministry of Manpower to ensure that even after the expiry of the maid’s work permit, there is insurance coverage for your maid while they are in Singapore and for when repatriation is not immediate.

      • Visit https://www.msig.com.sg/claims/personal-insurance/maid for information on the claim procedure

        Alternatively, you may email or contact MSIG Customer Service at:

        Email:  service@sg.msig-asia.com

        Customer Service hotline: +65 6827 7602

        Operating Hours

        8.45 am to 5.30pm

        Mondays to Fridays except for Public Holidays

      Important Notes

        1. Pre-existing conditions
        2. Any unlawful act of the maid or wilful exposure to danger (other than in an attempt to save human life) or wilful act or wilful neglect of the maid;
        3. Suicide, attempted suicide or intentional self-injury while sane or insane or caused directly by the maid’s deliberate act
        4. Psychiatric or insanity or conditions related to functional disorder of the mind, nervous disorders;
        5. Pregnancy, childbirth, miscarriage, abortion, sterilization, menopause or any complications arising from any of these;

      Disclaimer

      This webpage is not a contract of insurance and reference should be made to the actual policy for the exact terms and conditions applicable to the insurance policy, which will be sent to you upon acceptance of your application by MSIG Insurance (Singapore) Pte. Ltd., (“MSIG”). It does not constitute an offer to buy or sell an insurance product or service. It is also not intended to provide any insurance or financial advice. All insurance products described in this webpage are underwritten by MSIG and they are not products of, nor are they underwritten by Standard Chartered Bank (Singapore) Limited (“SCBSL”).

      SCBSL shall not be liable in any manner whatsoever regarding your application or the contract of insurance. In facilitating insurance arrangements or in referring customers to any insurer, SCBSL is acting in alliance with the insurer and not as an agent for customers.

      This Policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your Policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact MSIG or visit the GIA or SDIC websites (www.gia.org.sg or www.sdic.org.sg)